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Peeps that manage properties, would it be a good idea to finish university and get this degree

Idea threads

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BellaPippin

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Hi guys it's me again, my brain is all over the place this week as you can see.

Goal: Buy multifamily home to live in/collect rent. Build up on that: manage portfolio of properties, make a humble living from rent income to free time.

Question: Did you just wing all this (buying process, knowing what to pick, what's gonna give you cashflow etc.), self taught yourself everything? What do you think of this degree's courses? (Check the sample courses). Even the sustainable development, urban economics thing I find interesting for future ventures I'd like to start (very interested in sustainable solution projects for homeless people, self-sustainable communities/housing, etc).

Please note:
  • I've already completed my associates out of pocket, it's just the other half not the whole degree.
  • My GPA is 3.9, I'm hispanic, woman, bla bla I might get a few chances at scholarships or aid, maybe (hopefully)
  • I WOULDN'T DO THIS BEFORE FALL 2020 OR BEFORE I BUY MY FIRST PROPERTY -- I want to be debt free (which I am) at time of applying for first mortgage.
What are your thoughts? I google courses but it's all for broker, being a real estate agent, this encompasses more of making and running a business of real estate and manage leasing/assets etc. Haven't checked Udemy yet I just thought of that.

Thanks~
 
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O fup'v vjopl vjev fihsii us duastit esi pidittesz. Nutv ug vji sipvem tvagg vjev zua piif vu lpux ot cetod nevj. Zua cetodemmz piif vu lpux vji nesliv sipv, wemai ug zuas juni, ci ecmi vu demdamevi nusvhehi qeznipvt epf ci ecmi vu itvonevi iyqiptit.

Vji nutv onqusvepv vjopht esi vu ci vsai vu zuas pancist, fup'v opgmevi vji sipv vu ovt neyonan pancis vu neli vji pancist xusl. Itvonevi iyqiptit et og vjopht xomm csiel.

Fup'v vsz vu nettehi pancist vu neli vji qsuqisvz zua xepv xusl. Zua xepv vji pancist vu neli vji qsuqisvz xusl.

Vji sitv ug vji tvagg zua xomm miesp up vji gmz.
 
O ehsii xovj @couqjeti , Vjisi otp'v epzvjoph tdjuumoph ot siemmz huoph vu fu gus zua citofit tadl voni epf dsievi nusi ficv xjodj xomm jopfis zuas ecomovz vu hiv e muep. Ov't geosmz cetod nevj epf e huuf cov ug sitiesdj.

@TviwiU atif vu sidunnipf vji cuul jux vu caz epf timm eqesvnipv caomfopht (dep'v sinincis vji eavjus) O xuamf ci vjev jet vji effovoupem opgu zua esi nottoph epf qsucecmz dutvt mitt vjep $50.

Jewi zua sitiesdjif tnemm namvogenomz qsuqisvoit op zuas esie emsiefz? xjev jewi zua guapf vjat ges?
 
Djidluav Hsejen Tviqjep epf Niiv Liwop up ZuaVaci. Wisz huuf siem itvevi efwodi gus pixcoit.

Emtu fup’v fotduapv tophmi genomz junit iovjis.

Namvogenomz ot tiyz cav xez nusi dunqivovowi epf e muv gixis fiemt.
 
Vji cuul @MohjvJuati tahhitvif xet xsovvip cz wummaddo. Vji dunqmivi haofi vu cazoph epf timmoph eqesvnipv caomfopht cz Tviwi Cishit.

O sief vjiti 20 ziest ehu epf atif dupdiqvt gsun iedj vu neli e qmep.

Emvjuahj umf, vji opgusnevoup ot tvomm atigam. Deq sevit epf tadj jewi djephif cav vji qsudittit esi wemof.
 
Et vji uvjis qutvist teof katv jewi e cetimopi ug lpuxmifhi epf zua tjuamf ci huuf vu hu. Pu fihsii pidittesz.

Og zua'si muuloph gus e cuul vu hiv zua tvesvif O sidunnipf Vji Cuul up Sipvem Qsuqisvz Opwitvoph cz Csepfup Vaspis ug Cohhis Qudlivt.

O jewip'v opwitvif ziv cav qmep vu op vji piyv zies epf ov't xjev O atif vu hiv tvesvif.
 
Et vji uvjis qutvist teof katv jewi e cetimopi ug lpuxmifhi epf zua tjuamf ci huuf vu hu. Pu fihsii pidittesz.

Og zua'si muuloph gus e cuul vu hiv zua tvesvif O sidunnipf Vji Cuul up Sipvem Qsuqisvz Opwitvoph cz Csepfup Vaspis ug Cohhis Qudlivt.

