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  1. hakrjak

    Getting pre-approved for rental property

    REAL ESTATE 
    So what's the status on this? Have you found anyone interested in lending conventional money yet? - Hakrjak
  2. hakrjak

    Best Hosting Company?

    WEB/DIGITAL 
    If you're going to be expanding and hosting a lot of sites -- Why don't you look into having the phone company run a high speed line into your home, and using your own server to host? Seems like once you recover the initial hardware costs, you will be increasing your profits substantially over...
  3. hakrjak

    Finding suppliers from another country

    WEB/DIGITAL 
    Have you used Alibaba at all? I was on there today looking at Ipad's, and there are like 20 sellers overseas offering new IPAD 3G's for $100-250.... I know these will sell for $800+.... Ummmm, scammers anyone? I just don't believe for a second they can provide these products.... And...
  4. hakrjak

    Getting pre-approved for rental property

    REAL ESTATE 
    Ah ok, averaging 12.9% and 5-8% up front for closing costs right now. You have to be getting a serious deal for this type of money to be worth your while, but yet I still hear of these deals closing all the time. Cheers, - Hakrjak
  5. hakrjak

    Getting pre-approved for rental property

    REAL ESTATE 
    PML/HML? (An acronym I don't know?) Also remember that refi's are now limited by Fannie/Freddie.... You must hold the property for 6+ months before they'll allow you to refi it -- Whether you've paid cash or not.... Cheers, - Hakrjak
  6. hakrjak

    Getting pre-approved for rental property

    REAL ESTATE 
    Unless you pay cash, most of the time you can't buy with your LLC. You may be able to transfer the deed to your LLC after the sale occurs, but there is much debate about that. Let us know your experience as soon as you apply at some banks. It's been 6+ months since I've tried to get a...
  7. hakrjak

    Getting pre-approved for rental property

    REAL ESTATE 
    You'll need at least 20-30% down, and a FICO in the 720+ range before anybody will consider lending you money on a non-owner occ right now.... Most banks are not lending for investment property at all at the moment. Some here have suggested shopping the local banks, but I've done that and...
  8. hakrjak

    Like Free Money? Evidently High Schoolers Don’t.

    I think a lot of kids think they have to be A+ super students to quality for a scholarship. My guidance counselor let me in on the truth that you DO NOT even need to be a B student to qualify. I was a 2.5 GPA kid, and she had me apply for everything that was offered in the office.... I...
  9. hakrjak

    Do NonComp agreements stand up in court?

    The only experience I have with employment contracts was when I was working for a contracting company, which was hired by the fortune 500 that would later offer me a job directly. I had signed an agreement with the contracting company that I would not at any time go to work for the fortune 500...
  10. hakrjak

    What book are you reading? Right now. Post up!

    NOTABLE! HOT! BOOKS CHAT 
    Fantastic book! Got through it in about 2 days, because I could hardly put it down... - Hakrjak
  11. hakrjak

    Behind the Millionaire Story...

    EXECUTION 
    Alright, sorry ;) Touchy subject with me lately, as it seems I've had a string of encounters over the past year where I've run into more and more of these people who have wealth and haven't worked anywhere NEAR as hard as I've worked for it.... But I still don't have it! Envy? Absolutely...
  12. hakrjak

    Behind the Millionaire Story...

    EXECUTION 
    I'll give you an example that refutes this: A guy I work with named Bill, who had to move to the midwest for family reasons, and just happened to sell his house in California at the very top of the real estate bubble. He walked away with close to $700k in pure profit. Now he walks around...
  13. hakrjak

    Trump: don't Fear a Real Estate Collapse

    REAL ESTATE 
    I'm sure he didn't fear a collapse the 1st time he got caught under that tidal wave either though ;) haha - Hakrjak
  14. hakrjak

    Do NonComp agreements stand up in court?

    Thanks for the responses guys! Just wanted to clarify that I was not asking if the employee can do anything immoral or unethical, such as stealing corporate secrets. My example would be more like: If you work for a company that sells IT Services, and you wanted to go out on your own and do a...
  15. hakrjak

    Do NonComp agreements stand up in court?

    If you work for a big corporation that makes you sign a non-competition agreement as condition of your employment... But you'd like to start up a business in that industry on the side to make a little extra scratch... Does anybody know if that agreement would truly stand up in a court? Some...
  16. hakrjak

    Behind the Millionaire Story...

    EXECUTION 
    I guess my point was to refute this pervasive myth that all millionaires are hard working gluttons. Most I've met are exactly that -- but I've also met plenty who are scumbags, assholes, narcisists, trust fund babies, and a few that just fell a$$ backwards into it. Cheers, - Hakrjak
  17. hakrjak

    Content For your sites

    WEB/DIGITAL 
    So if I have no real product or service to sell -- Can I still make a lot of money by driving traffic to my content somehow? I'm guessing the answer would be yes if I'm doing affiliate programs... Or maybe even Ad-Words? Although it sounds like I really want to have a product or service to...
  18. hakrjak

    Quick, Simple, Low-Cost WordPress Sites

    MARKETPLACE 
    Ok, so think of me as a potential client, because I really am.... I just read on your site under the "Step 5: Add Content" page where you talk about how to write your own content, or hire offshore writers to generate content.... But I'm still unclear on why I'd want to generate all of...
  19. hakrjak

    Behind the Millionaire Story...

    EXECUTION 
    90% of the time this is true... Except when you meet some ***hole who inherited it all, or had it given to him on a platter... Just met a lawyer like this a couple weeks ago -- It was clear this guy has never had to work a shit job in his life... Never had to work for anything... Definitely...
  20. hakrjak

    Quick, Simple, Low-Cost WordPress Sites

    MARKETPLACE 
    I like your concept & pricing plan! One piece of feedback I would give is that it looks like you are marketing only to professionals who know what they are doing. People like me who might want to break into this web business / 4-hour-workweek thing may not understand why they would want a...

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