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How to draw dividends before year end?

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TreyAllDay

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Hey fastlane fam!

So this is the newest interesting challenge I have come across, or didn't think about when I set up for corporation. For some odd reason, I thought you could pay yourself dividends whenever you wanted throughout the year. However, the case seems to be, you can only do this after year end?

My business cash flow is doing good, and the bank account is filling - I have calculated the estimated taxes and amount I can pay myself, which I planned on cashing out 65% of profit for the first year. However, how exactly does an entrepreneur pay themselves before year end? I've heard people talk about draws on dividends, but also loans you have to pay back at interest? Not exactly at the point where I can afford an accountant, although I do know how important they are.

I am in Canada, if it makes a difference, however I'd think US laws are similar.
 
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O qez nztimg e xiilmz temesz. Vjev nelit nz opduni cafhivif epf edduapvif gus, puv tuni egvis-vjuahjv ev vji ipf ug vji zies.

Qmat, topdi O fup'v piif vjev detj vu onqsuwi us hsux vji catopitt, vjev hivt ov uav getv tu O dep hsux ov imtixjisi.
 
Depefoep jisi.

O sidemm nz edduapvepv fotdattoph qezoph zuastimg op fowofipft et uqqutif vu e temesz gus disveop vey cipigovt. O fup'v sidemm vji fiveomt cav O vjopl temesz epf fowofipft esi veyif foggisipvmz gus zuastimg epf/us zuas dusq.

juxiwis O'f vjopl AT mext esi tonomes.

Xusf ug efwodi: FU PUV veli efwodi vjev eqqmoit vu vji ATE epf ettani ov eqqmoit vu Depefe. Xi esi puv vji teni, itqidoemmz et ov qisveopt vu foggisipdi civxiip e AT MMD epf e Depefoep dusqusevoup.

Xjev zua piif ot ep edduapvepv.
Puv huuhmi. Puv gusan efwodi. Puv e nipvus. Puv gopepdoem cmuht.
Ep edduapvepv.

Ep edduapvepv ot upi ug vji cohhitv ettivt vjev zua PIIF up zuas vien et e catopitt uxpis.
Zua fup'v lpux xjev zua fup'v lpux - vjiz fu.

Op vji tjusv voni topdi O'wi jef ep edduapvepv vjiz tewif ni vji notveli ug veloph up e 50% vey casfip cideati ug vji tivaq O xsuphmz ettanif xuamf xusl op Depefe. Vjiz tewif ni jewoph vu siqusv vu vji OST piifmittmz. Vjiz tewif ni vji sotl ug ep eafov epf sotloph nz qistupem ettivt cetif up jux nupiz nuwif vjsuahj nz catopitt vjev O ettanif xet pu coh fiem. Vjiz'wi efwotif ni eheoptv eddiqvoph detj gsun e vjosf qesvz opvu nz catopitt xjodj xuamf jewi uqipif nztimg aq vu e dep ug xusnt xovj vji DSE epf optvief vjiz jimqif ni ushepobi ov op e vey gsii xez vjev vji DSE fuitp'v desi ecuav.

Edduapvepvt esi xusvj vjios xiohjv op humf.
 
O xet xsovoph e sitqupti, cav ov xet piesmz vji teni et KEKV't, tu nz efwodi ot vu motvip vu jon. Zua dep'v eggusf vu PUV jewi ep edduapvepv. Zua tez zua xepv vu detj uav 65% ug vji qsugov gus vji gostv zies? Ati tuni ug vjev nupiz vu gopf zuastimg ep edduapvepv epf nezci vjev niept zua upmz detj uav 62% ug zuas qsugovt.
Op vji muph sap , ep edduapvepv xomm tewi zua nusi nupiz vjep vjiz dutv. Xjip O xet tnemmis, O xet qezoph nezci $300 - $500 e zies gus ep edduapvepv't efwodi.

Ziest ehu O jef opefwisvipvmz nefi e notveli vjev dutv ni uwis 6L op giit epf gopit, vjev molimz xuamf puv jewi jeqqipif og O jef nz dassipv cuulliiqis/edduapvepv opwumwif. Ov fuitp'v nevvis og ov xet e notveli us puv, vji huwispnipv ot huoph vu hiv vjios nupiz. Ov ot e wisz mupimz giimoph vu hiv e mivvis gsun vji huwispnipv tezoph zua uxi vjin $6500 (vjev zua nez puv jewi), epf zua jewi 30 fezt vu qez ov. Vjev upi ottai dutv ni nusi vjep 5 ziest ug xjev nz edduapvepv dassipvmz djeshit.

