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  1. ravenspear

    The Richest Man In Babylon - George S. Clason

    BOOKS 
    I read this recently and one of the most powerful truths to me was where it said that many poor people just think rich people get lucky opportunities, but the truth is that those who have managed their money effectively are just in a position to take advantage of opportunities for greater wealth...
  2. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    Some misconceptions here. I have no problem paying a good price for a quality product. I've purchased plenty of products on business development and real estate. All I was saying is that I personally don't care about this person's products. I had never heard of him until I read this thread. I...
  3. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    Huh? I could care less about his products or him personally, but I don't need some guru's expensive products to make progress in life or business.
  4. ravenspear

    I'm an artist

    MINDSET 
    Of course that can be fastlane. An artist or composer can write/perform music that thousands or millions of people buy or listen to. Fastlane is just about doing something that affects many people. If you have no business/entrepreneurial skill, then maybe you just need to partner with someone...
  5. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    I think that analysis would depend on how expensive rents are vs buying which is somewhat location dependent. In my case, it would still be cheaper to buy.
  6. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    A home that you own is by definition an asset. A mortgage (if you have one) is the liability. The problem that many people have owning a home does not come from viewing it as an asset (since it is one), the problem comes in viewing it as your primary investment vehicle and sinking most or all...
  7. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    No, that is not what I said at all. I said my current rent is $1200/mo. I currently rent one half of a duplex that is valued around $300k, so the total rent for the house is basically double that. Rents are much higher in my area than an equivalent principal+interest payment. My...
  8. ravenspear

    Atlanta Metro Meetup?

    MEETUPS 
    Buckhead is great for me too.
  9. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    Why? A principal payment is a transfer of wealth from cash into home equity. It is not an outflow of wealth. So it should not be considered as such when considering inflow/outflow. In a rent payment, it is an outflow expense. If it were a situation where you were evaluating it as a real estate...
  10. ravenspear

    What about Ethics?

    MINDSET 
    Yeah I mean, there was no sense in passing it up unless you were gonna do this instead.
  11. ravenspear

    Lacking grit.........How do I fix it?

    HOT! MINDSET 
    I haven't read the book but it seems to me that grit could be another term for the determination to execute, and in TMF MJ agrees that the level of execution you have is usually more important than the idea itself.
  12. ravenspear

    Grant Cardone "Buying a House is for Suckers"

    EXECUTION 
    I disagree. Buying a house you cannot afford is for suckers, I would agree with, and this is what most people do. Also, putting a huge percentage of your net worth into one house is also stupid, which is again what most people do. But buying a cheap house is a better deal than renting, assuming...
  13. ravenspear

    How to guarantee the developer won't steal the idea?

    IDEA 
    Even if that case, the people he stole it from sued and became multimillionaires.
  14. ravenspear

    How to guarantee the developer won't steal the idea?

    IDEA 
    Most devs that want to work for someone else on a project writing code are doing so because they do not want to run a business. If you want a quality product you need to be as transparent as possible. This is a VERY common reason that software fails to do what it is designed to do, if the...
  15. ravenspear

    Atlanta Metro Meetup?

    MEETUPS 
    I would definitely be interested. I'm in Brookhaven and work around Perimeter.
  16. ravenspear

    I've Read The Millionaire Fastlane!

    GOLD! HOT! 
    Just finished it yesterday. Really enjoyed it, an amazingly insightful work. I had already come to many of the conclusions stated in it independently and from other people (such as that money for time is a bad trade, and you have to be in business for yourself to become wealthy) but it really...
  17. ravenspear

    Stocks at 15% discount..Need advice

    Most likely this is referring to an ESPP. I have one at my work. IF you can sell the shares immediately upon vesting, and you don't otherwise need the money for expenses or other investments, then it makes sense, it's a guaranteed minimum 15% return over a short term period (it can be...
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