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  1. Tom H.

    (SORT OF) Passive income...

    SIDE HUSTLE 
    I don't see writing as passive income at all, writing is work, but some writing jobs are easier than others. You could try ghostwriting novels. It's pretty easy is you have the skill and you can make a few grand per month, if you can write 1-2 novels per month.
  2. Tom H.

    Ideas for blog name? How do you find good names for you website/project?

    IDEA 
    I own the domain zerototetris.com which is intended for a similar purpose. I used to own the domain crypto bible.com I wish I still had it, I've gotten offers to sell, but I stopped renewing it a few years ago. Like @Bruno Calisso said, 2-3 words is better. A lot of the time my strategy is to...
  3. Tom H.

    If You Don't Have All Day, You Have All Night.

    MINDSET 
    I work best 5am to 9am, but right know that part of my day belongs to my child, so I just get my work done 9-5. If I'm missing my "most productive" hours... whatever, we can't wait for perfect circumstances. I'm too tired, I'm to hungry, I'm too full, it's too hot, it's too cold... just get it...
  4. Tom H.

    How does the economy really work? (Banks, loans, value, economics)

    HOT! INVESTING 
    I almost agree with you, except that understanding how things actually work has informed many of my life decisions. We are NOT in a Keynesian economy, there is no such thing. We are in an economy massively manipulated by Keynesians, but that doesn't change the principles of how things work. The...
  5. Tom H.

    How does the economy really work? (Banks, loans, value, economics)

    HOT! INVESTING 
    Right, exactly. And the most important price that gets distorted is the price of money (interest rates). If it's really cheap to borrow money, then I might think building a new high-rise is a good idea. If the price of money was not artificially low, then it would be harder for me to get that...
  6. Tom H.

    How does the economy really work? (Banks, loans, value, economics)

    HOT! INVESTING 
    Money supply is created via fractional reserve banking, meaning I lend out the same dollar ten times, 10x-ing the money supply. The Fed acquires assets (other people's debt) and pays for them with money created out of thin air. The interest and principe are then paid back as you described, so...
  7. Tom H.

    How does the economy really work? (Banks, loans, value, economics)

    HOT! INVESTING 
    If you have ten apples and I have ten gallons of milk, you will value your tenth apple less than your first apple, I value my tenth gallon of milk less, so we exchange apple for milk and we each get something we value more (my first apple!), in that process we have created profit. That's the...
  8. Tom H.

    Need Recommendation for Guided meditation Program

    MINDSET 
    https://www.dhammatalks.org/mp3_guidedMed_index.html
  9. Tom H.

    How much does it cost to hire a web developer?

    Right, Wordpress or anything else that works. I would start with the simplest, fastest thing that gets your value across to the people who are really looking for it. You use VR and you're looking for VR events. If I sent you a link to a Google Sheet listing 200 interesting VR events happening...
  10. Tom H.

    How much does it cost to hire a web developer?

    Start with something off the shelf. Sounds like you have a legitimate idea. Building a website has nothing to do with the value you're trying to create.
  11. Tom H.

    Do miracles really exists?

    HOT! MINDSET 
    Being "spiritual" as a step towards material success definitely seems like an ineffective route. For many people, spiritual growth is necessary success, but it's not fake new age spirituality, it's the kind of courage and mindset shifts that are talked about on this forum everyday. And being...
  12. Tom H.

    Do miracles really exists?

    HOT! MINDSET 
    [obligatory ICP link] I know the book well and I've met long-time practitioners, it is definitely bullshit, as is Kriya yoga and the religious organization around it. I'm not saying you won't experience benefits doing Kriya yoga, any attempt at meditation is beneficial, but you're not going to...
  13. Tom H.

    The Ultimate Guide to Gaining Unlimited Willpower and Self-Discipline. No More Excuses.

    MINDSET 
    Okay, that's a big promise and I probably wouldn't take the time read this post, but you mentioned Hazlitt right away, so I will give it a shot.
  14. Tom H.

    Biggest and hardest mindshifts

    MINDSET 
    Developing a bias for action. Charging. Getting after it. That's been the challenge for me, at least. Now I take action and I'm more effective, but I've gotta keep getting faster, I'm not there yet. I was surfing a few hours ago at sunset and I realized I'm getting a lot better because I've...
  15. Tom H.

    What's your Lambo? What's your WHY or PURPOSE?

    NOTABLE! CHAT 
    High end passport, e.g. Malta, an AP Royal Oak for my daily beater and then I'll start buying some nice watches. I want to build a meditation center outside my town, and a dream house for my family with guest houses, gardens, full time staff, etc. Private security to ride ahead of my driver on...
  16. Tom H.

    Finding friends

    PEOPLE 
    I'm blessed to have some very inspiring friends, but it's still something I think about regularly, how to surround myself with more people who are really pushing themselves to succeed. Mostly I think it is just improving yourself and then your life circumstances change, and then you just need...
  17. Tom H.

    Is it ok to start cheap on UpWork?

    SIDE HUSTLE 
    Yeah, I started years ago on odesk or freelancer, whatever it was, taking $15 jobs that took me days to finish. No regrets, all of that experience paid off.
  18. Tom H.

    Holy shit is this real life?!

    HOT! 
    It's a blessing to be skilled in a craft. No amount of money in the bank will stop me from pursuing the crafts I love. But unfortunately many people are more like peasants: they don't have a craft, they have drudgery and intermittent distraction.
  19. Tom H.

    Capital in the 21st Century

    HOT! 
    https://mises.org/library/man-economy-and-state-power-and-market https://mises.org/library/theory-socialism-and-capitalism-0 If you read and understand those two books your will know a lot. --- @Black_Dragon43 brings up an interesting point that is worth discussing, though I won't try to get...
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