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  1. LagunaLauren

    Taking My First Step towards Fastlane-ness

    REAL ESTATE 
    I would definitely hold onto as much cash as you can for other properties or as a safety net for vacancies or unexpected repairs not covered by your home warranty policy. I haven't shopped the lender market for residential loans lately (I'm doing commercial loans only these days), but I've heard...
  2. LagunaLauren

    Guys I need help Please

    MINDSET 
    For the weight thing, I would recommend picking up the Body for Life book by Bill Phillips. Really good no-nonsense quick and effective nutrition and exercise. Look up bfl.com to see other people who have made incredible transformations with their own bodies. You can sign up and get access to...
  3. LagunaLauren

    Guys I need help Please

    MINDSET 
    yveskleinsky-Dang! I keep trying to give you rep love, but keep getting blocked. Gotta spread the thanks around more first before I can give you more +++. I'm giving you pretend rep+++ now... :smxB:
  4. LagunaLauren

    Guys I need help Please

    MINDSET 
    Boazbama-For a few minutes, let go of your current situation. What would your life be like if you could have it any way you like right now? Stop and imagine it and visualize it. Write it down in categories, Family, Business, Finances, etc. Now look at each and write down a goal, ie: Being strong...
  5. LagunaLauren

    Ouch! Rejection sucks

    MINDSET 
    Don't doubt yourself. Aim higher. Be creative and figure out how you can prove yourself to be more valuable or how you can market yourself to a potential employer that makes you stand out and prove that you're a valuable asset. No means you need to find another way to yes. Or create your own...
  6. LagunaLauren

    How did you all get your start?

    REAL ESTATE 
    David-Of course appreciation is dependent on lots of variables, but, worst case scenario, with no appreciation, you can still make a positive cash flow from rental income props and build your net worth. Esp in a down market like now, when you can get props on sale. Appreciation and equity are...
  7. LagunaLauren

    Taking My First Step towards Fastlane-ness

    REAL ESTATE 
    AMG guy-As another example, I have 2 high-end condos in Dallas (prestigious University Park). I wasn't looking to sell them, but you can have them for $65k each. (~$12 below FMV now, much more in up market). They're rented at $725 each (below market value); $1,450 total. 20% down is $26k (keep...
  8. LagunaLauren

    Taking My First Step towards Fastlane-ness

    REAL ESTATE 
    AMG guy- I agree with hatterasguy-the rent is way too low for the $30k you're putting into it. Not a good return, whether at $900 at $1,000 a month. One of the 1st houses I got in Dallas was about 138k. I made $1,650 a month in rent. Bought it with 100% financing, so none of my $ into it...
  9. LagunaLauren

    How did you all get your start?

    REAL ESTATE 
    Brootal-You have a very realistic goal of retiring/being financially free by 30. Not really possible to answer how quickly you can make money in real estate. How much and how quickly is completely open. There's a guy named Jack Mourdian who was a high-school drop-out working in a body shop. 5...
  10. LagunaLauren

    Flipping Cars

    I'll ask my neighbor/friend about the specific high-end car auction and will share the info here.
  11. LagunaLauren

    How to light a grill in 30 seconds ?

    FUNNY 
    Yeah, um. Screw that! I'd blow myself up. I prefer my built-in outdoor Grill. You know, with the knobs and the buttons that light it automatically? That's more my speed...:cheers:
  12. LagunaLauren

    Flipping Cars

    Brootal-Wow! Thanks for outlining all this for others on the forum. Great info. Very thorough. rep++. Along the same lines, I was talking to a neighbor friend of mine who is a car buff too (He has 4 Ferraris (he's Italian) and a Bentley). He mentioned that kind of on the side for fun, he gets...
  13. LagunaLauren

    im not a millionaire and not expecting to be at the time being.

    OFF-TOPIC 
    Re: im not a millionaire and not expecting to be at the time bein Hi, Dennize-I feel for your situation and admire your commitment to your husband and son. I know things look bleak now, but your current reality does not dictate your future! First, I would strongly recommend that you refuse to...
  14. LagunaLauren

    10 Reasons Why You're Not Rich

    MINDSET 
    Check out the threads "how did you all get your start" thread and "college: just hype?" thread for some of my specific examples + general plan for now. :coffee:
  15. LagunaLauren

    10 Reasons Why You're Not Rich

    MINDSET 
    MJ-Didn't think about doing a full story. My overall plan and some specific examples are in other posts here. I'll post a complete story sometime. (Although the stories of some of my friends are more impressive...)
  16. LagunaLauren

    10 Reasons Why You're Not Rich

    MINDSET 
    I agree with others on this post re: "you care what your car looks like". I agree too many people have cars they really can't/shouldn't have to try to look rich or impress others. If you truly have the $, more power to you for having a nice car. Personally, I like my luxury cars. They're not to...
  17. LagunaLauren

    10 Reasons Why You're Not Rich

    MINDSET 
    Stlsmoore-rep++ for your plan, dedication and discipline! You've definitely broken from the pack at an early age. You're definitely on the right road. I did the same thing, reading/ studying/analyzing/buying real estate in the evenings after work while others drank beer and watched TV. It really...
  18. LagunaLauren

    What did you do?

    I was a VP Creative Director for a large ad agency. started investing in real estate and was able to become financially free and retire off of my investments.
  19. LagunaLauren

    I was an internet millionaire. (R)

    WEB/DIGITAL 
    I'm all for making mistakes and learning from them, etc.. The negative respect points would have been for the remarks about beating off to a picture, getting high, sex toys/she couldn't walk the next day, etc. I'm not prude or offended by any means, but that was TMI, a little crude and pig-ish...
  20. LagunaLauren

    No Lambo for Get-Rich-Slow Folks?

    HOT! 
    Lamboman-Cool that your friend's cars pay for themselves! Smart! One of my friends charters his private jet when he's not using it. he was making $30k positive cash flow each month above his carrying costs for it. (Don't think he's making as much now in this economy, but even if he's just...

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