I have a real estate business and live on the cashflow. I quit my job earlier this year. I just found out that the mortgage company I use can get me $150,000 cash to refinance 2-3 houses. But, my debt-to-income ratio is too low to get a mortage, so I need to get a job.
A company tried to hire me earlier this year, but I declined. Six months later hey still haven't filled that position. It's work-from-home for now still. Pay will be $85,000 (after 6 months after taxes that would be $30,000 cash I could use to invest).
Do I go out and get a job just to get $150,000 (+ the paychecks)? That's a no-brainer. Yes, I do. I will. And I am. It's not fraud or anything. The problem is that I only need to have the job for a month or 2 in order to get my loan. And, as particular as they are about the person they hire, I'm happy they still want me, but I'm not usually the type of guy to quit within a few months (plus they had to pay a recruiter fee to find me).
If I end up hating the place and managers are jerks then quitting is easy. But, if it's decent, as an entrepreneur who values time over paychecks, how long do I work there before quitting? (Before quitting I'll offer them part-time. Three days a week I could do.) $85,000 is good in this lower socio-economic area. Is 6 months and a "I'm sorry this just isn't for me" good enough? Should I do 12 months? They seem to want someone really long term like 3 years or more and I'm not going to be that guy. So I feel bad that I'm using them just for a mortgage. But then again companies don't think twice about laying off people so I probably shouldn't worry about it. It just feels weird. Thoughts?
A company tried to hire me earlier this year, but I declined. Six months later hey still haven't filled that position. It's work-from-home for now still. Pay will be $85,000 (after 6 months after taxes that would be $30,000 cash I could use to invest).
Do I go out and get a job just to get $150,000 (+ the paychecks)? That's a no-brainer. Yes, I do. I will. And I am. It's not fraud or anything. The problem is that I only need to have the job for a month or 2 in order to get my loan. And, as particular as they are about the person they hire, I'm happy they still want me, but I'm not usually the type of guy to quit within a few months (plus they had to pay a recruiter fee to find me).
If I end up hating the place and managers are jerks then quitting is easy. But, if it's decent, as an entrepreneur who values time over paychecks, how long do I work there before quitting? (Before quitting I'll offer them part-time. Three days a week I could do.) $85,000 is good in this lower socio-economic area. Is 6 months and a "I'm sorry this just isn't for me" good enough? Should I do 12 months? They seem to want someone really long term like 3 years or more and I'm not going to be that guy. So I feel bad that I'm using them just for a mortgage. But then again companies don't think twice about laying off people so I probably shouldn't worry about it. It just feels weird. Thoughts?
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