Search results
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Anyone subscribe to The Wall Street Journal?
Your public/local university library should have it for free if you want to check it out. If you have a valid .edu email, its like $4/month, I'd pay twice that. The Wall Street Journal Your local business journal is also a good source-- I found my bank that gave me my line of credit, paid for...- Ronak
- Post #14
- Forum: Books and Educating Yourself
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Start with the why
Can you elaborate on how you used it in your previous job? Interesting concept but I'm not clear on how it translates to action, it would be helpful to hear some examples.- Ronak
- Post #5
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!@Scot Another thing I forgot to mention is 0% APR credit cards. With decent credit, that may be the best option for anyone with a newer business. A lot of business cards pull personal credit but do not report balances. You can use balance transfers to pull funds and pay like 3% the first year.- Ronak
- Post #71
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!Another ninja tactic I picked up after my meeting with my banker-- Chase will actually refi Amazon term loans, potentially extending the term and lowering rate significantly!- Ronak
- Post #70
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!One thing I've learned is that each branch and perhaps even each banker is like talking to a separate entity. As others have echoed here, a lot of these "bankers" don't know their foot from their...hand. If you don't get a response from one employee, go to another branch and talk to their...- Ronak
- Post #69
- Forum: General Business Discussion
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*** FREIGHT OPTIMIZATION *** :: Post here, let's cut costs.
SOURCINGSure, in.- Ronak
- Post #10
- Forum: Product Development, Importing, Sourcing
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Stop what you're doing. Get a line of credit.
HOT!Care to elaborate? My guess is you either got the wrong terms or misused the funds. Debt is like fire, when used properly it can be very powerful, but let it get out of control and it will consume everything!- Ronak
- Post #67
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!Thanks to this thread I now have six figures of credit lines that I didn't have before. The aforementioned short-term financing from PayPal, 0% for 1 year credit card with Chase, and a line of credit from a local bank that didn't require the usual ream of paperwork and was able to approve me the...- Ronak
- Post #64
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!@Scot if you've been in biz at least 9 months and 42k in rev, loanbuilder.com from paypal may be an option. No hard credit pull unless you sign the loan agreement, and they go based on revenue/bank statements. Took about a day. They offered me a decent amount, rate wasn't awesome, but it wasn't...- Ronak
- Post #63
- Forum: General Business Discussion
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TAMPA BAY, FL Fastlane Meetup
MEETUPSDepends on what you're looking for. Miami= Big city/latin vibe/traffic/expensive Ft Lauderdale= Mid sized/traffic/urban-suburban/expensive Orlando= Tourists, traffic, more suburban/ less expensive Tampa= Bigger than Ft Lauderdale, Smaller than Miami, big city/small city feel, lowest cost of...- Ronak
- Post #463
- Forum: Networking and Meet-Ups
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Stop what you're doing. Get a line of credit.
HOT!Rejected. 7 Figures in Revenue, profitable, upward growth trend, in biz 4 years, good personal/biz credit scores, but they cited high utilization on existing credit lines. Bummer, wasted a credit pull on these clowns.- Ronak
- Post #47
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!@Scot Wells Fargo Small Business Advantage® Line of credit: Ideal for businesses in operation for less than 2 years.2 Also no collateral. Worth a shot.- Ronak
- Post #45
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!Have you tried the SBDC's and SCORE chapters around town? Also, be careful about going to several banks, everytime they run credit, it dings your score.- Ronak
- Post #44
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!Just applied for PNC, didn't take long at all. We'll see how it goes.- Ronak
- Post #43
- Forum: General Business Discussion
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Forbes article: How 20-Year-Old Kylie Jenner Built A $900 Million Fortune In Less Than 3 Years
HOT! SOCIAL MEDIA1) The world of business is getting more and more "lean" and efficient. In the past, celebrities would just license their name for a small cut, now it's easier to build your own audience, outsource everything, and capture a bulk of the profits. Similar to manufacturers being able to sell direct...- Ronak
- Post #4
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!How do you use your AMEX to pay China?- Ronak
- Post #32
- Forum: General Business Discussion
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Stop what you're doing. Get a line of credit.
HOT!PNC Business Banking According to the website, no collateral required, and only need gross revenue numbers. Was this your experience, or did they ask for detailed financials? The local banker here seemed to think docs were required even though the website doesn't mention it. PNC Business Banking- Ronak
- Post #31
- Forum: General Business Discussion
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Should I Start a Vegan Business If I Don't Believe In It?
HOT!For a group that believes in nonviolence, some vegans can be a pretty aggressive bunch (I'm a recent nonagressive convert, thanks partly to the forum). I recently read about a battle between 2 major vegans that devolved into some vulgar sexual claims against the other, all because one was not...- Ronak
- Post #34
- Forum: Ideas, Concept Feedback
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Dressing For Success... Stop looking like a fool.
HOT! PEOPLEYou can pick up a pair of Allen Edmonds under $200, they've got clearance sales all the time, including right now on their website, I saw some even in the $100 range.- Ronak
- Post #70
- Forum: Managing People, Relationships
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What is the WORST "value" you ever paid for?
NOTABLE! EXECUTIONA little protip, you can get the same exact thing from GS1 UK for half price, I think you get 250 UPCs for 200 pounds or so. The UPCs are good internationally.- Ronak
- Post #64
- Forum: Process and Execution
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