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  1. NoMoneyDown

    Rental Pitfalls

    REAL ESTATE 
    Just be careful as desperate people will try anything to find another rental (like using a friend as their last landlord and another friend as their landlord before that). And, while the $50 non-refundable app fee can weed out some of the prospective bad tenants, it can also weed out some of...
  2. NoMoneyDown

    Wal-Mart CEO faces union push from workers

    INVESTING 
    WheelsRCool: I couldn't agree more. (Publicly traded) corporations "survive" by doing whatever they can to do one thing: appeal to the shareholders. It is their #1 duty, both instinctively and legally. If that means dumping tons of hazardous waste in the nearby river and getting fined $50M to...
  3. NoMoneyDown

    Wal-Mart CEO faces union push from workers

    INVESTING 
    While I agree with you on the surface, it's a bit more complicated than that, IMHO. Without going into detail and possibly violating the TOS of this board, I'll just say I respectfully disagree (in many instances). However, I will say I respect your opinion. EDIT: If anyone has a day to kill...
  4. NoMoneyDown

    Fastlane = Early death?

    This thread reminds me of a sig line I saw today in an email: "Perfect is the enemy of good."
  5. NoMoneyDown

    Quiz - What business is right for you?

    Builder/Creator (with Technologist/Engineer a very close 2nd)
  6. NoMoneyDown

    Some good tips on incrementally improving your web site

    WEB/DIGITAL 
    101 Five-Minute Fixes to Incrementally Improve Your Web Site - Inside CRM Copyrighting Usability SEO Accessibility Design Legal
  7. NoMoneyDown

    Tough decisions to make.....

    REAL ESTATE 
    I can't say as I've heard this one, although, my broker told me that FHA is coming out with a new set of rules soon that will make it even tougher to get financing through them, so it wouldn't surprise me at all. If you can swing a L/O they can be good, but you may be looking at another couple...
  8. NoMoneyDown

    I love capitalism (risk and reward) - Repost from CraigsList

    MINDSET 
    I'm always amazed myself. I still work for a large IT company, but hopefully not for many more years. At this company, I work along side some of the brightest people in the IT field - people who don't adopt innovation, but create it; people who have more acronyms after their name than they...
  9. NoMoneyDown

    Makes hulk angry

    OFF-TOPIC 
    I am so sick of this institution, I could scream. First, they take over my CC and 6 months later bump my rate from a "lifetime" rate of 5.99% to 11.99% without any warning. Call them three different times, and they give the same response: "There is nothing we can do." Second, one of my...
  10. NoMoneyDown

    Jokes

    FUNNY 
    So, a man walks into a bar with his dog. He walks up to the bartender and tells him the dog can talk. Thinking the guy is nuts, the bartender says "Yeah, right! Show me." So, the man turns to the dog and asks him, "Where did Uncle Joe fall off from the other day?" And the dog answers...
  11. NoMoneyDown

    Recession is over? Is it really?

    HOT! 
    From what I heard, consumer spending has jumped, so many are claiming that is a sign of recovery. I'm a little leary of basing such a huge answer on something like that, though. If anything, with unemployment still high, a rise in consumer spending would have me MORE worried.
  12. NoMoneyDown

    Rental Strategies

    REAL ESTATE 
    It may just be that you will be forced to lower your rent to not compete, but to get a renter in. As someone told me early in my landlording days, it's better to get someone in cheaper NOW than have it sit for 3-4 months without ANY income. Maybe have them sign a shorter 6-month or 9-month...
  13. NoMoneyDown

    Rental Strategies

    REAL ESTATE 
    Most of the time I've seen apartments offer "$49 move-in" or "1st month free" type of deals, they usually just prorate the discount over the life of the term. Again, not always, but usually. IOW, if rent is $1,000/mo and they offer "1st month free" for signing an 18-month lease, they just make...
  14. NoMoneyDown

    RIP Patrick Swayze

    OFF-TOPIC 
    RIP Patrick. Been a strange 4-5 months, re: celebrity deaths. I even had a past acquaintance pass in July from a blood clot. She was 42 and it came out of nowhere. I count my blessings everyday.
  15. NoMoneyDown

    Best Beginners Real Estate Book

    REAL ESTATE 
    I second that. Should be required reading for anyone getting into the real estate investing industry.
  16. NoMoneyDown

    renters really are from another world

    REAL ESTATE 
    I agree almost 100%. The #1 thing when renting is a VERY good credit/background check. This will weed-out about 95% of your problems. Don't become a motivated landlord and jump on the first person with a check in their hands - you'll end up paying for it 100-fold on down the line. I also...
  17. NoMoneyDown

    This made me lol

    FUNNY 
    I thought the same thing - fuschia, I think. Maybe his plate is in reference to his uplink member (i.e., MLMPAYS ... someone)?
  18. NoMoneyDown

    Virtualization - v.why-am-i-catching-on-this-late?

    WEB/DIGITAL 
    I've been using VMWare for 7-8 years now. I just recently started using VirtualBox, tho. Very handy, both for production, debugging, and testing. I especially like the portability factor of creating a virtual machine on one host and using it on another host.
  19. NoMoneyDown

    Chinese Or Spanish??

    I had to take two semesters in college, so I took Spanish. I only learned the basics (numbers, colors, some nouns and verbs). But the thing that really made me learn is when I married a Latina. When her folks would come over, they'd routinely speak Spanish, so I caught on real quick...
  20. NoMoneyDown

    Trip Charge?

    REAL ESTATE 
    No, it is not unusual for plumbers, etc., to charge a trip charge for an estimate. Most brand name services can charge $50, $60, or more. However, in this current economic climate it doesn't hurt to try and waive the fee. You can also try to find someone who moonlights or is self-employed...

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