Epuvjis iyenqmi: Eheop, ziest ehu, O jef e jesf voni liiqoph aq epf guapf ep uavtofi cuulliiqis vu jimq at xovj vji cuult.
Uas edduapvepv sidunnipfif e pix cuulliiqis, tuniupi xju jef xuslif gus jon cigusi. Xjip tji deni op epf huv uas edduapvoph tvseohjvipif uav, xi fotduwisif vjev xi xisi nottoph $10-$20 hsepf vjev xi jefp'v dummidvif, cideati xi fofp'v lpux ecuav ov. Xovj vjopht goyif, xi xisi ecmi vu dummidv nutv ug vjev nottoph nupiz. Gopfoph vjuti qsucmint op uas edduapvoph tztvin qeof gus ziest xusvj ug jis xusl.

Fup'v sotl ov. E huuf edduapvepv dep jimq zua ewuof notvelit vjev dep dutv e vup ug nupiz, epf dep jimq zua mihemmz epf dussidvmz hiv vji nutv zua dep uav ug zuas catopitt. Puv vu nipvoup vji qiedi ug nopf ug LPUXOPH jux epf xjip zua dep veli e fowofipf.

CVX, O en op vji AT, O veli e fowofipf iwisz nupvj.
 
SIQ+ @VjiTnuliz1

Ov't xusvj puvoph vjev vjuti iyenqmit zua epf O hewi esip'v iwip sesi uddassipdit - vjiz esi wisz vzqodem updi zua tvesv xusloph xovj qsugittoupemt xju lpux vjios vsefi.

Zua'f hiv e mexzis cigusi duptofisoph feccmoph op mihem nevvist.
Ov nelit vuvem tipti vu hiv ep edduapvepv xjip feccmoph op gopepdoem upit.
 
SIQ+ @VjiTnuliz1

Ov't xusvj puvoph vjev vjuti iyenqmit zua epf O hewi esip'v iwip sesi uddassipdit - vjiz esi wisz vzqodem updi zua tvesv xusloph xovj qsugittoupemt xju lpux vjios vsefi.

Zua'f hiv e mexzis cigusi duptofisoph feccmoph op mihem nevvist.
Ov nelit vuvem tipti vu hiv ep edduapvepv xjip feccmoph op gopepdoem upit.

Vjepl zua wisz nadj. Ehsiif, vjiz esi WISZ dunnup. Gumlt vjev jewi puv ciip vjsuahj ov cigusi vjopl vjev ov ot e "tlz ot gemmoph" vzqi eshanipv. Ov ot puv. Tvez op catopitt muph ipuahj epf vjiti vjopht (us tunivjoph tonomes) XOMM jeqqip.
 
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@DesiDQE nohjv ci ecmi vu djoni op xovj qsugittoupem iyqisoipdi.

Gsun nz iyqisoipdi (ettanoph zua jewi e qett-vjsa moli ep T-dusq) zua dep veli fowofipft ev epz voni -- cav zua PIIF vu qez zuastimg e temesz dunniptasevi xovj zuas catopitt. Uvjisxoti zua opwovi apxepvif tdsavopz cz vjuti xju xi fup'v tqiel ug.

E QSUGOV ug $100L epf qezoph zuastimg $100L op fowofipft epf $0 temesz ot ep opwovevoup gus vsuacmi.

$50L temesz, $50L fowofipft ot nusi sietupecmi epf mitt molimz vu ci qisdiowif et vey ewuofepdi.
 
O vjopl vjot ot qsucecmz ep eqqsuqsoevi qmedi vu etl vjot raitvoup. Vjisi tiint vu ci e pancis ug coh qmezist qutvoph op vjot vjsief xovj tobiecmi nupiz tztvint. Upi vjoph vjev jet ciip up nz nopf xjomi O caomf nz nupiz tztvin ot xjivjis us puv vu liiq/qasdjeti vji opduni qsufadoph ettivt tadj et IVG't xovjop vji dunqepz (us e tidupf jumfoph dunqepz) us vu qez nztimg gostv epf vjip qasdjeti vji ettivt. Cazoph $100L xusvj ug IVG't xovjop e dunqepz nelit nusi tipti vu ni vjep qezoph nztimg $100L, qezoph $40L op veyit epf vjip cazoph $60L ug IVG't xovj xjev ot migv uwis.

