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  1. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Just got a call from a couple of hard money lenders... Seems like their deals are averaging: 5% points up front (To be rolled into the loan) + 12% interest only over 2 years, then a balloon at 2 yrs. Hmmmm, should I do it? Currently paying out about $1050 per month on my short term...
  2. hakrjak

    Preparing for the next housing decline

    REAL ESTATE 
    I've never seen or even heard of an economy that got better without having job creation occur. All this talk of a "jobless recovery" sounds completely made up to me! Thinking that the only place this economy has gotten better is Wall Street, and that is a total hoax... Cheers, - Hakrjak
  3. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Update: Buyer seems to have wandered off into the weeds and hasn't been heard from in days... Sounds like she changed her mind to me. Bleeding cash like a hemmorage over here now... Thinking I need to go ahead and find a $70k loan to consolidate all my short term debts on this one into 1...
  4. hakrjak

    Fastlane Fantasy Football - Year 2

    OFF-TOPIC 
    Wow, I had 2 players on the bench that had absolute blow out games today... If I had made better decisions starting them -- I would have won my game again today. Talk about a seaon of coulda shoulda woulda! - Hakrjak
  5. hakrjak

    Preparing for the next housing decline

    REAL ESTATE 
    Don't let ARM resets scare you... People's payments are DROPPING and the news media is not reporting this. I have multiple ARMS that have reset that are now in the 2%'s! - Hakrjak
  6. hakrjak

    I was an internet millionaire. (R)

    WEB/DIGITAL 
    Re: I was an internet millionaire. Posts like this always get me thinking about what will be the next... big... thing....
  7. hakrjak

    How Broke Would You Be?

    Man :) So what you are saying is -- If we have maintained the same level of wealth, or even lost some money in the last year -- We are royally screwed! Sometimes it feels like I'm walking the wrong way on one of those moving sidewalks in the airport. - Hakrjak
  8. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Latest update... they agreed verbally to my $104k/as-is offer... Now just waiting on the written contract. Will believe it when I see it! :) At this level I think I make about $2500 for 6 months work... Wow, that's the hardest $2500 I've ever made! - Hakrjak
  9. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Nope... At $94.5k I would have lost about $5k... I've got them up to $102k right now... Waiting for a response still on my $104k/as-is counter. That will put me slightly above even. I might even make a K or 2. I dunno, I hate having to sell a house for less than what I think it's worth. I...
  10. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Well if ths deal falls through, I can probably still accept that offer... It sounds like she really likes the place, or she would have truly bailed when I rejected her $95k offer. - Hakrjak
  11. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    I do the same thing from time to time Russ, which is why I decided to try the as-is clause on this buyer. Got a feeling she's the type to want to beat me up for every cent. - Hakrjak
  12. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    My ask is $105k, their offer was $94.5k... I countered with full price.... Buy walked away, said she would never pay about $95k -- her agent even said she was "snooty" about it.... 90 mins later, I just got another call that the offer is now $102k.... I countered with $104k, if they will do...
  13. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Yep that is definitely a pet peeve of mine.... People who see 150 DOM (Days on Market) and automatically assume they can send the seller an insultingly low bid. That's a total rookie move, because anybody who has been in the business for over a day knows that a high DOM number usually means...
  14. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Ah spoke too soon -- Buyer was a Jackass with a lowball bid... Refused to negotiate after I declined their opening bid. - Hakrjak
  15. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Of course I bitch online about a house, and that does the trick... Got an offer coming in this afternoon! Keep your fingers crossed it's a good one :) - Hakrjak
  16. hakrjak

    Secret Society

    Does anybody know anyone who has joined a secret society and credits that joining with a lot of profit or financial gain? I know some Masons, but they don't seem to be any more successful than anyone else I know... Cheers, - Hakrjak
  17. hakrjak

    The Economy is so fake...

    FUNNY 
    This economy is so fake that the Dow continues to go back up, even though more people are unemployed now than have been since the 1940's.... This economy is so fake that slowdowns in unemployment are applauded when we've lost so many jobs -- there aren't many left to lose! This economy is so...
  18. hakrjak

    Tough decisions to make.....

    REAL ESTATE 
    Thanks bud -- I am considering maybe listing it for rent as a 6 month lease by the 1st of November if we don't have a contract... I figure for 6 moths maybe the renter won't damage it too bad, and then I can try listing it again in the Spring when things might be a little better. Interest rates...
  19. hakrjak

    Fastlane Fantasy Football - Year 2

    OFF-TOPIC 
    That is very wierd... Just cleared my cache & cookies and mine still shows me losing... Oh well, guess I'll find out tomorrow when the results are official! -Hakrjak
  20. hakrjak

    Fastlane Fantasy Football - Year 2

    OFF-TOPIC 
    You sure? I still show: TeamPoint TotalThe Rogue Flippers84.84TomCablesRightHook85.52 Looks like I'm gonna lose :(

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