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Recent content by RealDreams

  1. RealDreams

    Lifestyle Inflation and High Standards of Living

    MINDSET 
    Was expecting this answer and I think it's actually true. I lost side of the positives and focus on the negatives. For sure. Just 2 years ago I had $500 in my bank account and couldn't find a job. My first business had failed and I was living with my parents. Thinking about that is mind blowing...
  2. RealDreams

    Lifestyle Inflation and High Standards of Living

    MINDSET 
    5-6k euro a month passive would be a decent amount, to cover up unexpected expenses also. But realistically, to have that, one needs to have at least 2 million invested in the stock market assuming a 3.5% withdrawal rate and taxes. Harsh reality. I grew up thinking 1 million was a lot of money...
  3. RealDreams

    Lifestyle Inflation and High Standards of Living

    MINDSET 
    I don't know how many active millionaires there are in this forum besides MJ, but I am facing new problems since I became one. One of this, is that I realized I've always wanted to buy a mansion, but a mansion in Europe is around 1.5 million euros. Second, I might sell my business, but that...
  4. RealDreams

    800k net worth at 24: Here's what I learned so far...

    GOLD! MINDSET 
    well if you have a business that requires manpower the most obvious yet hardest thing to do is hiring people, else you'll burn out quickly and your health will get compromised. I was obsessed with keeping profit super high and postponed hiring, but after a certain point I felt "rich enough" to...
  5. RealDreams

    800k net worth at 24: Here's what I learned so far...

    GOLD! MINDSET 
    After a few months I got to $1.1 million net worth at 25 making my dream come true. But sadly realized how little money it is in reality. Not trying to discourage anyone but I've found it to be a bitter truth in today's world. Yes, you can retire lean with that money, but if you're like me and...
  6. RealDreams

    Learning to Program is STUPID! (or SMART?!)

    GOLD! HOT! 
    I've been coding for 4-5 years and I do use AI but only for small scripts / non-production stuff. AI didn't wipe out the need to learn how to code. It still needs to be used by a skilled developer or you won't know if the code is right or wrong. Don't rely on AI for your success. Use it to your...
  7. RealDreams

    TikTok May Be BANNED In The US

    HOT! MARKETING 
    tiktok has been known to be addictive since it was released, yet people don't care. Consumer products/services/apps are the easiest way to make money cause people are that easy to control. I never installed tiktok once and I missed nothing, only gained. If you use tiktok for anything but...
  8. RealDreams

    Video game development is my passion and I’m making it my fast lane strategy.

    HOT! EXECUTION 
    as someone who "wasted" 2 years building a saas "mvp", if your goal is financial (making money) I would definitely try to MVP this and maybe build an alpha version and let people test it (your target customers) and tell you what they think about it. I didn't exactly wasted those 2 years because...
  9. RealDreams

    1 million dollars is nothing nowadays?

    MINDSET 
    I invest most of it. Have around $540k in ETFs right now. Wanted to buy an apartment next so I am keeping cash in the bank even if many would preach against that due to inflation. Also unsure whether to buy it here or in another country, I guess that's the biggest roadblock for me right now...
  10. RealDreams

    1 million dollars is nothing nowadays?

    MINDSET 
    Maybe that's me but I struggle living like that, financing with money that could disappear. Said differently, if I can't pay it in cash, I struggle financing it because there's risk involved. Even at 50-70k a month net profit I am not spending more than 2-3k a month in lifestyle, which does suck...
  11. RealDreams

    Do You Think Anti-AI Apps Are A Value Skew?

    - AI - 
    You can develop AI models yourself, as long as you remain a businessman foremost and an engineer second. I see so many engineers releasing their work for free (open source), and while it helps the community as a whole, it doesn't help them financially speaking. If you can code I'd definitely...
  12. RealDreams

    Do You Think Anti-AI Apps Are A Value Skew?

    - AI - 
    would you rather be part of the ones who invested in the dot com boom (or should I rather say, internet businesses) or the ones who whined and hated those promoting it? Where are the latter today anyway? I would bet money those hating on AI ain't going anywhere. You can't stop AI from being...
  13. RealDreams

    1 million dollars is nothing nowadays?

    MINDSET 
    Sure, I'm not crying about having a million, it's just an odd feeling and felt the desire to share it. Because I grew up in poverty and always thought 1 million was a lot of money, until I got close to having it. I agree that the way forward isn't to cry about it but simply move forward and...
  14. RealDreams

    1 million dollars is nothing nowadays?

    MINDSET 
    Woah. I don't know how to feel about this. On one hand 1 million seems fairly attainable to most people, but once you get there you realize you don't feel that much richer than before. I sometimes still take the bus and public transport for instance which may sound funny but I just don't feel...
  15. RealDreams

    1 million dollars is nothing nowadays?

    MINDSET 
    Getting close to 1 million in net worth and I just realized how it's not as much money as I once imagined, especially when considering a decent apartment anywhere in Europe starts at 350k euros. In the US I bet that number is double or triple. Then it came to me. This idealization of "being a...
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