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  1. hakrjak

    Little girl- 2 days

    OFF-TOPIC 
    Okie Dokie.... I was just thinking -- this is America... How could a little girl not get treatment for cancer because her family doesn't have enough money? That doesn't seem right to me.... Cheers, -Hakrjka
  2. hakrjak

    Little girl- 2 days

    OFF-TOPIC 
    $10k does not seem like anywhere near enough to treat cancer.... Not to be skeptical here, but how do you guys know this is real? Cheers, - Hakrjak
  3. hakrjak

    Great iPhone Apps for Business/Productivity

    I LOVE VLINGO! It's a great app for voice-to-text... Comes in handy for updating your facebook status on the fly ;) - Hakrjak
  4. hakrjak

    Bank of America as bad as Countrywide

    REAL ESTATE 
    Amen brother.... Big corporations are all the same.... All these workers bees there have no interest in the company being successful, because if it is -- they don't make another dime. It's like the movie Office Space down at BofA and Countrywide.... Milton can't find his stapler, and Peter...
  5. hakrjak

    Bank of America as bad as Countrywide

    REAL ESTATE 
    A few months ago I told you guys a story about how the right hand didn't know what the left was doing at Countrywide.... They turned me down for a loan on an investment property, I went through a local broker who ended up selling the loan to Countrywide within 30 days of my closing, so...
  6. hakrjak

    Need $100k line of credit

    Hmmm, good points. I'd like to explore this further for future deals. Right now since I'd like to close in 2 weeks or so, it seems to be a plan that wouldn't get me the cash quite quick enough -- but thanks for the tips. I think I'm going to move forward using a combination if a 401k loan, a...
  7. hakrjak

    Need $100k line of credit

    Yeh I have... they want 5 points up front + fixed costs of about another $1500.... Which is more than I want to pay for closing costs. Maybe hae to though if I don't find anything better, or if I decide not to use my credit lines... Cheers, -C
  8. hakrjak

    Handling Unhealthy Stress

    MINDSET 
    I agree with all the ideas above, and will add the only one of mine I didn't see: Youtube I love going on Youtube and watching videos when I get stressed. It's a quick little cure that I can access anywhere. Usually I like to watch videos of people camping or backpacking, or doing some...
  9. hakrjak

    Need $100k line of credit

    I'd say a total of 3-4 months. This one will be a quick turn around. I'm not doing buy, fix & holds right now, because of the Fanny/Freddy rules on only being able to have 4 houses at a time. I'm maxed out, so I'm flipping them quick now. Cheers, - Hakrjak
  10. hakrjak

    Need $100k line of credit

    Thanks for this post. Very good useful info here..... Rep+++++++++ I'm wondering if I use cards that are under my LLC & S-Corp for the bulk of this if it will be better for me, since those debts won't appear on my personal credit report. I'm thinking that may be the way to go! Now is the...
  11. hakrjak

    Waaaaaay off topic - patio furniture! Help?

    OFF-TOPIC 
    Are they Martha Stewart collection? That's what they remind me of, but I'm sure that model isn't made anymore. Maybe your best bet would be to have these sanded down, repainted -- and recovered as necessary? Cheers, - Hakrjak
  12. hakrjak

    Need $100k line of credit

    We'll have to see about that -- I've had several banks cut my limits, but only on cards I wasn't using -- or after I had paid off cards. I haven't had anything cut, nor heard anything 1st hand from friends/family where someone had their limits reduced while they had a large balance on the card...
  13. hakrjak

    Need $100k line of credit

    Thanks for the ideas guys... Sparlin -- My main thing is that I don't want to give away too much of my profit. Seems like most mortgage brokers right now are trying to get $5k in closing costs from me for this puny loan when I was paying $1200-1500 for the same loan just a couple years ago...
  14. hakrjak

    Need $100k line of credit

    Problem solved (I think) I have 3 credit cards here with available credit of $30k, $30k, and $45k... I'm just going to use those to finance my next flip. They have 3% fees for borrowing the money, but that will actually be the same or cheaper than most mortgage companies are offering on...
  15. hakrjak

    Need $100k line of credit

    I need a $100k unsecured line of credit to use for buying flip houses, because banks are not wanting to lend to me anymore for various ridiculous reasons (i.e. "You have too much exposure to residential Real Estate"). Is anybody lending right now? Does anyone have any suggestions of where to...
  16. hakrjak

    What does it feel like?

    HOT! EXECUTION 
    You are sooooo like the doctor in Cashflow 101... haha They seem to take the longest to exit the rat race. - Hakrjak
  17. hakrjak

    What does it feel like?

    HOT! EXECUTION 
    I didn't even realize I had crossed the 6 figure net worth mark until probably 6 months after it actually happened. I guess I wasn't watching too closely, and was focussed on other things. When I realized it had happened, I was kind of in disbelief because I had planned for this exact scenario...
  18. hakrjak

    Biggest Real Estate Failure in U.S. History

    REAL ESTATE 
    True Dat -- CRE has been holding some ridiculously high prices for the bad vacancy rates the last few years. I tried to get into mini malls a couple of times, and the numbers never worked -- they were some of the worst numbers I ever saw, as a matter of fact. Cheers, - Hakrjak
  19. hakrjak

    The Dominoes Pizza PR Fiasco

    To this day I still don't feel right about going to Wendy's and ordering a bowl of chili.... *sigh* haha - Hakrjak
  20. hakrjak

    Hyperinflation Coming? Very Very Concerning...

    HOT! INVESTING 
    The markets are all jazzed today because we only lost 611,000 jobs this week instead of 633,000 last week or whatever.... (That's still a HELL of a lot jobs to lose, by the way...) But the way I see it -- Companies have completely trimmed all the fat... All that's left to trim at this...

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