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Meet Kevin: Dave Ramsey Exposed

Discussion in 'Education, Learning, Books' started by RichieG, Nov 26, 2018.

  1. RichieG
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    RichieG Contributor

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    Has this guy got a big set of balls or just being clever using "big" You Tube names?

    On paper he looks like he talks a good game and plays a good game.

    Google Meet Kevin for all his content. His You Tube videos are what I generally watch.

    He has called out Dave Ramsey, Grant Cardone, Chris Rood to name a few and basically given his take on what he thinks they are doing.........................

    He must be squeaky clean with what he does as otherwise he is getting sued big time or they will flip the tables.

    You Tube Meet Kevin and tell me what you think. Actually here is the Dave Ramsey Exposed link :


    View: https://www.youtube.com/watch?v=cKvhoimzReM
     
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  2. MJ DeMarco
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    MJ DeMarco Raving Lunatic Staff Member Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass LEGENDARY CONTRIBUTOR Summit Attendee

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    Funny and well done video, not surprising though, at least from my perspective.

    Sell the Slowlane, Get Rich in the Fastlane...

    I've been saying it for over a decade.
     
  3. RichieG
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    RichieG Contributor

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    His material is good generally. Just don't watch the one on compound interest!
     
  4. minivanman
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    minivanman Gold Contributor Speedway Pass

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    This was a secret? But, atleast Dave has made a lot of people rich and even more out of debt so it's not a bad thing at all. He basically wrote a modern day bible for money and people buy in to it just like they do the real bible. Been happening for lots of years. Atleast Dave gives people a book he actually wrote.

    Personally, I did the things Dave preaches before Dave started preaching them to people. 0 debt has got me to where I am today.
     
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  5. Fastlane Liam
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    Fastlane Liam Bronze Contributor Read Millionaire Fastlane Speedway Pass

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    I like the dude; hes hard working, quirky and calling out the big guys on their shady tactics
     
  6. Red
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    Red Nigerian Lottery Prince Read Millionaire Fastlane FASTLANE INSIDER Speedway Pass Summit Attendee

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    Yeah, his take on things is exactly what they're doing. They sell leads to agents & they don't give a rip if the buyers are qualified & they seriously don't give a rip if the agent has any skill or experience -only that they're willing to pay.

    BTW, in case you didn't know, this is how Zillow & Trulia make their money -they get the unsuspecting public to create accounts & then sell those "leads" to agents who are willing to pay, even if they've never sold a home in their career. I have zero problem with the business model, but I have a BIG problem with the lack of disclosure to the general public. But that's the way it goes.

    I get hit up by these "services" on the regular. I have yet to see one that seems to offer leads worth paying for. But that's just me.
     
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  7. BookwormMitch
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    BookwormMitch Silver Contributor Read Millionaire Fastlane FASTLANE INSIDER Speedway Pass

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    It’s funny because Grant Cardone calls Dave Ramsey out all the time for giving terrible advice to people
     
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  8. minivanman
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    minivanman Gold Contributor Speedway Pass

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    And you do know that when Dave refers a customer to a business, that business can NOT give a special discount for his listeners. I had this happen to a business I was a part of. My business owner wanted to give a discount but the girl at the time at Dave's office said oh HELL NO!!! :eek:

    To me, it's all business. Maybe that's because I understand how it all works and if others don't, they should educate their self a little better about the world. Although, a business should be able to give a discount if they want to..... we pulled out of the program that day.

    People are free to do as they wish so if they choose to go by the book about what ANYONE says, that is their choice. I say.... take a little of what this person says and a little of that that person says and a little of what 3 other people say.... mix them all together and take the good from it and you might be on to something.
     
    Last edited: Nov 27, 2018
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  9. Neng Her
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    Neng Her Contributor Read Millionaire Fastlane

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    ;)
     
  10. ZF Lee
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    ZF Lee Platinum Contributor Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass

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    For some reasons, I've been wondering whether gurus calling out other fake/shady/suspicious gurus (witch hunts) will be the next marketing trick rising on the horizon, besides 'fake it until you make it'.
     
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  11. MJ DeMarco
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    MJ DeMarco Raving Lunatic Staff Member Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass LEGENDARY CONTRIBUTOR Summit Attendee

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    Supposedly Dave sent the dude a cease and desist and wants the video removed. Their grounds is "exposure of confidential information". LOL
     
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  12. DustinH
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    Since I don't watch TV and only watch YT his real estate videos have popped up a lot and I've watched several of them. He is definitely piggybacking off Grant's and Dave's popularity with his click-bait video titles. Which is fine but at some point that tactic won't work as well to get attention to your platform. Or maybe it will if you keep coming up with new popular figures to "expose." I don't know. I think it's ironic that a guru gets attention by exposing popular gurus.

