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  1. TJH

    ChatGPT AI is a huge breakthrough, a Google killer

    HOT! CHAT 
    Thanks for the heads up. I previously used the OpenAI beta and GitHub Copilot, and these kinds of technologies are impressive. In five to ten years, we'll adapt to better ways of searching, where a natural, direct response is faster than clicking search engine results + reading through pages +...
  2. TJH

    What will you focus on in 2022?

    HOT! MINDSET 
    Get another rental property.
  3. TJH

    42-year old from Belgium (long introductory post/rant)

    INTRO 
    You sound a lot like me. I pursued work, and lots of reading, in military intelligence, software / network / systems engineering and cybersecurity. I never hit on anything entrepreneurially successful, and I have mostly played the role of worker building and supporting various business...
  4. TJH

    The Undercover Billionaire: Building a $1m business in 90 days

    HOT! MINDSET 
    I like the concept, though I am skeptical of televised success. Now, I might just set a challenge for myself to do something like this, which would be where the real value lies.
  5. TJH

    Only one life to live - Image from Reddit

    HOT! MINDSET 
    What the heck is wrong with people?!? They do not realize that life is hard, yet today, in 21st century America, we still have opportunities. And for those that don't have or don't take advantage of those opportunities, life is still good for many people, compared to 100 years ago. If my mood is...
  6. TJH

    33 and reborn again!

    INTRO 
    Good luck, Bill!
  7. TJH

    In the next 30 years, the world will see much more pain than happiness

    HOT! 
    Nobody knows what will happen in the future, but thinking about the probabilistic scenarios can help guide decisions. Jobs will certainly disappear due to AI and automation, but there are counter-forces that will hopefully balance any sudden disruptions to labor markets. One of the benefits of...
  8. TJH

    Lending Club Investing: Good Passive Income Source? (Answer: NO)

    INVESTING NOTABLE! 
    I've had suspicions recently about notes I've purchased. I see Lending Club has been in the news, so this is disappointing to shareholders and note buyers, like myself. I can see the SEC issuing new rules regarding peer-to-peer lending businesses, which I prefer over prohibiting peer-to-peer...
  9. TJH

    So I decided to start a self pubslishing company too.

    PUBLISHING 
    I thought self publishing means you publish what you write, and not what other people people write. Before you decide to "self publish" other people's writings bi-weekly, why not put something together and test the market first, then decide on pursuing this? If you publish bi-weekly, you don't...
  10. TJH

    Lending Club Investing: Good Passive Income Source? (Answer: NO)

    INVESTING NOTABLE! 
    This is an excellent point. If the amount of cash you transfer into a P2P system is a significant percent of the total available value of the primary and secondary markets, then you risk having your cash sitting there doing nothing. It's not uncommon for my cash balance to stick around $600 -...
  11. TJH

    Lending Club Investing: Good Passive Income Source? (Answer: NO)

    INVESTING NOTABLE! 
    I've used LC since 2012, and I've fully automated my buying process. In addition to the return displayed on LC, I also use XIRR as an alternative return calculation. I like knowing the ratios of "Fully Paid" and "Charged Off" to the total number of notes I've bought. If those ratios are still...
  12. TJH

    Which Skill is the best one actually?

    Any of the skills you listed will have some demand. Go find that demand, use what you already know and make an offer to do something. If you please someone, then do it again. The one I'm working on now is doing PPC analysis and writing how to process documentation for a customer.
  13. TJH

    I retired for a year at age 38: here's what I learned.

    NOTABLE! MINDSET 
    Great, motivational post. My experience has been week and month times off. For me, having large blocks of free time takes some planning, if I want to spend the time well.
  14. TJH

    Drone tourism

    I had a similar idea... use drones to gather fresh water and deliver the water to poor third world villages. I could see a Drone Service Provider (DSP) offering a menu of services, such as these, financed in various ways.
  15. TJH

    Investing for Playboys | Portfolios at 100k/1M+ | Weekly Updates

    INVESTING 
    You make good points. Regarding inflation, I don't see too much of it at a personal level, but I can see how some struggle - house prices in my area are up by a high single digit. I do think the US government's inflation metric is somewhat accurate, but the harmful parts are multi-year...
  16. TJH

    Just quit my job

    MINDSET 
    Looking forward to the updates.
  17. TJH

    The Millionaire Fastlane, Chinese Version

    That's great news! Do you think the responses to your non-English version books differ much, compared to the English version? For example, are the Chinese chomping at the bit to fastrack their businesses, in order to ultimately to have freedom?
  18. TJH

    Getting to the F**k You position in life....

    HOT! MINDSET 
    I haven't seen this movie, but I'm going to check it out. I'm sure most people feel this way, at some point, but they are scared to admit it, even to themselves.
  19. TJH

    Money and Wealth: Zero Sum Game?

    EXECUTION 
    The way I think about money is it is a object (Dollars, Euros, gold, bitcoins, electronic funds, etc.) with a store of value, and it is more easily exchanged for something than anything else you might have. Using money is just a special case of barter that is more efficient than trading physical...
  20. TJH

    A Fastlane Test - What is Your Locus Of Control?

    NOTABLE! MINDSET 
    Internal Locus |||||||||||||| 58% External Locus |||||||||||| 42%
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