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- #14
MJ DeMarco
I followed the science; all I found was money.
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I don't use cash for anything, but I pay cash for everything if that makes sense.
My wallet at any given time has about fifty bucks in it.
Everything I spend goes on my Chase Sapphire (personal) or my Amex (business).
Then I pay those off every month. I NEVER CARRY A BALANCE.
I do this to collect points.
Every year I spend my points and get a ton of free stuff. And because I don't pay finance charges or annual fees, it's really free.
My wallet at any given time has about fifty bucks in it.
Everything I spend goes on my Chase Sapphire (personal) or my Amex (business).
Then I pay those off every month. I NEVER CARRY A BALANCE.
I do this to collect points.
Every year I spend my points and get a ton of free stuff. And because I don't pay finance charges or annual fees, it's really free.