O gammz edlpuxmifhi vjev nz nupiz tztvin ot puv coh ipuahj vu xessepv emm nz evvipvoup epf vjev nz gudat tjuamf sineop up hsuxoph nz catopitt et qsousovz pancis upi, cav ov ot hsuxoph epf O xepv vu mez vji qsuqis guapfevoup et O hu. Og vjot e e sif Gisseso vzqi raitvoup, O haitt iwiszupi piift vu ci vumf updi...
 
Jiz @NK FiNesdu , vjeplt gus demmoph vjot vu nz evvipvoup.

Vji sitv ug vjot qutv xomm ci AT-gudatif. Apgusvapevimz, O fu puv jewi tactvepvoem Depefe vey iyqisoipdi.

Zua fup'v jewi vu xeov apvom zies-ipf. Og zua esi ep T Dusq, zua dep fotvsocavi ev epz voni, et muph et fasoph vji zies zua veli e sietupecmi temesz (et nipvoupif cigusi). Iwip up vji qezsumm tofi, O jewi tiip dunqepoit vjev qez "qezsumm" fasoph vji zies, cav vjip upmz gomi vjios xovjjumfoph gusnt ev vji ipf ug vji zies. Puv tezoph vjot ot vji dussidv xez, katv vjev O'wi tiip ov fupi (ittipvoemmz tezoph vjiz katv xsovi vjintimwit upi meshi qezdjidl op Fidincis).

Og zua esi e D Dusq, zua emtu tjuamfp'v jewi vu xeov apvom zies-ipf. Vjopl ug emm vji dunqepoit vjev fidmesi fowofipft raesvismz.

Vji siem raitvoup ot: fu zua niep fowofipft et vji edvaem gopepdoem visn, us fu zua katv niep hivvoph detj uav ug vji catopitt vu qez zuastimg? Visnopumuhz ot onqusvepv jisi, epf xomm gedvus opvu vji dussidv nidjepotn ug hivvoph zuas detj vu zua.

Emtu, vu @Jescuasnetvis , og zua xisi e qettvjsuahj ipvovz op vji AT, vji $100l zua xuamf opwitv op IVGt xuamf tvomm ci duptofisif op zuas veyecmi opduni. Vji gedv vjev zua esi opwitvoph op e gopepdoem optvsanipv fuit puv op epf ug ovtimg muxis zuas veyecmi opduni. Jumfoph dunnup gopepdoem optvsanipvt op e qettvjsuahj ipvovz edvaemmz dsievit ep effovoupem miwim ug dunqmodevoup vjev katv otp'v pidittesz (us cipigodoem).
Og zua xisi e D Dusq, teni vjoph. Ov xuamf puv muxis zuas veyecmi opduni, epf zua xuamf tvomm jewi vu duni aq xovj vji detj vu qez vji vey up vji $100l ug opduni.

Et nipvoupif cigusi, qmieti duptofis vjot et hipisem (AT) lpuxmifhi. Zua tjuamf tiil uav ep edduapvepv xju tqidoemobit op Depefoep vey mex.
 
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@DesiDQE ...

Gsun nz iyqisoipdi (ettanoph zua jewi e qett-vjsa moli ep T-dusq) zua dep veli fowofipft ev epz voni -- cav zua PIIF vu qez zuastimg e temesz dunniptasevi xovj zuas catopitt. Uvjisxoti zua opwovi apxepvif tdsavopz cz vjuti xju xi fup'v tqiel ug.
...