    Dave's company doesn't allow their affiliates, a.k.a. Endorsed Local Providers (realtors, mortgage brokers, financial advisors) to talk publicly about their agreements and terms for sending them leads. That's why they sent Kevin the cease and desist. They don't want any of that info getting out there.

    I think Dave has done a great job of going from teaching couples personal finance in the mid '90s to a huge business with several streams of revenue. I think they produce close to $50 mil in annual revenue. They are constructing a brand new building to house all of his employees and the radio show. Building it with all cash. It looks pretty nice.

    We go to the same church and I've studied his business model from talking to several people in town that have worked for him or been an ELP. Contrary to popular belief, they don't make much revenue off people in debt and getting out of debt, except for book sales. Majority of their revenue comes from radio advertising, business partnerships (Zander Insurance & Churchhill Mortgage), and fees from their Endorsed Local Providers. Personally, Dave owns a ton of real estate investments that he could live off, too.

    I don't follow Dave's financial advice anymore (can't stand his promotion of "growth stock mutual funds") but I definitely respect him as an entrepreneur.
     
    Last edited: Dec 10, 2018 at 2:30 PM
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  13. lludwig
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    lludwig Silver Contributor Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass

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    To Whom? Dave's readers and listeners. They are mostly Sidewalkers which Dave proceeds to help make into Slowlaners. They are Uber-nieve.

    I guess you can at least say that's a step up from previous...
     
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  14. Second Act
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    Second Act Contributor Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER

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    Interesting... the original Meet Kevin video at the topic of this thread is still watchable but is currently 'unlisted'.
     
  15. MJ DeMarco
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    MJ DeMarco Raving Lunatic Staff Member Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass LEGENDARY CONTRIBUTOR Summit Attendee

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    I guess the Ramsey Empire made him an offer he couldn't refuse. :wideyed:
     
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  16. struka
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    struka Contributor Read Millionaire Fastlane I've Read UNSCRIPTED

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    I should walk over to his office and ask him about it, he works a building over. :)
     
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  17. G-Man
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    G-Man Legendary Contributor Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass LEGENDARY CONTRIBUTOR

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    This is why I don't bash on Ramsey too much. Too many mixed feelings. I run into a lot of Ramsey converts in my age/social cohort (early mid 30s professionals, usually on starter home/ kid 1/ first legit job, sometimes transitioning to 1 income).

    The hucksterism is disturbing, and I'm always a little perturbed by the devotion Ramseyites have to the program, but in my wider social circle, they're also they only people I know under 40 that are even close to being out of debt, or even trying for that matter.

    Never ceases to legit piss me off hearing people talking about how they're going to make 12% forever in their mutual funds, though. Math is math, Dave.
     
  18. NuclearPuma
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    NuclearPuma Bronze Contributor FASTLANE INSIDER Speedway Pass

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    Criticizing gurus has turned out to be a good way to get attention and traffic. There are a few YouTube channels with lots of subscribers that do nothing but call out other you tube channels for being "fake"....here are some examples that I've see: "fake natty"...."fake weights".... "fake black belt"... "fake entrepreneur"... etc. There are whole channels dedicated to each of those and they have pretty large followings.

    There was a really entertaining one I watched a while ago calling out the sellers of get rich info products that was actually pretty good showing how fabricated these people's success was.
     
  19. PizzaOnTheRoof
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    PizzaOnTheRoof Bronze Contributor Read Millionaire Fastlane I've Read UNSCRIPTED Speedway Pass

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    Could you share a link or title if you remember? I'd love to check it out
     
  20. NuclearPuma
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    NuclearPuma Bronze Contributor FASTLANE INSIDER Speedway Pass

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    Can't find it. But trying to search YouTube just returns so many get rich Tai Lopez imitators it makes me want to vomit.
     
  21. minivanman
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    minivanman Gold Contributor Speedway Pass

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    I just don't think of Dave as an investor guy to go to. To me, he is the get out of debt guy and he has helped a lot of people do it. Face it.... they have the cruise set at 45mph on the highway and will never get out of the right hand lane so he is their best option. He gets them out of debt and most of them keep on keepin on at 45mph. And keep the other thread in mind.... if we all owned our own businesses, who would be the worker bees? Someone has to work and those people need someone to help them make them think they are living the high life. Some people use the Bible as a crutch, some people use alcohol for a crutch and some people use Dave as a crutch.
     
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  22. DustinH
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    DustinH Bronze Contributor Read Millionaire Fastlane I've Read UNSCRIPTED FASTLANE INSIDER Speedway Pass

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    Dave said the other day that when the new complex is open that they will employ over 800 people and look to grow more. So, they probably have a few people handling the copyright infringements and misuse of his name and likeness.
     
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  23. minivanman
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    minivanman Gold Contributor Speedway Pass

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    I'm sure he has had people to handle that for several years now. I haven't listened to him in a loooong time. I think while I'm out in the garage tonight I'll tune him in. I've been hooked on the OTR (old time radio) app lately.
     

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