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  1. ChrisGav

    Sent you an email

    Sent you an email
  2. ChrisGav

    I emailed you

    I emailed you
  3. ChrisGav

    My whole journey on how I made my first million by 23

    GOLD! EXECUTION 
    Thanks for the kind words. Yes the numbers are usually personal numbers. Technically you can't call people who are on the Do not call list. However, I've never had an issue with it. Most people won't be upset with you because you aren't really calling to sell them something. You're calling to...
  4. ChrisGav

    Tell me about your biggest failures

    CHAT 
    Curious to hear your failures/losses in building your business. This month has been one of the most hellacious months I've experienced in quite a while, business wise. Pipes bursting everywhere in my rentals after the cold front that's currently hitting the southeast, deals falling apart...
  5. ChrisGav

    My whole journey on how I made my first million by 23

    GOLD! EXECUTION 
    I wouldn't say I did it without feeling intimidated. I think it was just a result of putting myself out there and walking through the doors that opened along the way. Felt like a fraud and an idiot the entire time. One of my best lenders was the guy that did the apartment complex with me. I was...
  6. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    All fair points for sure. It's a bit of a brain twister the more you think about it. I think the general idea of it is that it's a good way to raise money for deals that you have in your pipeline or refinancing out your assets you currently own that you don't plan on selling. If it was attached...
  7. ChrisGav

    Thanks for the kind words!

    Thanks for the kind words!
  8. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    Yes you're looking at it right. The only thing about paying $35,000 I think is slightly off. If I sell the house in a year that the mortgage is attached to then yes I have to pay that $35,000 out of pocket and the whole deal was for nothing because I owe 150k and only walked out of there with...
  9. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    1. Yes the seller pays their own realtor costs 2. There’s no risk in that all. I’m getting deed to property and going through a closing attorney. They do title search and make sites there’s no other liens before I buy it. 3. I’m *sometimes* putting a 1st position with hard money on the...
  10. ChrisGav

    Do you work weekends?

    EXECUTION 
    Cater to the level of success you're seeking. Want to be a billionaire? You probably need to work weekends. If you want to be highly successful but not #1, it's probably not necessary if you're executing during the week.
  11. ChrisGav

    My Experience Eating Keto/Carnivore

    NOTABLE! 
    What you're calling a fad diet, could be the way we are meant to eat. I'm on a personal journey to discover what I should be eating to live optimally with energy, vitality, and health. Would it surprise you to learn majority of the vegetables you eat are actually man-made and not natural...
  12. ChrisGav

    My Experience Eating Keto/Carnivore

    NOTABLE! 
    I will say, I'm not as informed on it as I should be, but here is what I know/heard: The premise behind it is, that's how we were designed to eat. Plants are deemed to have what's called plant toxins that prohibit the absorption of nutrients in humans. The idea is that animals have a means to...
  13. ChrisGav

    My Experience Eating Keto/Carnivore

    NOTABLE! 
    I'm about 2-3 weeks into Carnivore. Curious to hear how it's been for those that have done it before/currently on it? Has it benefited you? Why or Why not. Really craving some Mac and cheese right now......
  14. ChrisGav

    My co-founders suck and I don't know what to do

    PEOPLE 
    Have you guys discussed roles and who will be doing what in this business or was just like I have a cool business idea we should all work together?
  15. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    I will say, of the 170 rental units that I own, only 4 of them were purchased with a bank. 2 of which I'm on, the other 2 my partner did the "golden arm" and signed on the debt instead of me. My entire portfolio, for the most part, is made up of seller financed deals or subject-to deals where I...
  16. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    When phrased this way I understand exactly what you guys mean now. What really threw me through a loop was when he said the above ^ . Because I am getting 2.2% debt. It's just amortized over 25 years so yes the payment looks like 6%. My whole point was, every month my debt is being paid down...
  17. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    1. I'm selling the house that I'm buying from them. I'm attaching the mortgage that the seller is carrying on a different property so that when I sell their house that mortgage is not being paid off, I'm walking out of the closing with that cash. If It's attached to the house I'm buying, then it...
  18. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    1. go buy a house to flip using this cash as a down payment/rehab money and borrow the rest. Make 35k on the house which recoups my fees paid. option 2: Go buy a 115k house that rents for 1,000/mo. Use that house as collateral for my next deal that I structure like this and snowball. Option 3...
  19. ChrisGav

    How I'm getting 2.22% debt currently

    REAL ESTATE 
    Well, the 15k broker fee is recouped. I really got out 130k but reimbursed myself 15k leaving 115k as the "loan". The rest of the loss is a paper loss. At the end of the day I'm only paying back a total of 150k that I have 115k to show for it. If you add the "broker fee" back in, i have to pay a...
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