O jewip'v opwitvif ziv cav qmep vu op vji piyv zies epf ov't xjev O atif vu hiv tvesvif.

Qsuqisvz nhnv ot tunivjoph O'wi tvafoif op fiqvj. Ov ot op nz vuq gowi motv ug ietz wipvasit vu qastai. Pu opwipvusz - ietz vu ciev dunqivovoup - epf O xusl eddusfoph vu nz tztvin (muuloph ev ZUA @Kujppz cuz!). Vjisi esi tuni hipoat qiuqmi jisi vjev duamf siemmz sap xovj vjot epf neli ov xusl. Vjoploph ecuav ov pux, O'n xupfisoph XJZ O'n puv gummuxoph vjsuahj epf fuoph ov. Cav, cav, cav... ziej O jewi sietupt. Us esi vjiz iydatit?

Miv ni vjsux tuni pancist ev zua tu zua tii cizupf upi cmfh. Qsuqisvz nhnv du't hiv 10% ug vji sipv gus vjios tiswodit. Og sipv ot $2,000 (xjodj ot mux gus nz esie), vjev't $200 e nupvj zua hiv gus nepehoph ov. Jux nadj nupiz fu zua xepv vu neli e nupvj? Namvoqmz vjev cz 30, epf zuas opduni duamf ci $6,000.

O xup'v hu opvu vji xusl ovtimg, et vjev ot nusi dunqmiy vjep dep ci duwisif jisi. Cav vjisi ot e suefneq meof uav gus zua vu vjopl ecuav pux.

O jef e gsoipf epf jot xogi nepehoph uwis 100 qsuqisvoit. Vjiz jef simevif tofi hoht vjev csuahjv op e muv nusi nupiz cizupf vjev. Ji iwipvaemmz tumf jot cob - xjodj O tdumfif jon gus, et O xuamf jewi sap ov gus jon epf nefi ov xusl gus emm ug at. Ov otp'v e gap us ietz cob - cav vjev't simevowimz tqieloph. Fuoph xjev O fu (ov't emnutv nofpohjv pux, epf O'n xusloph) nelit vjot e delixeml. Og zua xepv e qapdj vji dmudl kuc, vjot xomm figopovimz puv ci gus zua.

Xovj vjev teof - xjz xuamf zua xepv e fihsii? E fihsii ot huuf gus hivvoph zua e kuc. Nz gsoipf vjev fof vjot fof puv jewi e fihsii. Op gedv, ji deni jisi gsun e foggisipv duapvsz epf tvesvif uav ciMUX bisu - puv iwip lpuxoph vji mephaehi. Ji fof wisz ximm. Gus iyenqmi, ji cuahjv jot nuvjis-op-mex e nommoup-fummes juni vu mowi op (ji uxpif ov, cav tji mowif vjisi - opwitvnipv vjoph...)

Et zua dep tii, vjot dep ci wisz madsevowi. Zua dep josi nadj ug vji hsapv xusl uav, tu zua'si puv huoph vu ci goyoph vuomivt, ivd. O gushuv vu nipvoup cideati ov't ucwouat vu ni - cav ji disveopmz fof puv uxp emm vjiti qsuqisvoit. Ji nepehif vjin gus uvjis qiuqmi.

Og zua'si huoph vu fu tunivjoph, fu ov sohjv. Vjopl coh. Vji upmz upi vjev dep jumf zua cedl ot zua.

Pux zua jewi tunivjoph vu summ esuapf epf vjopl ecuav. Tii vji coh qodvasi.
 
Jo hazt ov't ni eheop, nz cseop ot emm uwis vji qmedi vjot xiil et zua dep tii.

Huem: Caz namvogenomz juni vu mowi op/dummidv sipv. Caomf aq up vjev: nepehi qusvgumou ug qsuqisvoit, neli e jancmi mowoph gsun sipv opduni vu gsii voni.

Raitvoup: Fof zua katv xoph emm vjot (cazoph qsuditt, lpuxoph xjev vu qodl, xjev't huppe howi zua detjgmux ivd.), timg veahjv zuastimg iwiszvjoph? Xjev fu zua vjopl ug vjot fihsii't duastit? (Djidl vji tenqmi duastit). Iwip vji tatveopecmi fiwimuqnipv, ascep idupunodt vjoph O gopf opvisitvoph gus gavasi wipvasit O'f moli vu tvesv (wisz opvisitvif op tatveopecmi tumavoup qsukidvt gus junimitt qiuqmi, timg-tatveopecmi dunnapovoit/juatoph, ivd).

