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  1. LagunaLauren

    Commercial Real Estate For Dummies...

    REAL ESTATE 
    sswift-I checked into the website. Thanks for sharing that! First, I'm impressed that a county has their act so together!! Unusual even in this day and age. Not sure what the properties are actually going for, but they may get bid up close to value if there's a "foreclosure frenzy" of a lot of...
  2. LagunaLauren

    Creativity of marketing

    MARKETING 
    Seriously, man! You should have bought the lemonade! You probably crushed their little entrepreneurial hearts! :nonod: (Can you tell I have little kids?) But yeah, you're right about how some people don't change strategy when something doesn't work.
  3. LagunaLauren

    Commercial Real Estate For Dummies...

    REAL ESTATE 
    Hey Jill! :wave: You're absolutely right about the opportunity and timing being right previously in Southern California for stupid appreciation. Was a great time to make a lot of money. But there are lots of opportunities there now as well. My friend is buying tons of multi-million dollar...
  4. LagunaLauren

    Commercial Real Estate For Dummies...

    REAL ESTATE 
    Yes, flipped his way up. He started out by remodeling his personal residences every 1-2 years, then sell and trade up to the next level house and replicate that. He started with a $240k house, then got to $800k house that he sold for 1.5Million, 2.1 Million house he sold for 3.4Million, etc. He...
  5. LagunaLauren

    Is this the new normal for commercial RE lending?

    REAL ESTATE 
    Yep-exactly that. Same loan amount and fixed rate. They bumped up the time frame to make my payment much higher. They know these are non-owner occupied investment properties-I have 8 mortgages with them. There was no provision in my original contract with countrywide for them to pull this kinda...
  6. LagunaLauren

    Are you living your PASSION.....are ya?

    My hubby decided to quit a lucrative medical sales rep job to pursue a mid-life career change to be a dentist. At 42, he just finished his 3rd year and will graduate next year. He sacrificed a lot for this big change, taking more classes, taking the DAT, 4 years of dental school, etc. He truly...
  7. LagunaLauren

    How can you add more value to a customer's shopping experience?

    Re: How can you add more value to a customer's shopping experienc Great idea. I got a nice thank you card in the mail after purchasing something online. Had a genuine, sincere feel and a personal touch. I kept it and will use that company again because of it.
  8. LagunaLauren

    How can you add more value to a customer's shopping experience?

    Re: How can you add more value to a customer's shopping experienc Luv ya Bobo!! :notworthy: watching for the mailman...
  9. LagunaLauren

    Is this the new normal for commercial RE lending?

    REAL ESTATE 
    Don't have a variable loan. Bank of America kept the same interest rate and loan amount, but bumped up the term to make my payment 1/4 higher. Their justification was that they came up with that increased amount "based on my finances and on my ability to pay"; so essentially because I make a...
  10. LagunaLauren

    How can you add more value to a customer's shopping experience?

    Re: How can you add more value to a customer's shopping experienc Do you mean a shopping experience from a store or do you mean increasing a consumer's perceived value of a specific product? Shopping experience from a store is easy-emulate Ritz Carlton or Nordstroms and exceed expectations...
  11. LagunaLauren

    Is this the new normal for commercial RE lending?

    REAL ESTATE 
    Thanks for the support, MJ! I don't typically complain or focus on the negative, B of A just gets under my skin. Fair warning to others out there. Avoid B of A at all costs...
  12. LagunaLauren

    Is this the new normal for commercial RE lending?

    REAL ESTATE 
    Yeah, unfortunately, this property is under my SSN. I've never let a property go. Wouldn't do that anyway. thx tho.
  13. LagunaLauren

    Is this the new normal for commercial RE lending?

    REAL ESTATE 
    Bank of America (!!%#**!?!) keeps jerking me around on a couple of my loans on my higher-end properties. (They got them from Countrywide). They send out letters saying I have to pay several thousand $$ in less than a week and agree to pay more every month (same interest rate and loan amount, but...
  14. LagunaLauren

    Personal motivation

    MINDSET 
    Personally, I am motivated by a couple of things. First, I intend to be ridiculously philanthropic to where I donate millions of dollars every year to charity. I truly want to make a difference in this life and leave a legacy. Secondly, I am motivated by my friends to live an extraordinary life...
  15. LagunaLauren

    FACEBOOK: This is how I feel

    FUNNY 
    LOL! Amen! That's why I refuse to do Facebook. I've narrowed down the big circle of "friends and acquaintances" to only those few genuine, sincere, good true friends I really want to have in my life. Gone are the negative, drama or opportunistic people. Quality over quantity!
  16. LagunaLauren

    Lets hear how YOU would do it.

    Jason-Read "Radical Marketing" by Sam Hill and Glenn Rifkin. Case studies about industry-leader companies that started small. Shows specifically how upstart guys started Iams premium dog food and Sam Adams beer, etc. with not much more than their own blood, sweat and tears. May give you some...
  17. LagunaLauren

    If you were in my shoes?

    There are a ton of opportunities in California right now. The whole state is on massive sale! There are ways to buy there now without traditional financing. Start reading a ton on real estate investing. You can do AITDs, owner carry-back, etc and get into a property with OPM. If you can buy now...
  18. LagunaLauren

    Morning All

    Yeah, I agree with Cat- "Lost" seems a bit negative for this forum! You'll find your way. Welcome!! There are some really great people here.
  19. LagunaLauren

    Lets hear how YOU would do it.

    I'm guessing you'll either need to raise more capital through venture capitalists/angel investors or give away a % of the company/profits in order to actually get this product produced, packaged, distributed, marketed etc. Are you thinking you want to take it to market through traditional...
  20. LagunaLauren

    If you were in my shoes?

    Don't ever apologize for this. EVERYONE starts at the beginning. I definitely wasn't born with an innate sense of real estate investing...(And don't let your age be a deterrent. My hubby decided to be a dentist at the ripe old age of 42. He graduates next year.) This is a great place for these...

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