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Recent content by MattThomas

  1. MattThomas

    U.S. Economy Could Recover Sooner Than Expected

    From the article: I have read this recently in other sources as well. There were some recent economic indicators released such as an increase in retail sales, but still poor job numbers. The suggestion from the other source I read this from (can't remember where) was that the economy has...
  2. MattThomas

    GNMA Investments - Alternative to Money Funds

    INVESTING 
    For your first question, a lower maturity means that there will be a higher recurring payment from the borrower (since they have a shorter amount of time to pay off the loan, they will have to pay in greater increments). If they are paying larger payments, the likelihood that they will default...
  3. MattThomas

    Unexplainable? Or Undeniable?

    MINDSET 
    I don't think there HAS to be religious implications of this practice. I believe that someone genuine and authentic is generally more attractive (in a likable kind of way). People often show restraint and are more careful when they are suspicious of someone's intentions, but if one shows they...
  4. MattThomas

    The Safety of the Business of Subprime Consumer Lending

    They'd have to. Since the "Nominal" Interest rate would have to compensate for the rate of inflation (Nominal Interest Rate = Real Interest Rate + Inflation), the rate would have to go up.
  5. MattThomas

    Segway + GM = ?

    OFF-TOPIC 
    Lol, pretty funny looking, but I'm glad to see GM is looking outside of the box a little and thinking of smaller and more fuel efficient alternatives.
  6. MattThomas

    Hello From New Jersey

    @Scott To answer your first question, my favorite books include: 4 Hour Workweek; Read, Fire, Aim; The Art of Learning and Winning. You mentioned a lot of books I either have (and are about to read) or am very interested in picking up. Generally, I'm mostly interested in stocks and maybe a...
  7. MattThomas

    The Safety of the Business of Subprime Consumer Lending

    Its really difficult to say. And in many ways, I'd say this type of business will have severe profit and loss swings depending on the economic environment. So to that end, yes it is risky. On the other hand, if you can find a good enough hedge to this kind of risk, this business can be safer...
  8. MattThomas

    HEY from Philadelphia

    Welcome to fastlane sam! Looking forward to hearing more about you and your business! :D
  9. MattThomas

    Hello From New Jersey

    Welcome to the forums Scott! What type of investing are you most interested in?
  10. MattThomas

    50 trends to watch in this economy

    25. Repair services (instead of buying new) 26. Broadening access of Wi-Fi hotspots
  11. MattThomas

    Google April Fools Day Pranks

    WEB/DIGITAL 
    That's a great point. It's not just useful from a marketing standpoint, but for maintaining a certain culture. That does indeed make a lot of sense. :groove:
  12. MattThomas

    Google April Fools Day Pranks

    WEB/DIGITAL 
    I can absolutely see how effective something like this can be in almost every case, and I don't disagree with you at all. My thinking is that everyone knows or is talking about Google anyway. It seems they release a new product or a product enhancement every single day, so they are constantly...
  13. MattThomas

    Living the Tim Ferriss life...

    awesome. Thanks for the videos. Big fan of Tim Ferriss, he always has some useful suggestions. Rep++
  14. MattThomas

    Why is the stock market surging?

    INVESTING 
    Interesting. Out of curiosity, has the dollar devalued this time though? To answer the original question, I think in part, it really is this "magic of confidence". The market is largely emotional, so some of the upward moves can be general optimism. I have noticed a LOT more customers...
  15. MattThomas

    How to put together a directory

    WEB/DIGITAL 
    Good point. Thanks for clarifying. :eusa_clap:
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