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Hi people
I'm a 25 year old guy from Belgium that has 2 years of working experience.
The reason that I'm making this thread is that I am currently in a critical time in my life, I'll explain it a little bit for you to understand
Career:
I’m currently working as a headhunter (engineering profiles) and make better money than most of my age ( € 63k in the bank , 68k dollars). I have this money because I went full slowlane. I saved 90% of my income during the past two years (salaries get taxed heavily where I live).
I also worked one year in IT support before, I decided to switch because I wanted to learn how to sell (my current job is commercial).
Perspectives: within on year I should be able to become assistant team manager and get some management experience under my wings (mentoring & coaching new people)
Work-life balance: Zero, I get up 5:30, commute 5:45 – 6:30, work out 6:30 – 7:30 and then start work until 7pm in the evening.
Relationship: been together with my gf for 5 years now, she wants to go move together.
The dilemma: right now my girlfriend is pushing me to buy an apartment, which costs anywhere between €180k - €270k in the region). This can eat all my slowlane grown funds if I put it all in. If I commit to a loan this big, I will also need to pay it off.
The thing is that I read the millionaire fastlane & that buying an apartment looks to me as if I’ll be burying myself in debt. I’d love to start working on my own projects but this seems highly impossible with a full time job (which I’ll need to pay off the lone)
TLDR: Slowlane guy with hardcore job wanting to go fastlane. On the verge of buying an apartment, what would you do in this situation?
I'm a 25 year old guy from Belgium that has 2 years of working experience.
The reason that I'm making this thread is that I am currently in a critical time in my life, I'll explain it a little bit for you to understand
Career:
I’m currently working as a headhunter (engineering profiles) and make better money than most of my age ( € 63k in the bank , 68k dollars). I have this money because I went full slowlane. I saved 90% of my income during the past two years (salaries get taxed heavily where I live).
I also worked one year in IT support before, I decided to switch because I wanted to learn how to sell (my current job is commercial).
Perspectives: within on year I should be able to become assistant team manager and get some management experience under my wings (mentoring & coaching new people)
Work-life balance: Zero, I get up 5:30, commute 5:45 – 6:30, work out 6:30 – 7:30 and then start work until 7pm in the evening.
Relationship: been together with my gf for 5 years now, she wants to go move together.
The dilemma: right now my girlfriend is pushing me to buy an apartment, which costs anywhere between €180k - €270k in the region). This can eat all my slowlane grown funds if I put it all in. If I commit to a loan this big, I will also need to pay it off.
The thing is that I read the millionaire fastlane & that buying an apartment looks to me as if I’ll be burying myself in debt. I’d love to start working on my own projects but this seems highly impossible with a full time job (which I’ll need to pay off the lone)
TLDR: Slowlane guy with hardcore job wanting to go fastlane. On the verge of buying an apartment, what would you do in this situation?
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