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  1. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Which assertion are you referring to?
  2. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Wooooow man! Discounted cash flow... Net present value... Double rainbow.... What does it meeeeeeean? You must have taken at least one college course. You might even own a financial calculator. We're not worthy of such an intellect. So smart and and successful, and still have the time to write...
  3. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Whoever told him that was stupid. All types of life insurance have the same tax treatment. "I heard a 401k has better tax treatment than a 403b. I haven't looked into it but I thought I would post about it anyway."
  4. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Smart people don't typically make ignorant statements. If he's as smart as you say, I'll recharacterize what he wrote as deliberately misleading.
  5. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Very ignorant statement. After 30 years you could have dividends or PUAs cover the premium. You could also schedule the policy to be contractually paid up after a certain number of years. There are also mandatory nonforfeiture options. Assuming didvidends are used to buy PUAs, the dividend in...
  6. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    That's stupid
  7. I

    Thoughts on Whole Life Insurance as an alternative to banking?

    HOT! INVESTING 
    Why would I put so much money into paying off my house? When I sell it, the bank keeps all my equity and all I get is the sale price!

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