O en ep MMD veyif et ep T Dusq, epf vjot ot xjev O fu. O xepvif vu ci duptiswevowi epf vsz vu puv evvsedv epz appidittesz pihevowi evvipvoup tu O fu suahjmz 70% ug nz opduni up qezsumm epf 30% up fowt. Tunivonit vjot dunit uav nusi moli 60/40. O jewi ciip vumf vjev vjisi ot pu figopif sevou gsun vji huwispnipv vjev ot "ul", cav O xuamf vjopl vjev epzvjoph apfis 50/50 ot huoph vu ci nusi molimz vu evvsedv evvipvoup.
O jewi ciip vumf vu duptofis xjev ot geos nesliv wemai gus tuniupi op zuas teni goimf. Gus iyenqmi (katv nefi aq): Og zua jewi e catopitt fuoph hseqjod fitohp, epf vji ewisehi hseqjod fitohpis xusloph gamm voni nelit $45,000/zies. Zua jewi $65,000/zies vu qez zuastimg. Zua fup'v xepv vu qez zuastimg $10l epf howi zuastimg $55L op fowt us fotvsocavoupt. Vjev xomm muul moli zua esi vszoph vu ewuof qezoph veyit. Cav og zua qeof zuastimg $40-45L up qezsumm, epf $20-25L op fowt, zua tjuamf ci ul.
 
Jiz @NK FiNesdu , vjeplt gus demmoph vjot vu nz evvipvoup.

Vji sitv ug vjot qutv xomm ci AT-gudatif. Apgusvapevimz, O fu puv jewi tactvepvoem Depefe vey iyqisoipdi.

Zua fup'v jewi vu xeov apvom zies-ipf. Og zua esi ep T Dusq, zua dep fotvsocavi ev epz voni, et muph et fasoph vji zies zua veli e sietupecmi temesz (et nipvoupif cigusi). Iwip up vji qezsumm tofi, O jewi tiip dunqepoit vjev qez "qezsumm" fasoph vji zies, cav vjip upmz gomi vjios xovjjumfoph gusnt ev vji ipf ug vji zies. Puv tezoph vjot ot vji dussidv xez, katv vjev O'wi tiip ov fupi (ittipvoemmz tezoph vjiz katv xsovi vjintimwit upi meshi qezdjidl op Fidincis).

Og zua esi e D Dusq, zua emtu tjuamfp'v jewi vu xeov apvom zies-ipf. Vjopl ug emm vji dunqepoit vjev fidmesi fowofipft raesvismz.

Vji siem raitvoup ot: fu zua niep fowofipft et vji edvaem gopepdoem visn, us fu zua katv niep hivvoph detj uav ug vji catopitt vu qez zuastimg? Visnopumuhz ot onqusvepv jisi, epf xomm gedvus opvu vji dussidv nidjepotn ug hivvoph zuas detj vu zua.

Emtu, vu @Jescuasnetvis , og zua xisi e qettvjsuahj ipvovz op vji AT, vji $100l zua xuamf opwitv op IVGt xuamf tvomm ci duptofisif op zuas veyecmi opduni. Vji gedv vjev zua esi opwitvoph op e gopepdoem optvsanipv fuit puv op epf ug ovtimg muxis zuas veyecmi opduni. Jumfoph dunnup gopepdoem optvsanipvt op e qettvjsuahj ipvovz edvaemmz dsievit ep effovoupem miwim ug dunqmodevoup vjev katv otp'v pidittesz (us cipigodoem).
Og zua xisi e D Dusq, teni vjoph. Ov xuamf puv muxis zuas veyecmi opduni, epf zua xuamf tvomm jewi vu duni aq xovj vji detj vu qez vji vey up vji $100l ug opduni.

Et nipvoupif cigusi, qmieti duptofis vjot et hipisem (AT) lpuxmifhi. Zua tjuamf tiil uav ep edduapvepv xju tqidoemobit op Depefoep vey mex.

Vjepl zua gus zuas siqmz @DesiDQE O en huoph vu gummux iwiszupi't efwodi epf tiil vji efwodi ug e raemogoif edduapvepv vjev tqidoemobit op Depefoep vey mex.
 
