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  1. LagunaLauren

    Money Can't Buy Happiness!

    HOT! MINDSET 
    No biggie! If I did somehow become a defeatist with a poopy attitude, I would hope those close to me (including those on this forum) would verbally b*tch slap me back into my happy-place reality! Thanks! :smug2:
  2. LagunaLauren

    Money Can't Buy Happiness!

    HOT! MINDSET 
    Thanks, but I think you guys misunderstood me. I NEVER have a defeatist attitude. Of course I can live anywhere in the world I want. I NEVER have limiting thoughts. I don't ever create excuses. I don't have regrets. I retired at the age of 35. I didn't get to this place in my life by being...
  3. LagunaLauren

    Money Can't Buy Happiness!

    HOT! MINDSET 
    Hey Russ-Thanks for the suggested reading! Will check it out. We will definitely travel the world more as our kids get older. Possibly live in Italy or France for a while. When I was a kid, we had family friends who pulled their kids out of school and sailed around the world for a year on...
  4. LagunaLauren

    Money Can't Buy Happiness!

    HOT! MINDSET 
    Global-Well said. I was at dinner with my family recently. We met a couple who were leaving for Thailand for a year or two. They just decided to pack up and move there spontaneously. I admired them and almost envied their ability to do so. I have the life I want, but kids and mortgages and...
  5. LagunaLauren

    Investing in real estate with an IRA

    True-Most bankers and accountants don't know about (or know enough about) self directed RE IRA llcs and traditional stock brokers don't promote it or offer it, of course. I was at Chase opening my Self-Directed RE IRA llc bank account, where the Trust co. that Guidant uses was transferring...
  6. LagunaLauren

    Investing in real estate with an IRA

    Your accountant isn't correct in this. You can invest in all kinds of RE with your self-directed IRA. You can do whatever deals you want on your own. You can even loan money to people from it, provided they are not your spouse, relative or business partner, etc. There is a specific way you can...
  7. LagunaLauren

    Investing in real estate with an IRA

    I have the ability to buy RE from an IRA. I rolled over my old 401ks into a self-directed real estate IRA LLC. Did it through Guidant Financial (guidantfinancial.com). Technically I can buy RE with these funds, but it would be a non-recourse loan since the IRA llc would be holding title and most...
  8. LagunaLauren

    Offshore Real Estate Investments

    REAL ESTATE 
    Hey Jill-My doctor friend goes back to Columbia several times a year. He still has family there. He says every time he goes back he's on guard and feels unsafe. I'm really not up on laws, government, economy of any countries south of us. Not my cup of tea. I'm right there with ya, though on a...
  9. LagunaLauren

    Offshore Real Estate Investments

    REAL ESTATE 
    I met a developer who is planning on creating resorts in Costa Rica. I also have a friend who bought a beachfront vacation home there. Costa Rica could have strong possibilities. My neighbor is a doctor from Columbia. He always talks about how incredibly dangerous it is, so I would probably shy...
  10. LagunaLauren

    had a bad day... looking for motivation and advice

    Brianm-I appreciate that everyone here is giving great advice and cautioning you about considerations about the economy and market, but I gotta jump in and say "JUST DO IT!" I hired a guy who was totally into aftermarket/racing cars etc. I always encouraged him to do something with it from a...
  11. LagunaLauren

    Investment Opp

    MARKETPLACE 
    Be cautious before you accept Bobo's generous offer, Remdog-Fair warning that he has refined taste! By "a bottle of wine" I don't think he means Gallo...But his expertise on wordsmithing is worth way more than any bottle of wine. I would jump at the offer! In fact, Bobo- I'd buy you a bottle of...
  12. LagunaLauren

    Where do you find "legit" reo property lists?

    REAL ESTATE 
    32 POINTS?? 24% INTEREST? Lol Geeeezusss!! Wow. I think I would personally pass out if someone proposed that financing. Hey , I guess the cost of money doesn't matter if you made 6-figures on it. More power to you for making that work!
  13. LagunaLauren

    Giving back - donations

    OFF-TOPIC 
    Sorry- I just saw this post. Count me in!! I'll donate through the link above. Thanks for sharing this! I love opportunities to give and appreciate it when specific causes are important to others. I donated quite a bit to curing autism for years when I met a Mom who was passionate and driven...
  14. LagunaLauren

    How do you cope when you're down?

    MINDSET 
    People here have the right fabulous advice about attitude. And if I ever feel poopy, I seriously think about all that Bobo has gone through while retaining a wicked sense of humor and my personal itty bitty pitty party is over. As for your frustration, I totally understand. Especially when it's...
  15. LagunaLauren

    5 Secrets of Self-Made Millionaires

    good article w good common sense reminders about education, responsibility, investing, taking action and risks, etc. But I gotta strongly disagree with the "Stop spending" section. I understand that even when you become a multi-millionaire, not everyone wants to live the luxury lifestyle, and...
  16. LagunaLauren

    Where to draw the line?

    MINDSET 
    I'm an unreasonable person, too! Unreasonable people are capable of achieving unbelievable things.
  17. LagunaLauren

    Commercial Real Estate For Dummies...

    REAL ESTATE 
    lol. I totally know the feeling! Just educate yourself as much as you possibly can, make a good decision and just take the leap.It's cake after your 1st deal. Thanks, sswift!! Personally, I didn't wholesale/fast flip properties. Back when I was buying SFHs, I did lease-options for renters who...
  18. LagunaLauren

    If you were in my shoes?

    Back when I bought SFHs, I used a great real estate agent who was plugged into the banks and foreclosure market. Now that I buy apartment buildings, I use some commercial brokers who have the listings, word of mouth by other apt bldg owners and LoopNet.com (a good resource for you if you're out...
  19. LagunaLauren

    Commercial Real Estate For Dummies...

    REAL ESTATE 
    hey sswift-From what I've heard, there are a lot of people who try to approach sellers who are in pre-foreclosure or foreclosure. You may have some competition there, but I'm not saying that to discourage you. Also, if you're dealing directly with people facing foreclosure, you have to have cash...
  20. LagunaLauren

    Are you living your PASSION.....are ya?

    My hubby wanted always wanted to be a dentist, but got into medical sales after college. He loved the medical/surgical aspect of it and was really successful with it, but the sales aspect of it and the doctor egos, etc got a little old. He's so happy he made the decision to go back to school. He...
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