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  1. NoMoneyDown

    Where did the MONEY GO......where?

    HOT! 
    Dang, Russ, your insight never ceases to amaze me. I'm still kicking myself I wasn't able to meet you when you were down in Austin. I'll just add that in the case of flipping a property and making money even though nothing was done, something actually WAS done. The person flipping the...
  2. NoMoneyDown

    Great article: Your belief becomes your reality

    To me this is a very crucial exercise for most people who want to succeed. Often, people are told to make goals, etc., but they often are to far out and/or way too big. The end result is lost focus, frustration, and a quick deceleration of interest. Taken in smaller time intervals and...
  3. NoMoneyDown

    The Science of Success

    MINDSET 
    Interesting I saw this thread at the same time I started a vitality exercise in conjunction with my JOB. The exercise I'm actively participating in is to not review your endeavors by concentrating on what you did WRONG, but with what you did RIGHT. I realize that in order to become better at...
  4. NoMoneyDown

    Trump Interview ... Anyone Know?

    I thought someone mentioned on here that he said that on Oprah Winfrey and the audience groaned. To which Donald replied (paraphrasing) "That's why I'm here and you're there." Note: I'm not saying it's true, just that I remember someone mentioning it in a post on these boards.
  5. NoMoneyDown

    Before you decide to NOT renew that domain name

    WEB/DIGITAL 
    I just read a story on SlashDot about a guy who let a domain name expire for his business after years of non-use, but forgot to tell his old customers. Seems some Russian hackers bought the domain name, cloned the old site, found his old contact's email addresses, and started charging those old...
  6. NoMoneyDown

    Getting pre-approved for rental property

    REAL ESTATE 
    Sarah you mention "I am ready to get serious about buying my next rental property", which tells me you have/had rental property/-ies before. One of the myriad of things lenders look at is prior history owning rentals. If you've had a good history managing/owning rental properties then that...
  7. NoMoneyDown

    Getting pre-approved for rental property

    REAL ESTATE 
    I'm in the same boat as harjak (more parallel universe, hak!). Lots of belt-tightening in the loan business these days. Another option would be to seek out a very experienced mortgage broker as it's their job to hunt the best loan for your situation. Of course, you can always go down the...
  8. NoMoneyDown

    coding advice...

    WEB/DIGITAL 
    I'[m guessing he means an Authorization package/library, much like ZendFramework has the Zend_Auth authentication API.
  9. NoMoneyDown

    Behind the Millionaire Story...

    EXECUTION 
    Don't worry, hakrjak, we got an influx of those California real estate "experts" the last several years here in central Texas. I've even bid against a few on some properties, where it was apparent they really didn't know a whole lot about real estate "investing" after all. Just smile and wave. :)
  10. NoMoneyDown

    coding advice...

    WEB/DIGITAL 
    The big trade-off here is the old "time vs. money" aspect (although, knowledge plays a huge part as well). Do you want to spend time learning a new programming language and all its intricacies and at the same time learning to run a business, or is your time very limited? You can definitely...
  11. NoMoneyDown

    coding advice...

    WEB/DIGITAL 
    Just my 2 cents ... If this is extensive (and it sure sounds like it with that price tag) and you are just learning PHP, I would opt for the others who suggest outsourcing the work. The real question is do you want to be a coder or do you want to run a business? Sure, there are many who do...
  12. NoMoneyDown

    Google..ehm.. Topeka's April Fools Joke

    OFF-TOPIC 
    And here is the screenshot when I just went to www.topeka.com: (blank) :)
  13. NoMoneyDown

    The importance of password protection

    OFF-TOPIC 
    Back in the early days of Yahoo!, I had an account that one day became inaccessible ... I even tried answering security questions I had set for the account, but no luck ... Interestingly, this occurred shortly after I had a debate with another person on one of the message boards there ...
  14. NoMoneyDown

    You on the Internet

    OFF-TOPIC 
    I remember someone on here mentioned peoplefinder.com a while back, and I was amazed at the information it contained as well ... Also, if you own a home, more-than-likely there is a bunch of public information about you on your county's web site ... I know up until a couple of years ago in the...
  15. NoMoneyDown

    Owning vs Renting (not real estate)

    HOT! 
    I have to agree. While I had already taken several classes before I took Phil 101, it really opened my eyes in many ways. Of course, having a good instructor always helps, too, no matter what the subject.
  16. NoMoneyDown

    States where the Rich live

    O was surprised not to see Texas in the Top-10 list, but then I realized their title was misleading ... It's not Most Millionaires by State, but rather Most Millionaires Per Capita by State ... I would figure that with the more dense Eastern seaboard that those states would no doubt be better...
  17. NoMoneyDown

    Cover Design: Why I Drive Myself Nuts

    HOT! 
    4A, except I would change two things: 1. Italicize "Fastlane". 2. Add lines in front of the word "Fastlane" to make it appear 'fast' (IOW, make it look like it is moving).
  18. NoMoneyDown

    So I'm sitting in this restaurant . . .

    OFF-TOPIC 
    Bobo/Snowbank ... Are you two Austin residents (or soon-to-be)?
  19. NoMoneyDown

    So I'm sitting in this restaurant . . .

    OFF-TOPIC 
    Wow, the Arboretum is just right down the road from where I (still) work. Unfortunately, the only time it appears we can meet is maybe for a quick bite at lunch. I am trying to set up a luncheon with a real estate investor buddy of mine for Thu or Fri, so maybe we can all meet this Thu for...
  20. NoMoneyDown

    So I'm sitting in this restaurant . . .

    OFF-TOPIC 
    You were/are both in Austin, and you didn't look me up? For shame!
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