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  1. jdm667

    Looking for Mixed Use Commercial Hard Money Lending help

    1.) SBA might have some loans for mixed-use properties. I don't know about limits or rates, but it might help you to get at least part of the amount you need. 2.) 401(k) loan - it has to be paid back in 5 years (but it can be longer in some special cases, such as a primary residence purchase -...
  2. jdm667

    Side Walk Vs. Fastlane Discussion

    I wish that were true. With the U.S. government addicted to the printing press, I'm not so sure anymore. Just ask people in Zimbabwe who had $100m how they feel about that now... That's why you need a business with income that scales up along with inflation. Otherwise, the government can...
  3. jdm667

    Side Walk Vs. Fastlane Discussion

    Good point. The low interest rates today make it that much harder to earn FU money from a given chunk of cash. You could get double digit interest rates on CDs in the 80's. Now you get half a percent - don't spend it all in one place.
  4. jdm667

    I have just found a list of 22 fastlane-tips on my hard drive - Add your one-liners of FL wisdom

    HOT! MINDSET 
    I keep my own list on a piece of paper on my desk and review it weekly, adding quotes as I find them. I should probably review it daily. I may have gotten some of these from the forum, but I have forgotten where: It doesn't matter what you know - it matters what you do. You are the author of...
  5. jdm667

    Should I Get a Job to Secure a Loan?

    You make a good point. I think it comes down to communicating expectations. If you agree to do something, you should do it. If you tell the company you will stay for a year, you should keep your word. Conscience should go both ways though. If the boss expects an employee to stay and be...
  6. jdm667

    Should I Get a Job to Secure a Loan?

    If the economy gets bad enough, this company will get rid of you - and with no thought of a "minimum" amount of time that they need to employ you. So, why do you feel like you need to give them some sort of minimum time commitment? It is an exchange of work/results for a paycheck. No one is...
  7. jdm667

    Renting or Buying Commercial Property For Your Business

    REAL ESTATE 
    The core problem is that the landlord can kick you out. The solution is to be the landlord. Buy a building (with space so you can grow into it later). Rent space to other businesses to help cover your costs. For example, rent space to related businesses (auto upholstery, auto body, vehicle...
  8. jdm667

    Hyperinflation starting? What's happening in your area? Post your ground reports.

    HOT! INVESTING 
    Right - you don't know how long the market will stay down. Plus, if you are over leveraged, severe inflation can wipe you out, even with a lot of runway. If you lose your job and we see 100% inflation, your 2-year runway is now a 1-year runway. In the 2008 recession, people were running out...
  9. jdm667

    Writing For Dollars: Building A Digital Asset For Sale

    HOT! EXECUTION 
    This is why Google Analytics & Search Console are so important. Otherwise you might never have known about that little gem. They can also tell you things about your audience you never would have guessed. Going after that keyword might lead to some other insights later on, and down the rabbit...
  10. jdm667

    Hyperinflation starting? What's happening in your area? Post your ground reports.

    HOT! INVESTING 
    Down to less than 30% of the price it reached before ... makes me wonder how hard stocks & housing could crash.
  11. jdm667

    Can’t find the need?

    MINDSET 
    My turn. I am in my car reading this thread as I wait for a family member at a doctor's appointment. I see half a dozen landscapers flying around on lawnmowers. Someone has to sell them that equipment or replacement parts for it, maybe even repair it. Someone has to sell or lease them the...
  12. jdm667

    Writing For Dollars: Building A Digital Asset For Sale

    HOT! EXECUTION 
    Often, I can rank articles sooner on Bing and other search engines (DuckDuckGo, etc.) than in Google. Do you keep track of those rankings at all? Not that you will get much traffic from them in the long run, but if I rank well in one of the smaller search engines, I find that Google rankings...
  13. jdm667

    Can somebody elaborate Canonical Issue in SEO?

    MINDSET 
    It has to do with duplicate content on your site. Google needs to know what page to display first in search results when multiple pages are similar. The "canonical" tag is how you can tell Google which of those similar pages you want to be the "primary" one. For example, let's say you have an...
  14. jdm667

    It can be lonely.

    HOT! MINDSET 
    I hear you. This is spot on. It is a lonely journey sometimes. I often listen to friends or family talk about how they want a new job. When they find one, they think "this will be the one". They inevitably end up dissatisfied, and they start searching for another shiny new job. Sure, I...
  15. jdm667

    I bet you won't get behind this, except MJ DeMarco

    Some of those coins look like gold, but I'm not a coin expert. It reminds me of MJ's golden gumball analogy in the books. Are you hinting at hacking the probability of success? Also made me think of Two-Face's coin with two heads in The Dark Knight ("I make my own luck").
  16. jdm667

    Interested in how to start a SUCCESSFUL Blog or make one better?

    That is an incredible result. Anything you can tell us about your process would be appreciated.
  17. jdm667

    Writing For Dollars: Building A Digital Asset For Sale

    HOT! EXECUTION 
    Good point. For that matter, why do people work as employees for decades after mastering those skills in a few months or years? (I guess that's why we're on this forum, though.) True - it makes sense to get some feedback from the market and see what sticks, then go all in on that. If it...
  18. jdm667

    Writing For Dollars: Building A Digital Asset For Sale

    HOT! EXECUTION 
    Awesome idea -this is a great way to use the excess capacity of your team. Niche privacy is a good idea. Sadly, people will steal your ideas in a heartbeat. Is it an evergreen topic, or one that will need new content frequently (like daily news or state of the art tech reviews)? I think the...
  19. jdm667

    Feedback on marketing high-tech agricultural product

    HOT! MARKETING 
    Interesting idea @Tiago - and it just gave me another one. What about Data as a Service for lead gen purposes (and possibly extra revenue), with the water monitor as the end game? Use the NOAA drought database, together with information on crop market prices, water needs, water costs, etc. to...
  20. jdm667

    My Wife Thinks I'm a Coward!

    HOT! MINDSET 
    You are out of debt and have 50% more cash saved than you thought you needed. That makes me think your hesitation isn't about money. Are you afraid of wasting time on an idea that might not work? If so, just keep in mind: the next year is going to pass either way. Do you want to be in the...

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