NO! As one who has banking relationships with a half dozen different banks at any one time, I love the small local banks and leave the ones that get gobbled up by the big boys.Wouldn't a big bank be better, especially for when/if your business starts to grow large?
You want to deal with people who live work and understand your local economy. Most big banks have only the ability to do low level boiler plate product placement with clients. They usually have to go outside even a local region, to a bean counter who really may have no grasp of what it is trying to be accomplished and declines based on fundamental #'s.
Work with a local bank, they'll be more apt to be flexible. Even with the recent lending issues these days, I have recently spoken to a couple of previous, and new relationships that I know would fund me 100% of what I need because I have a great track record and my risk is a proven calculated one, not fly by night. It helps to have decent deposits with these institutions since they look at a complete relationship package, but local banks also tend to not be involved with big credit (thats gone very wrong) and not having been burned, are more likely to work with you if you show resolve.
Big banks are like a cattle farm.................take a number and we'll cut your head off (Ah....I mean get to your needs) in time