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  1. NoMoneyDown

    Steps to Successfully Buying Your First Investment Property

    REAL ESTATE 
    Are you saying you can get 100% financing at 6.5% - 6.75% for investment properties?
  2. NoMoneyDown

    Why Must Some Realtors give all a bad name?

    REAL ESTATE 
    It's funny I saw this thread today as I just went through my own fiasco involving a 3rd-party "retired" agent. Basically, I have a property I put up for sale a couple of weeks ago. Within a few days, I get an interested couple. They are young and instantly fall in love with the house (1st red...
  3. NoMoneyDown

    Anybody operating in clothing/textile industry?

    Same here. I have an idea for a hat that I think will be a success, but not sure where to begin, either, and could use some guidance. I've done some initial research and haven't found anything comparable (as far as possible patent infringement). I've nailed down my target audience, too. I...
  4. NoMoneyDown

    Clemens confesses!

    FUNNY 
    LOL! The power of video editing software.
  5. NoMoneyDown

    What is Happening to Personal Responsibility?

    HOT! 
    First of all, I want to state that I am in agreement that a person's responsibility is just that THEIR responsibility. But I want to play devil's advocate a little. For the last decade or so I've been a little put off by Corporate greed in this country. Without getting to much into the...
  6. NoMoneyDown

    I created the wrong entity for real estate!

    Same here. The "most popular" way I've heard is by creating a Land Trust (recorded) and transferring beneficial interest from you to the LLC (not recorded).
  7. NoMoneyDown

    SSL certs?

    WEB/DIGITAL 
    I haven't purchased one myself, so cannot comment on the middle two questions. As far as where to get them, VeriSign is probably the most popular (brand-wise). They are incorporated into your web server's configuration. If you use Apache this is usually in your...
  8. NoMoneyDown

    National Association of Realtors Whining

    REAL ESTATE 
    It's sad that when a temporary problem hits this country (or individual states), our "leaders" panic and try to fix the problem by causing more problems. In Texas a few years back, a group from Houston decided that many people were being scammed by investors doing lease/options and lobbied a...
  9. NoMoneyDown

    Initial Offer

    REAL ESTATE 
    rep++ Excellent advice. It's all a numbers game, which also means number of properties (the 100:30:10:1 concept) - like using a rifle or a shotgun to shoot a flying bird.
  10. NoMoneyDown

    Dealing with the bank is a PITA

    REAL ESTATE 
    I've worked at a couple different jobs within the federal government, and can assure you that standards and protocol will almost always rule over any human psychological element. Again, the bottom line to a HUD reviewer is the NET amount they get. They don't give two cents about anything else...
  11. NoMoneyDown

    Dealing with the bank is a PITA

    REAL ESTATE 
    There are many things I've found bidding on HUD properties that help me fine-tune it a bit more. For instance, I was told by a seasoned RE agent in my area who is a big HUD lister, who told me that she had never seen HUD accept an offer for less than 87% list price in my area for a home that's...
  12. NoMoneyDown

    Dealing with the bank is a PITA

    REAL ESTATE 
    I can empathize. I came across a HUD-listed property that had been out of the OOO period for a little over two weeks. It had 2-3 really lowball bids right when it went to all bidders, but nothing else. I submitted an offer for something like $75,500, thinking since it only had a couple of...
  13. NoMoneyDown

    Lets Hear From Folks in Austin TX!

    OFF-TOPIC 
    Property taxes are high in Texas (some areas are at or near 3%) as are local taxes (most, like Round Rock, are 8.25%). But no state income tax, which may offset those other taxes (I've never done a comparison to other states, so don't really know). BTW, I recently read where Georgetown (about...
  14. NoMoneyDown

    Lets Hear From Folks in Austin TX!

    OFF-TOPIC 
    I live slightly north of Austin, but know the area a little. If you have kids, Eanes ISD is the place to live as it is supposed to be the best in the area. The night life focuses mostly on "6th Street", which is an actual street in downtown Austin known for it's clubs/bars and live music...
  15. NoMoneyDown

    Stimulus Package

    OFF-TOPIC 
    I have a feeling if you're outside the income bracket you will be getting a lot of pennies from it - indirectly, of course. :smxB:
  16. NoMoneyDown

    What book are you reading? Right now. Post up!

    NOTABLE! HOT! BOOKS CHAT 
    I read an article in the local newspaper about the book Getting Things Done: The Art of Stress-Free Productivity by David Allen, and felt it was the best book for me right now. The feedback at Amazon was positive, so I went ahead and ordered a used copy for $4 (+ SAH --- can't beat the price!)...
  17. NoMoneyDown

    Is this right? (domains)

    WEB/DIGITAL 
    Have you thought about domain aliasing instead of redirecting?
  18. NoMoneyDown

    Are you trying to start a business but don't know how continue?

    Re: Are you trying to start a business but don't know how continu I was reading the WSJ section of our Sunday paper yesterday, and there was an editorial about how entreprenuers can hook-up with successful business mentors for your idea. It's definitely NOT for those who are just "thinking"...
  19. NoMoneyDown

    Dead-End Sh*t Jobs ... Yours?

    NOTABLE! 
    Although I wouldn't consider any job I had a "shit" job as I always tried to find the positives even while working for someone else, I didn't particularly care working as a: - Cook in a fast food joint in the mall. - Short-order cook at a restaurant. - Intern job at University teaching...
  20. NoMoneyDown

    Network Solutions "steals" domain ideas?

    IDEA 
    I know there was a discussion about some domain registration companies who appear to steal domain names when a person searches for the name on their site, but I can't find the thread. Sorry. Anyway, I ran across a post on Digg where the author gives some proof that one company in particular...

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