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  1. hakrjak

    Debt deal and the affect on the market.

    INVESTING 
    It's tough to have the willpower for that, because when the market was going up -- I was wanting to have every cent I had invested. Now that it's going down, I'd love to buy some more BKE today now that we've both lost close to 10% in a single day. Bummed! - Hakrjak
  2. hakrjak

    Will we ever see a 0% mortgage?

    REAL ESTATE 
    Interesting thoughts, but banks do not depend soley on 1 year's mortgages for their income -- they've got portfolios with loans that have been made over a 30 year period. I guarantee there are banks right now still holding 9% mortgages from the early 90's on their books. Even though rates are...
  3. hakrjak

    Will we ever see a 0% mortgage?

    REAL ESTATE 
    I know that mortgage rates are at historic lows, and the radio ads have everybody rushing to refi and lock in now -- but these rates have done very little to move real estate markets. Even with the lowest rates in 50 years, people are still not buying houses. Discussion topic: Will we ever...
  4. hakrjak

    Debt deal and the affect on the market.

    INVESTING 
    Agree, if I had any cash left to buy with right now ;) I'm fully invested though. I like your attitude Rickson -- good stuff man. Cheers, -Hakrjak
  5. hakrjak

    Fastlane Fantasy Football, Season 4! (2011-12)

    OFF-TOPIC 
    I'm ok with the 29th as long as it's after 6:30p MST. I am at another live FF draft party on the 26th, and then another party on the 27th -- so can't do either of those days. Cheers, - Hakrjak
  6. hakrjak

    Thoughts on Marriage/Kids and the Fastlane dream

    OFF-TOPIC 
    LOL -- it's funny that some of you guys with the big net worth have trouble concealing your wealth from the ladies. When I was single, I had the exact opposite problem. I had women all the time that assumed that I was worth millions. It must just be some vibe I put off or whatever, but when...
  7. hakrjak

    Debt deal and the affect on the market.

    INVESTING 
    Right, but some stocks we own are down big today as well, no? -Hak
  8. hakrjak

    Debt deal and the affect on the market.

    INVESTING 
    This sucks to say the least. Before all of this high drama, my positions were up big for the year. I was close to a 10% gain after only being invested for a month or so. Now I'm down past my initial investment. Can not believe we didn't get a pop once this deal was done. The market acted...
  9. hakrjak

    Your number 1 best stock pick right now?

    HOT! INVESTING 
    Wish I would have listened to you ;) I'm still watching LVS go up -- even with the rest of the market in the tank. That was an awesome call also! Hope we shake off this debt drama and get to 15,000 already by the end of the year ;) Cheers, - Hakrjak
  10. hakrjak

    Re-finance for cash flow or less years

    REAL ESTATE 
    If you don't need the money, then take the 15 years. Most of of who invest in real estate do it to make money though, and have a positive looking balance sheet if we end up needing to borrow more money down the line (Keep future mortgages in mind, in case you want to buy a primary residence...
  11. hakrjak

    Fastlane Fantasy Football, Season 4! (2011-12)

    OFF-TOPIC 
    Can we do August 28th (Sunday Night) as our draft date? My summer and early september are booking up pretty quick. Cheers, -Hakrjak
  12. hakrjak

    $80K in Student Loans... Now What?

    I would have flipped out if one of my kids ever comes to me and asks to attend art school. LOL - that's just me though ;)
  13. hakrjak

    Where do you invest your money?

    INVESTING 
    Cash flowing rental property, a mix of stocks with zero or low debt + high insider ownership (Thanks Rickson), and me :) (In the form of education, and technical training to increase job income).
  14. hakrjak

    Trouble sticking to a household budget!

    HOT! 
    Could be time to try to bring the EBay company back from the dead... Got kind of sick of keeping it on life support, and dealing with all of Ebay's drama -- but there's no denying it was profitable...
  15. hakrjak

    Advice on Turning My Shit Life Around?

    OFF-TOPIC 
    This post drew me in because it reminded me of exactly how I felt when I was 19. It's been awhile since I've thought about those days, maybe because I've come so far since. You will go far as well if you learn to turn these feelings into the drive you need to propel yourself forward...
  16. hakrjak

    To Have, or Have Not... Marriage

    HOT! 
    LOL always a pleasure. Didn't mean those things are no longer important, just meant they're no longer the only things important! Mwahaha :) -Hakrjak
  17. hakrjak

    Trouble sticking to a household budget!

    HOT! 
    LOL -- You're right I do. I actually was going to buy a Cadillac Escalade (No bull) -- but then I saw the price tag, and the MPG's, and the poor reliability ratings and restrained myself. I went from a $60k car to a $28k car that gets 20mpg on the highway (Not too shabby). This is the first...
  18. hakrjak

    Trouble sticking to a household budget!

    HOT! 
    LOL -- I meant that the idea of increasing income was relatively aggressive while incorporationg the idea of trimming expenses ;) - Hakrjak
  19. hakrjak

    To Have, or Have Not... Marriage

    HOT! 
    I came close a few times, but ultimately waited until I was 33 to pull the trigger. I'm glad I waited, because I know I didn't have the maturity in my 20's to pick the right partner. It was all about who had the biggest ta-ta's, and who was the freakiest in the sack back then, etc... Flash...
  20. hakrjak

    Trouble sticking to a household budget!

    HOT! 
    Interesting and aggressive idea. I like it. Will give this some thought. I could do another raw land sale with owner financing and maybe increase my monthly income a few hundy. Am considering what Yves said above about the mortgage being too high also. If I move to Denver from COS, we'll...

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