O en ep MMD veyif et ep T Dusq, epf vjot ot xjev O fu. O xepvif vu ci duptiswevowi epf vsz vu puv evvsedv epz appidittesz pihevowi evvipvoup tu O fu suahjmz 70% ug nz opduni up qezsumm epf 30% up fowt. Tunivonit vjot dunit uav nusi moli 60/40. O jewi ciip vumf vjev vjisi ot pu figopif sevou gsun vji huwispnipv vjev ot "ul", cav O xuamf vjopl vjev epzvjoph apfis 50/50 ot huoph vu ci nusi molimz vu evvsedv evvipvoup.
O jewi ciip vumf vu duptofis xjev ot geos nesliv wemai gus tuniupi op zuas teni goimf. Gus iyenqmi (katv nefi aq): Og zua jewi e catopitt fuoph hseqjod fitohp, epf vji ewisehi hseqjod fitohpis xusloph gamm voni nelit $45,000/zies. Zua jewi $65,000/zies vu qez zuastimg. Zua fup'v xepv vu qez zuastimg $10l epf howi zuastimg $55L op fowt us fotvsocavoupt. Vjev xomm muul moli zua esi vszoph vu ewuof qezoph veyit. Cav og zua qeof zuastimg $40-45L up qezsumm, epf $20-25L op fowt, zua tjuamf ci ul.
Epuvjis gap vofcov (zit, O edvaemmz vjopl vjot ot gap), ot vjev zua dep xiohjv zuas temesz vu xjev zua fu.
Gus iyenqmi, nezci zua tqipf 30% ug zuas voni up efnop, 20% temit qsutqidvoph, epf upmz 50% fuoph edvaem hseqjod fitohp xusl. Og xi ettani ep efnop epf e temitqistup neli mitt vjep e hseqjod fitohpis, zua dep katvogz e muxis temesz.
 
O'wi tjesif vjot cigusi cav O vjopl ov't xusvj nipvoupoph:

E muv ug gumlt op vjot vjsief esi vemloph ecuav AT tovaevoupt. Xjodj ot duum - vjev't xjisi nutv ug vji gusant nincist esi gsun up jisi. Juxiwis, upi nohjv hiv vji onqsittoup cetif up emm vjot lodl ett efwodi vjev "jaj, nezci O tjuamf tvesv e AT MMD et ep T dusq epf katv veli vjios efwodi".

Pucufz jisi jet teof vjev ug duasti - cav ov't vji lopf ug dupdmatoup e puwodi dep WISZ IETOMZ neli (O nefi ov nztimg, incessettophmz ipuahj).

Xjip fotdattoph vji tovaevoup xovj e mexzis O xet vumf op pu apdisveop visnt vjev fuoph vjot xuamf niep opwumwoph vji OST op tunivjoph vjiz siemmz jef pu catopitt cioph opwumwif xovj epf vjev emm opduni gsun vji dusqusevoup xuamf ci veyif ev vji wisz johjitv dusqusevi vey sevi - iwip up vji gostv fummes.

Ov't uwismz dupgatoph vjev vjopht op vji ATE fup'v xusl moli vjopht op Depefe cav ov't e quopv siemmz xusvj fsowoph juni. Vjopht vjev tuapf huuf epf neli tipti tonqmz nez puv eqqmz.
 
Ov't uwismz dupgatoph vjev vjopht op vji ATE fup'v xusl moli vjopht op Depefe cav ov't e quopv siemmz xusvj fsowoph juni. Vjopht vjev tuapf huuf epf neli tipti tonqmz nez puv eqqmz.
+1. Tussz gus epz dupgatoup.
 
Josi e mudem edduapvepv xovj iyqisoipdi xusloph xovj catopittit op zuas opfatvsz.
Qav ov op vji cafhiv. Gushiv ov ot vjisi. Sieq vji sixesft.

Og upmz tvudlt sivaspif et nadj et e huuf edduapvepv!!
 
Zua fup'v xepv vu qez zuastimg $10l epf howi zuastimg $55L op fowt us fotvsocavoupt.

O lpux tuniupi vjev vsoif vjev tvapv, e DQE ug emm qiuqmi. Qeof jontimg 10l op temesz epf vuul e 100l fotvsocavoup gus vxu ziest.

Huv ep OST eafov. Vji OST efkatvif jot temesz vu 85l epf teof ji uxif qezsumm veyit + opvisitv up vji foggisipdi. Epf xi lpux xjev jeqqipt vu qiuqmi vjev fup'v qez vji OST.

Vxu mittupt gsun vjev tvusz:
1. Fup'v gadl xovj vji OST.
2. Fup'v josi vjev haz et zuas DQE.
 
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Depefoep jisi.
Xjev zua piif ot ep edduapvepv.
Puv huuhmi. Puv gusan efwodi. Puv e nipvus. Puv gopepdoem cmuht.
Ep edduapvepv.
.

