My assumption is not that you are starting an investment advisory company.
No, I assume you are much less adroit at business ownership and investing than you make out to be.
My assumption:
1) you are getting your investment advice from someone else. "skilled analysts"
2) you are getting your investment funds from someone else. "
Seed $$$$?"
It seems to me that you are trying to outsource every single part of the investment process, that is
get money + invest wisely = handsome ROI
You literally have no service and are providing no value. You are borrowing money which means you are consuming. You are buying investment advice, which means you are consuming.
Every part of your business sounds to me like it is not really a business. You sound like a simple consumer, borrowing money and paying someone to invest borrowed money.
You have neither the funds nor the expertise with which to invest those funds and clearly no other skills or life experience which will aid you in your venture.
Please dont make...me sound foolish.
You have made yourself sound foolish.
The only way for your plan to work is by borrowing at a very low rate or attaining excellent investment advice beyond the norm or both. As the title of this post makes clear, you cannot fulfill the former objective and it seems you are planning to outsource willy nilly the latter.
Unless there is a significant piece of the puzzle you have left out which would see us corrected, I think you are being foolish about this.
Maybe you have to work your a$$ off for a few months and save up like crazy, but if you are so confident in your idea and its ability to bring you success, then shouldn't this be an easy decision?
I agree. If all you need is the money, then save up. Work hard. If you are 20 years old and have no competitors (as you have said) then you have a fair amount of time before opportunity dries up. Get the funds first and foremost.
Prove you method by investing your own cash, then attract investors. Any other shortcut is either unavailable or leaves you vulnerable to your own mistakes and investment indiscretions.