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  1. NoMoneyDown

    How to get big? Think big

    This was always one of the hardest things for me to do as well - not only with hiring but also with outsourcing work. For example, when a tenant moved out I often found myself going in afterward and cleaning things up instead of hiring a maid service, carpet cleaner, etc. I look at the work...
  2. NoMoneyDown

    What are the best PERSONAL brands?

    Does RonCo count?
  3. NoMoneyDown

    Facebook IPO

    INVESTING 
    Spam alert
  4. NoMoneyDown

    HOA foreclosing... how does that work?

    REAL ESTATE 
    I'm not 100% sure of HOA liens, but they probably work similar to other types of lien/deed foreclosures, whereby you "own" the property, but the previous owner can still pay what is owed as long as its within a certain redemption period and retain ownership. Again, I'm not 100% sure, but this...
  5. NoMoneyDown

    Go Suns!! Steve Nash comedy

    OFF-TOPIC 
    I actually ran into Steve Nash on an elevator at a downtown San Antonio hotel during an NBA basketball playoff series against the Spurs many years ago. My wife and I were taking the elevator down to make our way to the Alamodome for the game. The elevator doors opened, and there he was all by...
  6. NoMoneyDown

    Chase closed all my credit cards today

    A similar thing happened to me ... I had a CC thru MBNA for years with a "lifetime" rate of 5.99%. It was xfer'd to BoA a few years ago. Last year they up'd my rate to 11.99% for no reason. Calling didn't help. I always maintained a small balance, so I paid it off and closed it out. A month...
  7. NoMoneyDown

    Where to draw the line?

    MINDSET 
    Outside of any meta-physical barriers, NOTHING should prohibit you from doing anything.
  8. NoMoneyDown

    Google's Best Search Page

    OFF-TOPIC 
    Don't forget to play Google droodle's PAC-MAN this weekend!
  9. NoMoneyDown

    How do you cope when you're down?

    MINDSET 
    Careful, mkzhang, success is closer than you realize. :smxB:
  10. NoMoneyDown

    Legality of Lease Options

    REAL ESTATE 
    And that is the key. Here in Texas several years ago, the legislature passed some new laws that made it increasingly difficult to do L/O's, altho, people still do them even today. I think the issue specific to sandwich L/O's and being licensed MAY revolve around ownership and brokering deals...
  11. NoMoneyDown

    Music that Motivates

    HOT! MINDSET 
    Yes, R.I.P. RJ Dio, indeed. "Rainbow in the Dark" and "Man on the Silver Mountain" were classics.
  12. NoMoneyDown

    Where do you find "legit" reo property lists?

    REAL ESTATE 
    Yes, it's a rather old list, but gives you a start. Most of the bigger banks have a list either buried in their own web site or they post them on a separate site (Wells Fargo comes to mind: link). And, yes, you should be able to walk into a bank and ask for a list (you may have to speak to...
  13. NoMoneyDown

    Where do you find "legit" reo property lists?

    REAL ESTATE 
    HML = Hard Money Lender PML = Private Money Lender These people generally dont care (too) much about your credit score - they are only interested in the ARV (After Repair Value) of the property.
  14. NoMoneyDown

    Where do you find "legit" reo property lists?

    REAL ESTATE 
    1. World's Largest Free REO Directory 2. You can always use a HML/PML to finance deals. 3. Sorry, I'm in central Texas. :)
  15. NoMoneyDown

    Giving up an addiction to an every day household item.

    OFF-TOPIC 
    Back in 1994, I decided to quit tobacco - cold turkey. I just threw away my half-full Skoal tin in the trash one day and never touched the stuff again. Talk about something tough to do. Nicorette had just come out and it had -0- affect on me. I ended up buying fireballs - by the bulk - at a...
  16. NoMoneyDown

    If you were in my shoes?

    First off, be GLAD you can "save" $5,000/mo. It's icing on the cake to wealth. Second, find something that you are passionate about and determine a niche product/service that not only will fill this passion, but also can help others and make money. Third, develop a plan that will encompass it...
  17. NoMoneyDown

    Launched new business today

    Strange. Must be a firewall issue on my end.
  18. NoMoneyDown

    Equity Lines.....Ouch....DAMN

    Someone actually created a web site several years ago called BankOfAmericaSucks.com that has a forum that is pretty active with angry (ex-)customers. I think there's also a Facebook group with the same name.
  19. NoMoneyDown

    Launched new business today

    "Server Not Found" ???
  20. NoMoneyDown

    Equity Lines.....Ouch....DAMN

    Lauren & hakrjak - I'm with you both, re: BoA. After screwing me by raising the interest rate on the CC they took over, I paid off the balance and closed the account well over a year ago. The other day, they send me solicitation to open a NEW credit card account. $#@%*!!! Lets not even talk...
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