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  1. NoMoneyDown

    Rich Dad - Learn To Be Rich Seminar

    REAL ESTATE 
    Exactly. I haven't had one yet where I didn't have to prepay the interest up until the first payment is due. And, since most of the time the interest on a new loan is almost the entire monthly payment, your actual first payment IS at closing.
  2. NoMoneyDown

    How does bird-dogging work?

    REAL ESTATE 
    Go to your local REI club and network. Look in the local newspaper or FREE circular (Green Sheet, Thrifty Nickel) under "Homes Wanted" and call. Call the "We Buy Houses" signs. Get to know who the players are and their needs (different areas, different types, different price ranges, and so...
  3. NoMoneyDown

    Business entities/insurance for ebusiness?

    WEB/DIGITAL 
    Very good point. ++
  4. NoMoneyDown

    Giving Away eReports for Website Marketing

    MARKETING 
    Very nice. Rep++ Looking at the table of contents for the Wordpress eBook you gave, it looks like 95% of the content can be found on Wordpress' own site (altho, I'm sure the author finely tuned it). However, this isn't necessarily a bad thing as I've found many times that I have needed to get...
  5. NoMoneyDown

    ECommerce Development Anyone?

    WEB/DIGITAL 
    Re: Need a Favor Isn't this something AptoHosting does? May want to ask him. Also, there is a site who's name escapes me at the moment where you can submit a web project and have people bid on it. The upside is I heard most of the individuals are pleased with the results (and price), but...
  6. NoMoneyDown

    There are no ugly women, just poor ones...

    FUNNY 
    I vote #13 as the most "improved".
  7. NoMoneyDown

    50% and 2% rules?

    REAL ESTATE 
    I first heard about the "50% rule" from this guy a few years ago (although, he mentioned it can actually be a 45% rule).
  8. NoMoneyDown

    FHA Waives 90 Day Waiting Period for Resales

    REAL ESTATE 
    I agree. Now if some states (cough,cough Texas) would detract some of their anti-investor legislation, I'd really be happy.
  9. NoMoneyDown

    Spread Sheets - Real estate Analysis

    REAL ESTATE 
    Very nice SS, JScott. I have one my agent gave me years ago that spans multiple sheets, but it's nice to see everything in one sheet. Any possibility making it so you can have more than one loan (possibly up to three)? For example, 80/20, 80/15/5, etc., types of transactions. I've tried...
  10. NoMoneyDown

    Walmart: Love it or Hate it?

    OFF-TOPIC 
    I encourage everyone to read "The Corporation: The Pathological Pursuit of Power" and "Fast Food Nation". It will give you a somewhat chilling account of how some of these big corporations actually run, and their "mindless" power for more greed. These are more the BIG corporations of the...
  11. NoMoneyDown

    finding a deal?? SFH

    REAL ESTATE 
    The deals are out there - you just have to find them. IMHO, though, it appears like you are taking the wrong approach. For every deal you find on the MLS or driving around, there are probably 10-15 (or more) that are "hidden". To weed them out, you have to market yourself - plain and simple...
  12. NoMoneyDown

    Liens

    REAL ESTATE 
    I agree. In the counties I invest in, they have all of the records from 1952 to the current date (minus about a week) online for FREE. They are scanned in PDF (and TIFF) format and one can easily see the chain of title. Again, this is just for preliminary searching to find any issues. If all...
  13. NoMoneyDown

    Closed on my first investment property!!!!

    REAL ESTATE 
    Congratulations!!! The first one is always the scariest, most exciting, etc., but more importantly its the one that gets you off the fence. Just don't do what I did and hop immediately into Property #2 without doing your due diligence completely. I still have my first property, but sold #2...
  14. NoMoneyDown

    Question for MJ and Other Programmers

    WEB/DIGITAL 
    Jscott and others had some very good responses. I'll add that Zend is a company founded by the original PHP developers and has a lot of good (and FREE) PHP applications, frameworks, etc., that you can use to support it. I've dabbled with ZendCore and ZendFramework and am impressed. (BTW, they...
  15. NoMoneyDown

    Stagnating Ideas

    IDEA 
    Great ideas (and stories) everyone. Much appreciated. I read a lot on Stephen Key's web site, and find his "approach" very interesting. Get an idea, submit a PPA to protect the idea for a year, cold-calling (if you haven't already established a relationship with) companies that you think...
  16. NoMoneyDown

    Blackballing Zip Codes

    REAL ESTATE 
    One obvious way would be to offer owner financing for those people who would otherwise not qualify for conventional loans. Have to be careful, though, in that the property will need to be "attractive" to the buyer. Being in a foreclosure-saturated market will be a little tougher - not...
  17. NoMoneyDown

    Stagnating Ideas

    IDEA 
    Cool. Thanks! As easy as it is to imagine licensing your idea, I hadn't thought about it. May be the best way to go for a few of my ideas.
  18. NoMoneyDown

    Stagnating Ideas

    IDEA 
    I wonder if someone can help me get past this "hump" I'm in. My problem isn't a lack of direction but a lack of knowledge to forge ahead. I have several ideas which I believe will be good products, but no idea how to get from "step 1: concept" to "step n: reality". Idea #1: Involves clothing...
  19. NoMoneyDown

    ‘Apprentice’ ex-star: 10 tips to start a business

    Interesting read from one of the original Trump "assistants" ... http://www.msnbc.msn.com/id/23686935/ 1. Passion 2. Network 3. Knowledge 4. Strategic Partners 5. Raising Money 6. Contribute what you can afford 7. Relationships 8. Take it slow 9. Informal Board of Directors 10. Computer and...
  20. NoMoneyDown

    Steps to Successfully Buying Your First Investment Property

    REAL ESTATE 
    Really? This is for 100% financing? Most brokers are quoting me those rates for the first 80%, but higher for the remaining 20%. Unless you plan to buy at or below 80% LTV and then immediately refi, which then means double closing costs. Sorry if you already mentioned this earlier as I came...

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