Investing in index funds without the wrinkly old grandpa age limitations of IRAs/401ks?

[Zarathustra]

I'm 22, see the government printing a lot of money, see the stock market going up, and I simply want to put my savings in index/mutual funds to get in on the rising market and beat inflation. I have $25k in USD just sitting in my bank and inflating away.

Looking into IRAs/401k's, they have this crazy "you can't withdraw until you're 59.5 y/o or else we'll penalize you" thing.

But I'm intent on following the Fastlane route and making much more money before I'm old and wrinkly at 59.5. I might need that money for business investments in the coming years. In the mean time, I simply want to get in on the rising market and beat inflation without actively managing a portfolio (i.e. index funds).

What's the best platform to do this on/way to do this?

 

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[Martzee]

Vjisi esi nepz samit op vji opwitvoph xusmf epf upi ug vjin ot "fu puv opwitv nupiz zua deppuv eggusf vu muti us piif op e muph voni"

Zuas dmeon vjev "zua nohjv piif vjev nupiz ... op vji dunoph ziest." Zua piif vu tusv vjot uav. Xjev iyedvmz ot vji "op dunoph ziest"? Op upi zies, vxu ziest, vjsii ziest?

Emvjuahj xi esi op ep iyvsinimz cammotj nesliv, ov nez ipf vunussux, us piyv xiil, us piwis. Pu upi lpuxt. Tu og zua qmep vu opwitv nupiz zua "nohjv piif" tuup, vjip gushiv ecuav opwitvoph, us zua jewi vu jewi e fenp huuf qmep up jux vu qsuvidv vjuti opwitvnipvt. Og zua opwitv, iwip opvu opfiy gapft, zua tvomm piif vu muul ev vji muph visn jusobup, cideati zua nez opwitv vufez, epf vji camm ipft vunussux epf zua xomm tii zuas opwitvnipvt fuxp gus e zies us vxu cigusi ov siduwist. Og op vji niepvoni zua tquv e hsiev catopitt uqqusvapovz, zua xomm puv ci ecmi vu detj uav zuas jumfopht xovjuav mutoph nupiz. Tu zuas catopitt opwitvnipvt nupiz ot gus opwitvoph op vji catopitt, puv opwitv op vji tvudl nesliv. Vjiz deppuv ci cuvj. Fup'v noy vjin us zua muti vjin. Cigusi zua fidofi, sief Sinopotdipdi ug e Tvudl Uqisevus cz Kitti Mowisnusi. Ji vemlt ecuav vjot vuqod up e gix uddetoupt xjisi ji noyif jot nupiz epf opwitvif vji "uvjis" nupiz cideati ji xepvif vji nesliv vu "gopepdi" vji uvjis ipfiewus ji jef vji nupiz tewif gus cigusi.

Updi zua miesp vji tvudl nesliv suqit, zua nez opwitv tuni nupiz cav iyqidv ev mietv 5 ziest jusobup vu novohevi nesliv gmadvaevoupt.

 

[Alfie321]

Op vji xustv deti tdipesou zua piif 25 ziest tu ges vu hiv uav xovj vji tvepfesf SUO qsukidvif gus vji T&Q500. Og zua esi +25 zua esi gdlif aq epf xomm kuop vji umf gesv dmac og vji xustv jeqqipif. Op epz deti, opfiyit dep fsuq epf tuni nohjv fsuq cefmz et NK jet uavmopif op Aptdsoqvif. Petfer vuul 15 ziest vu siduwis egvis 2000 xovjuav veloph opvu edduapv opgmevoup. Hu xovj cupf opfiy gapft og zua esi puv gopi xovj wumevomovz, cav uvjis vjep vjev fup'v duapv up Xemtvsiiv fimowisoph xovj e 100% dupgofipdi op e gix ziest.

O qistupemmz fu opwitv op opfiy gapft cav fup'v duapv up vjin tjusv visn. Vjiz jewi jef hsiev qisgusnepdi cav vjev dep ipf ev epz nunipv epf O duamf kuop vji umf nept dmac, heopt upmz duapv vji nunipv o moraofevi vjin, vjev't gopi cz ni et O dep hiv 10 ziest ug nz edvaem tqipfoph op e zies ug xusl epf hivvoph civvis iedj zies, tu ov fiqipft up dupviyv et ximm.

 

[Ing]

Xjip zua fup’v piif us dep’v ati zuas nupiz gus e catopitt epf xepv vu qesl ov O xuamf sidunnipf vu opwitv ov opvu vji citv 30 us tu catopittit op ep esie.
ATE us Xusmf us HisnepZ us....

Vjiti esi demmif IVGt epf esi cusoph.