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  1. NoMoneyDown

    Where is Caylee?

    OFF-TOPIC 
    Having a 2yr old, I don't see how any sane person can murder an innocent child like that. I haven't been following too closely, but I have a suspicion that she killed her - whether it was by accident or on purpose remains to be seen. From the looks of the photos, something tells me her child...
  2. NoMoneyDown

    Parents- How do you talk to your kids?

    OFF-TOPIC 
    Studies have shown that by far fathers play more of a role in developing a child's risk tolerance than mothers. I don't say this to be coy or mean, but rather that both parents contribute to a child's development in different ways. For example, fathers are more likely the ones that toss a...
  3. NoMoneyDown

    News: President signs Housing Relief Bill.....

    REAL ESTATE 
    I haven't researched the bill, so I may be wrong, but I believe it will only help about 400,000 homeowners who are in dire need. I seem to recall something like the monthly mortgage had to exceed some % of the your family's net income (60%???), you had to be behind already(?), etc. Therefore...
  4. NoMoneyDown

    Easy come.......easy go.

    OFF-TOPIC 
    Exactly. Same reason why multi-million dollar lottery winners lose most if not all of their winnings within a few years. Sometimes they're in worst shape than before they won due to all their spending habits. Case in point, my sister had a friend who won a lawsuit against a company and was...
  5. NoMoneyDown

    tax lien sale

    REAL ESTATE TAXES | REGS 
    Property tax liens are senior to mortgages/DOT's. The only things higher than a property tax lien are (maybe) an IRS lien and "weed" liens (liens charged to the property for the city to come out and mow the grass, etc.). Therefore, you can understand lenders not wanting a property to go to a...
  6. NoMoneyDown

    Need Business Entity Advice

    Me either.
  7. NoMoneyDown

    Tenants - Minimum Credit Score?

    REAL ESTATE 
    This is what I do (net pay 3x rent, minimum). Although, I do waver a bit when it comes to their credit score. For example, one tenant I have had a credit score of 520, but after explaining his situation to me and providing some proof of the matter and his ability to pay since the incident, I...
  8. NoMoneyDown

    1 YEAR: Where are YOU?

    You just added another 10-15 years to your life. :smx9: Now we're talking! :hurray:
  9. NoMoneyDown

    Vanity Links

    WEB/DIGITAL 
    I guess I'm not entirely sure what it is you are wanting to know. This just seems like a regular anchor link to me. <a href="http://www ikea.com/chair/black-chair.com"> IKEA | Work chairs | Swivel chairs | ALLAK | Swivel chair </a>
  10. NoMoneyDown

    Free Domain Name from GoDaddy

    WEB/DIGITAL 
    Hmmmm. The "GoDaddy" link is actually "slickdeals.net"??? No thanks.
  11. NoMoneyDown

    Evolving with Life

    OFF-TOPIC 
    "The Logical Song" - Supertramp When I was young, it seemed that life was so wonderful, A miracle, oh it was beautiful, magical. And all the birds in the trees, well they'd be singing so happily, Joyfully, playfully watching me. But then they send me away to teach me how to be sensible...
  12. NoMoneyDown

    How many here are Navy Seals?

    OFF-TOPIC 
    Thanks Russ. Six years in the USAF (although none of it was in spec-ops).
  13. NoMoneyDown

    A way to get your asking price on a house or flip.

    REAL ESTATE 
    My wife and I go to garage sales many times during the year. You will be (pleasantly) surprised what you can find at those places (and for little cost). It also has a side benefit, too - you can hone your bargaining skills. :smxF:
  14. NoMoneyDown

    Serving My 1st Notice to Quit

    REAL ESTATE 
    You can say whatever you want as long as it conforms with state law. In my area, I usually go to the Austin Tenant Council's web site to check out information regarding renting, landlording, etc. It was there that I found the following information I wasn't aware of before ... Most lease...
  15. NoMoneyDown

    Serving My 1st Notice to Quit

    REAL ESTATE 
    That's exactly what we do (48hr notice to vacate). Tape it to the inside of the front door and take a digital photo. I also bring a witness along and have them sign/date a note. In my four years of landlording, though, this has been the extent of my "eviction". In Texas, the next step is to...
  16. NoMoneyDown

    One Year of TFLTM July 23

    Here! Here! No, really - HERE, HERE! :smxB: Great job, MJ (and the Mods)! :eusa_clap:
  17. NoMoneyDown

    Fannie Mae

    INVESTING 
    I'm beginning to wonder if researching some retail giants to short is the way to go. I have a feeling this will be a bad year - especially once November/December/January shopping numbers are released.
  18. NoMoneyDown

    Warren Buffet's 7 Secrets to a Simple and Happy Life

    Glad it came in handy. I like how everything is "simple". Sometimes people over-complicate things in their lives (me included), and don't realize going the simple route provides better results.
  19. NoMoneyDown

    Warren Buffet's 7 Secrets to a Simple and Happy Life

    I didn't see this posted anywhere, so thought I'd add it ... Link Secret # 1: Happiness comes from within. Secret # 2: Find happiness in simple pleasures. Secret # 3: Live a simple life. Secret # 4: Think Simply. Secret # 5: Invest Simply. Secret # 6: Have a mentor in life. Secret # 7: Making...
  20. NoMoneyDown

    What's Everyone Holding?

    INVESTING 
    What scares me is I'm beginning to wonder if the Fed has lost control. While I predicted some bank failures, I keep hearing it is going to be a lot worse than first thought. Economics is sadly not one of my strengths, but I often wonder if all of the cutting of rates will end up hurting us...

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