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  1. YanC

    Stock Market Discussion, Chat About the Latest Market Action

    HOT! CHAT 
    Investing seems to actually be very concentrated on a few selected names. The S&P500 is up ~15% YTD sure, but the S&P 500 Equal Weight Index is barely up ~1%. The so called magnificent seven are up ~90%. NVDA's earnings annoucement tonight might be interesting. Currently sitting at a P/E ratio...
  2. YanC

    How Do I [NOT] Scale My Personal Training Business Significantly?

    GOLD! HOT! 
    Posting this might be pointless given how the thread turned out, but I'll do it anyways. My grappling instructor happens to be a personal trainer too. He is shredded and strong, but nowhere near the level of a top international bodybuilder and many are as good or better than him. He has 484...
  3. YanC

    Stock Market Discussion, Chat About the Latest Market Action

    HOT! CHAT 
    If you had bought TLT, the largest bond ETF, in 2004 and held until today, you would barely break even. This is not even accounting for 20 years of inflation. I guess there is an opportunity there at some point, but when ...?
  4. YanC

    The lifestyle, hobbies, and fun thread.

    HOT! CHAT 
    I shoot a Nikon D850. For landscapes, I use a 16-35 F4 and a 70-200 F4, and also have a cheap and light 50mm in my bag in case the scene happens to fall somewhere in between. For wildlife, I have a Tamron 150-600 G2. I'm looking at grabbing one of these incredible 400 F2.8 plus a converter to...
  5. YanC

    The lifestyle, hobbies, and fun thread.

    HOT! CHAT 
    Well I'll take this as a compliment :happy: Photography is a hobby of mine indeed.
  6. YanC

    The lifestyle, hobbies, and fun thread.

    HOT! CHAT 
    So I'm just back from a trip in the USA... What a blast ! Everything feels so huge. So many beautiful places to explore. We are used to moutains here but the scale is so much bigger there, and we don't have these amazing desertic landscapes. As soon as you're out of the big cities it feels like...
  7. YanC

    Real estate investing in California...

    REAL ESTATE 
    Those of us living in Western Europe will be very familiar with that kind of stories.
  8. YanC

    Hyperinflation starting? What's happening in your area? Post your ground reports.

    HOT! INVESTING 
    Same price here in France as in Germany. 60%+ of it is taxes. 60 freakin percent ! And, as most people prefer watching TV than making the bare minimal effort to be aware of things, they still successfuly manage to put the guilt on "greedy" oil companies and their "super profits".
  9. YanC

    How many hours are enough?

    MINDSET 
    Number of hours worked doesn't make sense as an entrepreneur. This is employee thinking. There are tasks to be done, and no one cares how long it takes you to complete them. Some days you may have to put in 14h because some sh*t happened, others you'll be done by 11am and can play video games...
  10. YanC

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    View: https://www.youtube.com/watch?v=WHc52cGz4AA Just watched this and it reminded me of your post. It's quite amazing to see the level of attention to details and dedication they got into, to break the record by... 0,8% ! Yet it only held 2 months after Filippo Ganna blew past it.
  11. YanC

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Thanks a lot Steve for such a detailed answer. I'll have a look at all the places you mentioned. Yes, I am big into hiking and everything outdoors. I'm also an amateur photographer (landscapes and wildlife), so I tend to go out very early or quite late. In my little corner of the world, this...
  12. YanC

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Got a practical question for you Americans ! In a few weeks, I'm leaving for one of my dream trips to the US, mainly to the national parks of the West: Yellowstone, Grand Teton, Bryce, Zion, Grand Canyon, Death Valley, Yosemite... How likely is it that I may pick up some signal on my phone at...
  13. YanC

    How many of you play video games?

    HOT! OFF-TOPIC 
    Damn, I relapsed. After not touching a game in close to 10 years, I heard about the new Zelda and immediately bought a Switch while I didn't know what it was the day prior (open world Zelda, are you kidding me ?!). I hope I can still be an entrepreneur and play a bit of Zelda. And, maybe, even...
  14. YanC

    Stock Market Discussion, Chat About the Latest Market Action

    HOT! CHAT 
    I keep hearing that real estate is crazy expensive, some comparing it to how it was in 2006 before the big crisis, that it's gonna crash down hard because of interest rates... Well maybe, but I found this graph quite interesting: This is basically real estate relative to M2. Shows that up...
  15. YanC

    Stock Market Discussion, Chat About the Latest Market Action

    HOT! CHAT 
    Took advantage on the opportunity to buy some rather cheap units. I've been expecting a move down for a little while now, so I guess it's gonna keep going up lol. Crypto exploding as well on the XRP news.
  16. YanC

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Nice to see some Tour de France enthusiasts @Antifragile @Lyzmin ! I don't even do cycling but I've always loved to follow it for some reason. I also find it very impressive as a business. You got to respect the physical achievement too, I don't know if there is anything more painful than being...
  17. YanC

    $5000 sitting in the bank

    INVESTING 
    Look, I don't want to sound condescending, and good on you for putting some money aside, but you probably shouldn't be thinking about investing at the 5000$ net worth mark. Let's say you earn a respectable 10% on your money, this is 500$ a year. Is 500$ a year worth the risk ? Even if you...
  18. YanC

    Electric Cars - Has a tipping point been reached?

    And once you've been through all of this, depending on the energy mix of your country, your electric car is still likely to be powered out of gas or coal plants. Basically all you achieved is moving the combustion from thousands of small engines to a single big one, but it feels better as it's...
  19. YanC

    Stock Market Discussion, Chat About the Latest Market Action

    HOT! CHAT 
    VIX below 14, a level not reached since early February 2020... Everything seems to be perfect in the beautiful world of markets !
  20. YanC

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Another illustration that no one knows where the market is going, even so-called experts, or more generally what is happening tomorrow. By the way, she and Wall Street don't really care that much whether stocks are going up or down, above all they just need to keep you playing the game: Cathie...
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