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  1. biophase

    How to stop quitting things when they’re boring?

    MINDSET 
    Make sure the goal is something you really want. If you train to run a marathon, and you run 3x a week for 3 months. Guess what, it will get boring by week 2. Every goal or accomplishment involves repetitive tasks. Every one.
  2. biophase

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    lol, I always want to type in Quone!
  3. biophase

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    When I got my first oculus headset I would get motion sickness and a little dizzy after playing. But now I guess I’m used to it since I can wear it for an hour and feel fine. By the way it’s kind of good that the battery only lasts an hour, it limits your play. What I found interesting is that...
  4. biophase

    Is THIS the reason why young entrepreneurs are destined to fail? The problem I'm having with Fastlane...

    QUESTION 
    I am 50 now. I was 36 when I started into ecommerce. I had no domain experience. It's not like between 25-36 I was studying online businesses and kept failing. In fact, there was no ecommerce when I was 25. I think the main reason the people are older is because many don't start businesses...
  5. biophase

    Hiring A Financial Advisor And Met With One Tonight....

    INVESTING 
    I would ask some general questions to see what realm he is in. Is he a purely stock market guy? Is this just a guy that is going to put you in index funds? Is he going to actively pick stocks for you? Is he going to sell you an annuity or life insurance? Is he suggesting real estate? By real...
  6. biophase

    PayPal cancels account for password issues

    QUESTION 
    I actually won a PayPal case last week. Actually the buyer won but PayPal also let me keep their money. PayPal ate the cost. Weird. There was anything unique about the case. Buyer sad they never got it. I sent the tracking number to PayPal showing it was received.
  7. biophase

    Why do successful people hide?

    MINDSET 
    Yes, but I was asking why it was relevant to your point. So the dude never shows off but is interviewed every 9 months? And this is why many wealthy people "hide". People taking pictures of his car in front of his house. There was nothing taken out of context. In fact, it was literally the...
  8. biophase

    Impact of Rising Interest Rates in the Real Estate Market

    INVESTING 
    Here is my opinion. Back in 2008, anyone could get a loan. I was able to buy 5 properties with stated income loans and I didn't have a job at the time. Most people buying were buying using loans and with intentions to flip. So in that scenario, the buyers knew they couldn't afford the home...
  9. biophase

    Best books for money management?

    HOT! BOOKS 
    She gets 2 coffees, so I assume they are $6? I don't go to cafes or Starbucks' so I don't know.
  10. biophase

    Why do successful people hide?

    MINDSET 
    Dude, sometimes your arguments make no sense. How do you know this guy has all those cars and is in the Ferrari club and has a $13M house? And then you go on to say, he never shows off. He obviously did something somewhere to make others aware of his cars. You know who is really the rich...
  11. biophase

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    I get a McD craving every once in a while!
  12. biophase

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    So I order something online from Kroger‘s grocery store. And I go to pick it up and they forget to put it in my bag. So I called customer service to get a refund. They say sure we can give you store credit for that. I’m like WTF? I want a refund onto my credit card. She says she has to check...
  13. biophase

    Has Moving to a Warm and Sunny Climate Made You Happier?

    NOTABLE! MINDSET 
    I assume you mean a winter house. You aren't buying a house in Phoenix to come for the summer right? LOL My neighbor a few doors down is from Canada. They only stay here from November until April.
  14. biophase

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    I paid $10.19 for a McDonald's value meal today! :eek: I thought they were expensive at $8.99 last year!
  15. biophase

    Best books for money management?

    HOT! BOOKS 
    She buys 2 at a time, one for the afternoon. She has some medical bills. But also does have a nice car, mid level BMW.
  16. biophase

    Best books for money management?

    HOT! BOOKS 
    I was talking to a friend last week who is in the slowlane. She tells me that everyone is priced out of a home in Phx now, citing this article. https://www.abc15.com/news/local-news/74-of-arizona-households-are-priced-out-of-az-homes But she's always broke and tells me that she needs to get a...
  17. biophase

    House vs apartment which one is better to start

    OFF-TOPIC 
    Selling your house (moving out) whether you have a mortgage or paid cash is basically the same. Unless you owe more than what you sell the house for. Saving up money to buy a house with all cash is a losing battle especially if inflation keeps going at its current rate. But based on what...
  18. biophase

    Does appearance truly matter in the world of entrepreneurship?

    IDEA MINDSET PEOPLE 
    Maybe, but what if Paul Blart was a 5 time Olympic champion in his younger days and Rocky used steroids? Appearance may matter to others who make snap judgements, but we here should know better than to do that.
  19. biophase

    House vs apartment which one is better to start

    OFF-TOPIC 
    You are really asking if you should rent an apartment vs buy a house right? You don’t need to buy a house all cash, and you can’t compare renting to owning in terms of cash. You need to calculate your monthly payment and down payment vs the cost of renting. Most of the time renting comes out...
  20. biophase

    #BoycottApplebees

    PEOPLE SOCIAL MEDIA 
    There was really no need to write this letter. It’s just weird. He’s basically saying the number of people looking for jobs will increase as the stimulus and unemployment benefits end, so they can pay new hires less. But you’d think that the store managers would probably infer this when they...

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