Recent content by TJH
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I went to a shopping mall today... and I don't understand the world
OFF-TOPIC RANTSome people are there shopping as retail therapy and seeking novelty. Most people on this forum, if looking through the producer lens, will see places like this as opportunity (inflaming hot trends - Unscripted, chapter 20). Those retail shops sound really competitve though, since they are...- TJH
- Post #50
- Forum: Off-Topic Threads
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ChatGPT AI is a huge breakthrough, a Google killer
- AI -Here are a couple of recent personal observations with regard to LLMs: - I am making weekly, if not daily use of chat bots. - POE, with what seems like a new model every month or so, is open in one of my browser tabs. - I've been experimenting with LM Studio for local chats. The first time I saw...- TJH
- Post #769
- Forum: AI Tools, Platforms, Software, Use Experiments
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ChatGPT AI is a huge breakthrough, a Google killer
- AI -Thanks for the heads up. I previously used the OpenAI beta and GitHub Copilot, and these kinds of technologies are impressive. In five to ten years, we'll adapt to better ways of searching, where a natural, direct response is faster than clicking search engine results + reading through pages +...- TJH
- Post #75
- Forum: AI Tools, Platforms, Software, Use Experiments
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What will you focus on in 2022?
HOT! MINDSETGet another rental property.- TJH
- Post #59
- Forum: General Business Discussion
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42-year old from Belgium (long introductory post/rant)
INTROYou sound a lot like me. I pursued work, and lots of reading, in military intelligence, software / network / systems engineering and cybersecurity. I never hit on anything entrepreneurially successful, and I have mostly played the role of worker building and supporting various business...- TJH
- Post #9
- Forum: Introductions
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The Undercover Billionaire: Building a $1m business in 90 days
HOT! MINDSETI like the concept, though I am skeptical of televised success. Now, I might just set a challenge for myself to do something like this, which would be where the real value lies.- TJH
- Post #221
- Forum: Mindset and Self-Development
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Only one life to live - Image from Reddit
HOT! MINDSETWhat the heck is wrong with people?!? They do not realize that life is hard, yet today, in 21st century America, we still have opportunities. And for those that don't have or don't take advantage of those opportunities, life is still good for many people, compared to 100 years ago. If my mood is...- TJH
- Post #55
- Forum: Mindset and Self-Development
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In the next 30 years, the world will see much more pain than happiness
HOT!Nobody knows what will happen in the future, but thinking about the probabilistic scenarios can help guide decisions. Jobs will certainly disappear due to AI and automation, but there are counter-forces that will hopefully balance any sudden disruptions to labor markets. One of the benefits of...- TJH
- Post #33
- Forum: General Business Discussion
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Lending Club Investing: Good Passive Income Source? (Answer: NO)
NOTABLE! INVESTINGI've had suspicions recently about notes I've purchased. I see Lending Club has been in the news, so this is disappointing to shareholders and note buyers, like myself. I can see the SEC issuing new rules regarding peer-to-peer lending businesses, which I prefer over prohibiting peer-to-peer...- TJH
- Post #139
- Forum: Investing, Crypto, Personal Finance
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So I decided to start a self pubslishing company too.
PUBLISHINGI thought self publishing means you publish what you write, and not what other people people write. Before you decide to "self publish" other people's writings bi-weekly, why not put something together and test the market first, then decide on pursuing this? If you publish bi-weekly, you don't...- TJH
- Post #10
- Forum: Business Models, Niches, Industries
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Lending Club Investing: Good Passive Income Source? (Answer: NO)
NOTABLE! INVESTINGThis is an excellent point. If the amount of cash you transfer into a P2P system is a significant percent of the total available value of the primary and secondary markets, then you risk having your cash sitting there doing nothing. It's not uncommon for my cash balance to stick around $600 -...- TJH
- Post #88
- Forum: Investing, Crypto, Personal Finance
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Lending Club Investing: Good Passive Income Source? (Answer: NO)
NOTABLE! INVESTINGI've used LC since 2012, and I've fully automated my buying process. In addition to the return displayed on LC, I also use XIRR as an alternative return calculation. I like knowing the ratios of "Fully Paid" and "Charged Off" to the total number of notes I've bought. If those ratios are still...- TJH
- Post #79
- Forum: Investing, Crypto, Personal Finance
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Which Skill is the best one actually?
Any of the skills you listed will have some demand. Go find that demand, use what you already know and make an offer to do something. If you please someone, then do it again. The one I'm working on now is doing PPC analysis and writing how to process documentation for a customer.- TJH
- Post #4
- Forum: Books and Educating Yourself
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I retired for a year at age 38: here's what I learned.
NOTABLE! MINDSETGreat, motivational post. My experience has been week and month times off. For me, having large blocks of free time takes some planning, if I want to spend the time well.- TJH
- Post #25
- Forum: Mindset and Self-Development
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