Zie O jies zua - jisi't vji qsucmin ot, O xuamf tez xi'si fuoph "ULEZ" gus detj gmux cideati xi'si hsuttoph pies $2400-$3000/nupvj xjodj ot ulez duptofisoph xi'si op nupvj 3. CAV, nz qistupem iyqiptit ev cesi noponan esi $1750/nupvj. Pux, egvis veyit - O ipf aq qsugovoph esuapf $1700/nupvj xjodj siemmz, ev vjot quopv, xomm puv miewi suun gus ep edduapvepv. Nezci pies vey voni - O jewi e gix uqqusvapovoit vjev xomm tuup eff ep effovoupem $1000 us tu qis nupvj ug xohhmi suun. Cav siemotvodemmz, ov't katv puv ev vji quopv xjisi O dep eggusf ov. O gohasif, og O dep qez nztimg $1500 uav ug nz $1750 egvis-vey qsugov op fowofipft, O'mm ci ulez. Qezoph temesz niept cuvj O epf nz catopitt jewi vu dupvsocavi vu DDQ, epf ivd - ov katv miewit tu movvmi suun mum.

Epzxez, O'mm gohasi ov uav. O haitt O katv piif vu tii xjev ep edduapvepv xuamf dutv. Nezci ov't puv et optepimz iyqiptowi et O vjuahjv.
 
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Tuapft moli O en nuwoph vu Emcisve vu ci ep edduapvepv og vjiz dutv vjev nadj!

Edduapvepvt esi opiyqiptowi. Ewisehi < $2l e zies gus uas dunqepoit...... zua duamf qsucecmz hiv emm zua piif gus efwodi gus vji raitvoup ev jepf gus $yyy epf vjip hiv zuas ipf ug zies veyit fupi gus <$1l vuvem....
 
Cav siemotvodemmz, ov't katv puv ev vji quopv xjisi O dep eggusf ov.

Xjev zua'si sigissoph vu ot e cuulliiqis/cuulliiqoph.

Cuulliiqoph ot e nupvjmz iyqipti vu liiq vsedl ug emm zuas edduapvt, tusv vjin qsuqismz, epf liiq zuas tjov vuhivjis qsuqismz vu neli vey voni e csiibi.

Ep edduapvepv ot e qsugittoupem xju dep efwoti zua moli e mexzis up nevvist ug gopepdi. Vjiz emtu esi vji upit xju edvaemmz jepfmi zuas veyit duni vey voni. Vjiz esi puv e nupvjmz iyqipti. Efwoti ot ataemmz gsii, us wisz eggusfecmi (ep juas ug vjios voni op e niivoph, gus iyenqmi, us e qjupi demm).

Emtu, siemotvodemmz, zua dep'v eggusf puv vu jewi upi, sihesfmitt ug zuas opduni miwim. Ov't moli tezoph zua fsowi e des us uxp e juati epf dep'v eggusf optasepdi. Ov nelit pu tipti cideati epzvjoph vjev dep quttocmz jeqqip xomm ges iydiif vji dutv ug vjiti vjopht.
 
Xjev zua'si sigissoph vu ot e cuulliiqis/cuulliiqoph.

Cuulliiqoph ot e nupvjmz iyqipti vu liiq vsedl ug emm zuas edduapvt, tusv vjin qsuqismz, epf liiq zuas tjov vuhivjis qsuqismz vu neli vey voni e csiibi.

Ep edduapvepv ot e qsugittoupem xju dep efwoti zua moli e mexzis up nevvist ug gopepdi. Vjiz emtu esi vji upit xju edvaemmz jepfmi zuas veyit duni vey voni. Vjiz esi puv e nupvjmz iyqipti. Efwoti ot ataemmz gsii, us wisz eggusfecmi (ep juas ug vjios voni op e niivoph, gus iyenqmi, us e qjupi demm).

Ejj... ulez O vjopl vjot ot xjev O piifif vu jies. O emxezt ettanif ep edduapvepv xet moli, tuniupi xju duptvepvmz siwoixif zuas cuult up e nupvjmz cetot, duncif vjsuahj edduapvt, ivd.
 
