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  1. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    I'm glad you found value in it :cool: Edit: In 99% of places (both online and physical), I'd be better off with a degree in computer science or software engineering in terms of how it is valued. This is one of the few places that really understands and values mathematics for the insight it can...
  2. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    Imagine if one day after you had a $200,000+ month from your original website profits, one of these 1% gurus emerged, "Hey MJ, just want to remind you that you only have a 1% chance of getting wealthy. This is a mathematical certainty. Don't try and argue with it." You'd laugh your a$$ off the...
  3. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    Yes but it's one degree. The college I went to does not include statistics under the umbrella of mathematics because mathematics deals with certainty, while statistics deals with uncertainty. So I have one bachelor's degree in "Mathematics and Statistics."
  4. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    In machine learning, there is a technique in the data processing phase where you have to "vectorize" categorical fields. The reason this must be done is so a computer does not make false inferences based on arbitrary differences in labels. Or if someone incorrectly decided to encode labels with...
  5. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    Pretty sure you meant ALWAYS worth more than. Just wanted to point out the typo so you can fix it.
  6. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    I have read it. I recommended it in another comment of mine. You clearly did not understand a single thing in it.
  7. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    Well it's hard to interpret your comments in any other way given that you're dressed as a clown. Listen, I'm not going to waste time going through each bit of nonsense you've spouted. You're either a troll, in which case congrats on looking like a dumbass to get attention, or you genuinely...
  8. J

    Math: The ultimate decision-making tool...

    GOLD! NEWSLETTER 
    I hate to quibble over minute details, but the APR is actually 121.67% or higher since the fees are max($0.50, 1%). If $0.50 ends up being higher, then APR > 121.67%. For example, if someone were to pull $5 out early, the APR would be around 1216.67%. All of this to say that the Stripe...
  9. J

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Don't forget the name brand water bottle and gym bag. My dad bought $2000 worth of scuba-diving gear before he even realized he doesn't actually like scuba-diving.
  10. J

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    This is a good point. To add to this: by definition of relative increases, the base amount matters since this is the amount the increase depends on. It's analogous to the base amount you invest compared to the annualized returns you see. If someone was able to create a consistent annualized...
  11. J

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
  12. J

    Should I go to uni?

    OFF-TOPIC 
    Choose a major with the highest ROI (software engineering, computer science, etc). The goal of your degree is to maximize your safety net while you pursue your own business ventures. Getting a degree in business will be an absolute waste of time -- you'll effectively spend thousands of dollars...
  13. J

    I need help

    MINDSET PEOPLE 
    Don't squander your entire childhood over Fastlane ventures, though. Enjoy school, hangout with friends, and work on self-improvement when there's extra time. You have plenty of time to make lots of money. It is definitely awesome to be able to get started so young but don't overdo it.
  14. J

    I need help

    MINDSET PEOPLE 
    I'm going to be honest with you -- I don't think writing a book is a great pursuit just yet. You're skipping steps. What is the book about and why should anyone read it? While age theoretically doesn't matter, you do need to have the right skill-set or life experiences to fill a book with worthy...
  15. J

    Why are people so lazy nowadays? Is it a generation thing?

    HOT! OFF-TOPIC 
    I love lazy people -- they're easy to sell to.
  16. J

    I need help

    MINDSET PEOPLE 
    Also, the fact that you're a minor is an incredible opportunity for you. Most people don't enter the entrepreneurial realm until they are at least double your age. You have the potential to retire before most entrepreneurs even start. And it's not by luck: you chose to read business books or...
  17. J

    I need help

    MINDSET PEOPLE 
    What made you decide on this? You need to be very cautious about choosing a business simply because it's something you're passionate about or something you already have some skill in. If you open up a bakery and there's 10 others within two blocks from yours, then it's pretty clear there wasn't...
  18. J

    I need help

    MINDSET PEOPLE 
    Your friends are right to doubt you -- ideas are worthless. Prove them wrong with your actions. When you can eventually show them a month you profited their entire yearly salary, then they'll be wishing they ditched the video games and really looked into the idea of entrepreneurship. As far as...
  19. J

    Analysis paralysis on specialized skill to start

    SIDE HUSTLE 
    What's the reason behind limiting yourself to these three choices?
  20. J

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    He revealed one of his other life hacks as well: every other month he puts himself into a month long coma. Not only is that a lot of lattes that don't get purchased, but food, toilet flushes, and many other savings start compounding. When you start digging into the details, it becomes clear why...

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