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  1. hakrjak

    Credit Card recommendations for business

    Look em up on the web. No annual fee, and it's a Mastercard, so it's accepted everywhere. - Hakrjak
  2. hakrjak

    Mortgage rates fall to 5.12%

    REAL ESTATE 
    I'll go out on a limb here and predict that 30 yr fixed mortgages will bottom around 4.25% That's the point where I see a revival happening in Real Estate, and the resulting economic activity causing enough growth and inflation to force the rates back up. But not right away -- I'll bet they...
  3. hakrjak

    Banks offering 6% rates on savings accounts

    Haha, yes I should have said, "And a slot machine off of Ebay, rigged up to use American Eagle Coins!"
  4. hakrjak

    Mortgage rates fall to 5.12%

    REAL ESTATE 
    Ditto.... I just had an Arm reset that I had been considering putting on a fixed for several years now. My payment just dropped another $150 per month, which is another $150 per month of cashflow for me now! Some of us with Arms that played them right are cashing in big time here. A few...
  5. hakrjak

    Banks offering 6% rates on savings accounts

    Yeh I figured it was some kind of a teaser / capped deal. For people who are worried about the government & FDIC going down -- You should have around a 20% allocation of your portfolio in gold & silver coins, and those coins should be in a safe on your property -- with an AR-15 and 2,000...
  6. hakrjak

    Mortgage rates fall to 5.12%

    REAL ESTATE 
    Schweet man.... I have got some of those rates too, but they are left-over from the last time rates dipped this low. I need things to get closer to 4% to start refi'ing. Looks like a great time to buy if you've got some cash! Cheers, - Hakrjak
  7. hakrjak

    The best online classifieds website?

    HOT! 
    I'll second what some have said about Craigslist... I don't know why it appeals to the absolute Dregs of society, but it seems to. I just sold my kids toddler beds on there -- $450 beds, 2 of them... And I listed them for $80 bucks each just to get rid of them (I almost donated them to charity...
  8. hakrjak

    Banks offering 6% rates on savings accounts

    Nobody here would be that crazy ;) In the last couple cases where the FDIC stepped in, looks like people had their money within a day or 2. If it takes 6 months, I think you're going to have a lot more problems than the $100k you lost. haha ;) - Hakrjak
  9. hakrjak

    Mortgage rates fall to 5.12%

    REAL ESTATE 
    30 yr fixed averaging 5.12% today according to Yahoo... Anybody think rates won't go below 5%? - Hakrjak
  10. hakrjak

    Banks offering 6% rates on savings accounts

    You'd be insured by the FDIC, so what would you be worried about?
  11. hakrjak

    Great Real estate advice

    For shizzle... Although I've been in a few situations where I accentuated the quality of the end product over the location, and was able to come out of it with a sweet sell regardless of the fact that it wasn't in an ideal location. Still, if you want to sell something quick... The best...
  12. hakrjak

    Credit Card recommendations for business

    Advanta is by far the best I have dealt with, and I've used them all. They have the best rewards program, and they have the loosest credit line restrictions. I've been upping my credit line with them every 6 months since I got the card, and am currently at $45,000... The highest I have on any...
  13. hakrjak

    Money Can Buy Happiness?

    MINDSET 
    "I've been rich and I've been poor, and I'll take rich over poor any day..." - Anonymous
  14. hakrjak

    Type of spouse/wife for entrepreneur?

    OFF-TOPIC 
    I have to agree with you there Russ. I've been down that road myself, and it's like driving a car with no steering wheel with the gas pedal stuck to the floor. Way exciting and fun, but you don't feel like it's going to end very nicely. haha ;) On the "Millionaire Matchmaker" the other...
  15. hakrjak

    Find a Bank REO!

    REAL ESTATE 
    Just had a positive experience with Wells Fargo in November.... I hate dealing with Countrywide -- in general, they are just idiots, but their REO department is staffed with especially low IQ monkeys. Like J said, in most cases it's all about who you get assigned to work with on any given...
  16. hakrjak

    Idea: Capitalize on the Depression...

    IDEA 
    Even if you already have a business.... Say, a sandwich shop -- You could add "The Depression Burger" to your menu.... Meat, Bread, and that's it... haha for a reduced price... Ya know, have fun with it ;) - Hakrjak
  17. hakrjak

    Listening to CNBC For Investment Advice, Part II

    FUNNY 
    I like the video he plays about CNBC... But I don't like that he is using that video to try to discredit what Rick Santelli and a lot of others are saying about what the government is doing right now. That's a pretty cheap tactic. - Hakrjak
  18. hakrjak

    Idea: Capitalize on the Depression...

    IDEA 
    I had a light bulb moment earlier today, and I'll share my idea with you all for free. (Unless someone gets insanely rich using this, and then I expect to be remembered ;) haha) People think they are in a Depression right now... Whether that's true or not, I definitely think that you are...
  19. hakrjak

    The Misery Portfolio

    HOT! INVESTING 
    What do you want to bet that one of the next big scandals will be: Why people with 401k's have no mechanism for shorting stocks. They aren't even offered any funds that specialize in shorting the market. Everything is so rah-rah optimistic that it didn't even give these poor sheep a chance...
  20. hakrjak

    Type of spouse/wife for entrepreneur?

    OFF-TOPIC 
    ROFL :) I know, I know... I didn't think my message was disrespectful or shallow in any way, just one man's opinion from a unqiue perspective. - Hakrjak

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