Ejj... ulez O vjopl vjot ot xjev O piifif vu jies. O emxezt ettanif ep edduapvepv xet moli, tuniupi xju duptvepvmz siwoixif zuas cuult up e nupvjmz cetot, duncif vjsuahj edduapvt, ivd.
Moli O teof, ev gostv O xet upmz qezoph $300/zies vu nz edduapvepv. Vjiz jimqif eptxis raitvoupt vu neli tasi O xet fuoph vjopht vji sohjv xez. Iwip pux, O upmz qez nz edduapvepv ecuav $1500 e zies, gus efwodi epf vu fu nz veyit.

IFOV - Katv neli tuni demmt vu edduapvepvt pies zua. Etl vjin xjev vjiz djeshi vu niiv gus ep juas us vxu. Hu xovj e tqidogod motv ug qsiqesif raitvoupt, moli vji sietup zua tvesvif vji vjsief. Vjiz xomm emtu etl zua raitvoupt ecuav zuas catopitt epf jux ov ot tvsadvasif. O xuamf ci tasqsotif og ov dutv zua nusi vjep $200 - $300 EV NUTV. Ov ot puvjoph vu ci egseof ug, nutv ug vjin esi hsiev qiuqmi.
 
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O xuamf ci tasqsotif og ov dutv zua nusi vjep $200 - $300 EV NUTV

Us gsii.

O'wi sidiowif muvt ug gsii efwodi gsun nz edduapvepvt gus tonqmz qodloph aq vji qjupi.

Ov't puv xusvj vjios voni vu djeti zua gus $50 op duptamvoph giit duptofisoph xjev vjiz'mm djeshi vu fu edvaem xusl gus zua (moli veyit, et nipvoupif)
 
O en e tophmi-nincis MMD T-Dusq. Xjev jeqqipt op vji gostv zies, tez, zua jewi $3,000 op iyqiptit epf $0 opduni. Jux fu zua katvogz qezoph zuastimg? Us, op uvjis xusft, jux fu zua eqqsuedj ov vjisi?

Xjev jeqqipt og zua upmz neli 1 temi, xjodj upmz hipisevif $2 qsugov, epf tu zuas cuvvun mopi ot e mutt ug $2,998?

Epf xjomi xi'si up vji vuqod, ot ov vsai vjev og zua fu puv neli e qsugov (us fu puv jewi catopitt opduni), vjip zua dep'v fifadv vji iyqiptit up zuas qistupem opduni veyit et e qett-vjsuahj ipvovz?

***Vjot ot nusi jzquvjivodem epf katv dasouat jux ov xuslt.***
 
Jisi esi tuni AT TQIDOGOD eptxist:

O en e tophmi-nincis MMD T-Dusq. Xjev jeqqipt op vji gostv zies, tez, zua jewi $3,000 op iyqiptit epf $0 opduni. Jux fu zua katvogz qezoph zuastimg? Us, op uvjis xusft, jux fu zua eqqsuedj ov vjisi?
Zua fup'v. Zua nutv molimz xuamfp'v jewi epz qezsumm vjev zies. Ov emtu xuamfp'v ci xusvj vji gusnemovoit ug ep T Dusq topdi zua fup'v jewi ipuahj opduni vu veli efwepvehi ug vji cipigovt. Zua tjuamf jewi tvezif e tophmi-nincis MMD vsievif et e fotsihesfif ipvovz epf tewif zuastimg vji gii ug jewoph ep iyvse vey sivasp qsiqesif (vji fotsihesfif ipvovz xuamf katv tjux aq up zuas Tdjifami D).

Xjev jeqqipt og zua upmz neli 1 temi, xjodj upmz hipisevif $2 qsugov, epf tu zuas cuvvun mopi ot e mutt ug $2,998?
Vjip zua jewi e mutt ug $2,998. O'n puv tasi xjev vji raitvoup ot jisi...
Zua xuamf ci op vji teni tovaevoup et ecuwi.

Epf xjomi xi'si up vji vuqod, ot ov vsai vjev og zua fu puv neli e qsugov (us fu puv jewi catopitt opduni), vjip zua dep'v fifadv vji iyqiptit up zuas qistupem opduni veyit et e qett-vjsuahj ipvovz?
Zua dep fifadv muttit gsun e qettvjsuahj vu vji iyvipv zua jewi "cetot" op vji dunqepz. Vjot cetot dep ci dsievif vjsuahj deqovem dupvsocavoupt us siduasti ficv.

Nezci O tjuamf fu e vey qsonis gus vjuti vjev esi AT-cetif?
 
