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  1. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    I've been retired for 22 years and just not good at it. Sitting around is boring to me. I'm like you. I must always have a project or something to learn. I've working just about every day since I was 11 years old. Life would be so boring without something of interest.
  2. WJK

    Most Billionaires Don't Change The World

    SUCCESS! 
    I believe that you change the world by cleaning up your little corner. It's like throwing a pebble in a pond and watching the ripples going out from that pebble toss. When you throw good out there, you never know where it will end and who will be blessed by that act -- no matter how small your...
  3. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    My parents spent themselves into the poor house. They even got a divorce over their conflicts after 43 years of marriage. At the end of Mom's life, she had a bunch of strokes and I took over her finances. I started her a savings account and put her savings account ledger on the kitchen table...
  4. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    You have a plan. That is the beginning. And you are tracking your expenses. That is the tool to make your plan work. When my kids were little, they used to tell us that we were the cheapest people on God's green earth. Now, as adults, they call us for financial advice. Funny how that awareness...
  5. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    You won't feel the difference for a while. Give it time. It's a different mindset.
  6. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    So true. And then add the old tobacco companies buying up the food industry using their magic chemicals to make food addictive. It's a bunch of ways to make people passive and easy to control.
  7. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    I agree. If you don't have the cash in your pocket, don't spend it. If you do the cash, save it for the next good investment deal. What good is a babble that is worthless when you get it home? Or a glitchy car that depreciates? Cash is king in my RE world. That truth has made me a minimalist in...
  8. WJK

    How to Win the Day, Crush Your Goals, and Make 2024 the Best Ever with MJ DeMarco

    GOLD! HOT! EXECUTION 
    Me too. I give my mind tasks to work on over night. Sometimes I dream about them all night long.
  9. WJK

    What would you tell your 18 or 25 year old self?

    GOLD! MINDSET 
    You're right. I have a purpose and I help a lot of people -- especially kids. I provide the only low to moderate-income housing group in my community. And the only self-service laundromat. I'm a big frog in a very small pond. It's not scalable, but people fight to get into my rentals. And rents...
  10. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    I've been self-employed for the last 48 years in the RE business. You're right diversifying is important.
  11. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    Good point. I have made sure that I have a steady flow of depreciation that will go on for many more years. And I have good business deductions. That dampens the yearly tax bills. I have regularly bought privately held paper secured by RE. I've made some amazing deals over the years. Then I...
  12. WJK

    Basic Financial Intelligence is Fastlane: Some Simple Strategies to Use Now.

    GOLD! INVESTING 
    This is really interesting. I'm realizing that maybe I should be pivoting now financially. I must do an asset statement for my bank once a year to support one of my accounts. This year I was shocked by the size of the bottom line. I've done pretty good for little country girl. I had 3 offers on...
  13. WJK

    What would you tell your 18 or 25 year old self?

    GOLD! MINDSET 
    I don't know about your list. I retired 21 years ago, and I'm not very good at it. I still like working.
  14. WJK

    I'm good with people, but tend to have issues with bosses

    I agree on some levels. There is always "grunt" work no matter what industry you enter -- whether you are the boss or not... And today it is totally different. from the past. The daily chores are so different. I have been "paperless" for many years, so even the physical requirements to run my...
  15. WJK

    How to Win the Day, Crush Your Goals, and Make 2024 the Best Ever with MJ DeMarco

    GOLD! HOT! EXECUTION 
    I reread your post MJ and thought about my normal process. Your right. I start by thinking about where I want to end up. Then I make a map to get there -- populated by the benchmarks I will encounter along the way. It's just like you said. The real advantage for me is that it cuts out needless...
  16. WJK

    I'm good with people, but tend to have issues with bosses

    I'm always looking for better ideas that we can incorporate. But, I don't need lone wolfs that mess up the whole company.
  17. WJK

    I'm good with people, but tend to have issues with bosses

    It sounds like you need to work for yourself. Even then, you must be good at working with the person who approves your project and/or pays you. First, you must go find that client. You must have the management skills and grit to stick out the difficult or lean times. You must have the backbone...
  18. WJK

    Weekly Progress: What will you get done this week?

    HOT! CHAT 
    This week I’ll be transitioning from our summer into our fall. The leaves are changing and the days are getting shorter. Our tourist season is over. It will be cold soon. We’ll have hard freezes by mid-October and snow on the ground by the end of that month. We have very little time to finish...
  19. WJK

    Has Moving to a Warm and Sunny Climate Made You Happier?

    NOTABLE! MINDSET 
    Amen.
  20. WJK

    Has Moving to a Warm and Sunny Climate Made You Happier?

    NOTABLE! MINDSET 
    So, you think that leaving the EU was idiotic? Why do you feel that way? What was their argument? I don't have any dogs in this fight, so I'm asking what the reasoning was for the two sides of the debate. Could you have left before the breakup? If so, why did you stay? What skills do you have...

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