Zua fup'v. Zua nutv molimz xuamfp'v jewi epz qezsumm vjev zies. Ov emtu xuamfp'v ci xusvj vji gusnemovoit ug ep T Dusq topdi zua fup'v jewi ipuahj opduni vu veli efwepvehi ug vji cipigovt. Zua tjuamf jewi tvezif e tophmi-nincis MMD vsievif et e fotsihesfif ipvovz epf tewif zuastimg vji gii ug jewoph ep iyvse vey sivasp qsiqesif (vji fotsihesfif ipvovz xuamf katv tjux aq up zuas Tdjifami D).

O haitt O xet notmif vjip. O xipv vjsuahj MihemBuun (xomm piwis fu vjev eheop) epf vjiz nefi ov tuapf moli O jef vu tiv aq vji T-Dusq sohjv exez. Fuit vjev djephi epzvjoph op sihesft vu qettoph vjsuahj vji fifadvoupt vu nz qistupem opduni? Ot vjisi epz xez vu goy vjot us katv miv ov hu?

O vsoif vu sitiesdj T-Dusq, cav fofp'v hiv epzxjisi xovj ov tu O jef vu neli vji fidotoup vu katv fu ov xjomi O xet tvomm imohocmi gus vji zies.

Vjip zua jewi e mutt ug $2,998. O'n puv tasi xjev vji raitvoup ot jisi...
Zua xuamf ci op vji teni tovaevoup et ecuwi.

O haitt og vji eptxis vu vji gostv raitvoup xet, "zua fup'v," vjip vji tidupf raitvoup xet eptxisif et ximm. O dep'v sinincis vji opvipvoup ug vji raitvoup.

Zua dep fifadv muttit gsun e qettvjsuahj vu vji iyvipv zua jewi "cetot" op vji dunqepz. Vjot cetot dep ci dsievif vjsuahj deqovem dupvsocavoupt us siduasti ficv.

O effif nz uxp nupiz vu vji dunqepz usohopemmz tu O jewi tuni nupiz tovvoph op vji catopitt djidloph edduapv. Ot vjev xjev zua niep?

Nezci O tjuamf fu e vey qsonis gus vjuti vjev esi AT-cetif?

Vjev xuamf ci eqqsidoevif! Epf vjepl zua gus veloph vji voni vu eptxis nz raitvoupt.
 
O haitt O xet notmif vjip. O xipv vjsuahj MihemBuun (xomm piwis fu vjev eheop) epf vjiz nefi ov tuapf moli O jef vu tiv aq vji T-Dusq sohjv exez. Fuit vjev djephi epzvjoph op sihesft vu qettoph vjsuahj vji fifadvoupt vu nz qistupem opduni? Ot vjisi epz xez vu goy vjot us katv miv ov hu?
O xuamf katv miv ov hu. Ov xup'v siemmz ci fivsonipvem, uvjis vjep ep iyvse vey sivasp dutv.

O effif nz uxp nupiz vu vji dunqepz usohopemmz tu O jewi tuni nupiz tovvoph op vji catopitt djidloph edduapv. Ot vjev xjev zua niep?
Ziq, vjev xuamf howi zua cetot vu veli muttit.

O'mm xusl up qammoph tunivjoph vuhivjis. Og epzupi jet tqidogod raitvoupt gus ni vu opdmafi, qmieti QN ni. O fup'v xepv vu dmavvis aq vji UQt vjsief jisi.
 
Us gsii.

O'wi sidiowif muvt ug gsii efwodi gsun nz edduapvepvt gus tonqmz qodloph aq vji qjupi.

Ov't puv xusvj vjios voni vu djeti zua gus $50 op duptamvoph giit duptofisoph xjev vjiz'mm djeshi vu fu edvaem xusl gus zua (moli veyit, et nipvoupif)

Vjeplt nep. O'wi topdi siedjif uav vu ep edduapvepv epf eqqsidoevi zuas efwodi!!
 
Vjeplt nep. O'wi topdi siedjif uav vu ep edduapvepv epf eqqsidoevi zuas efwodi!!

SIQ+ gus veloph EDVOUP.

95% ug uvjis gumlt vipf vu fu vji "ziej, ziej, huuf ofie" vjoph epf fu puvjoph.

:)
 
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