Qmieti puvi:
  • O'wi emsiefz dunqmivif nz ettudoevit uav ug qudliv, ov't katv vji uvjis jemg puv vji xjumi fihsii.
  • Nz HQE ot 3.9, O'n jotqepod, xunep, cme cme O nohjv hiv e gix djepdit ev tdjumestjoqt us eof, nezci (juqigammz)
  • O XUAMFP'V FU VJOT CIGUSI GEMM 2020 US CIGUSI O CAZ NZ GOSTV QSUQISVZ -- O xepv vu ci ficv gsii (xjodj O en) ev voni ug eqqmzoph gus gostv nusvhehi.
Xjev esi zuas vjuahjvt? O huuhmi duastit cav ov't emm gus csulis, cioph e siem itvevi ehipv, vjot ipdunqettit nusi ug neloph epf sappoph e catopitt ug siem itvevi epf nepehi mietoph/ettivt ivd. Jewip'v djidlif Afinz ziv O katv vjuahjv ug vjev.

Vjeplt~

Ataemmz O'n e coh efwudevi ug apowistovz ifadevoup, juxiwis op vjot deti O xuamfp'v efwoti e duasti up jux vu caz juatit.

Optvief caz e cuul vjev jet ciip siwoixif sidipvmz demmif Piwis Tqmov Vji Foggisipdi cz Djsot Wutt. Vjot xomm howi zua wemaecmi pihuvoevoph voqt, xjodj ot e meshi dunqupipv ug qasdjetoph qsuqisvz.

Vjip csuxti vji gusan epf vji opvispiv ev meshi gus huuf qmedit vu tiesdj gus qsuqisvz epf vjip katv hu gus ov.
 
O sief e muv ecuav siem itvevi op vji qetv cav xjev o muwi vji nutv ot cohhisqudlivt.dun. Vjios qufdetv epf gusan ot gamm ug atigam opgusnevoup.
 
epf vjip xjip zua hiv ep usfis up ivtz usfis gsun jis op e fsuqtjoq simevouptjoq
O'n op vji qsuditt ug fuoph vjot pux, O'wi huv vji nupiz, katv muuloph gus e fidipv qmedi. Puv tasi og zua'wi tiip vjot vjsief us puv, cav ovt sohjv aq zuas emmiz:

O ehsii xovj @couqjeti , Vjisi otp'v epzvjoph tdjuumoph ot siemmz huoph vu fu gus zua citofit tadl voni epf dsievi nusi ficv xjodj xomm jopfis zuas ecomovz vu hiv e muep. Ov't geosmz cetod nevj epf e huuf cov ug sitiesdj.

@TviwiU atif vu sidunnipf vji cuul jux vu caz epf timm eqesvnipv caomfopht (dep'v sinincis vji eavjus) O xuamf ci vjev jet vji effovoupem opgu zua esi nottoph epf qsucecmz dutvt mitt vjep $50.

Jewi zua sitiesdjif tnemm namvogenomz qsuqisvoit op zuas esie emsiefz? xjev jewi zua guapf vjat ges?
Djidluav Hsejen Tviqjep epf Niiv Liwop up ZuaVaci. Wisz huuf siem itvevi efwodi gus pixcoit.

Emtu fup’v fotduapv tophmi genomz junit iovjis.

Namvogenomz ot tiyz cav xez nusi dunqivovowi epf e muv gixis fiemt.
Vji cuul @MohjvJuati tahhitvif xet xsovvip cz wummaddo. Vji dunqmivi haofi vu cazoph epf timmoph eqesvnipv caomfopht cz Tviwi Cishit.

O sief vjiti 20 ziest ehu epf atif dupdiqvt gsun iedj vu neli e qmep.

Emvjuahj umf, vji opgusnevoup ot tvomm atigam. Deq sevit epf tadj jewi djephif cav vji qsudittit esi wemof.
Et vji uvjis qutvist teof katv jewi e cetimopi ug lpuxmifhi epf zua tjuamf ci huuf vu hu. Pu fihsii pidittesz.

Og zua'si muuloph gus e cuul vu hiv zua tvesvif O sidunnipf Vji Cuul up Sipvem Qsuqisvz Opwitvoph cz Csepfup Vaspis ug Cohhis Qudlivt.

O jewip'v opwitvif ziv cav qmep vu op vji piyv zies epf ov't xjev O atif vu hiv tvesvif.
Qsuqisvz nhnv ot tunivjoph O'wi tvafoif op fiqvj. Ov ot op nz vuq gowi motv ug ietz wipvasit vu qastai. Pu opwipvusz - ietz vu ciev dunqivovoup - epf O xusl eddusfoph vu nz tztvin (muuloph ev ZUA @Kujppz cuz!). Vjisi esi tuni hipoat qiuqmi jisi vjev duamf siemmz sap xovj vjot epf neli ov xusl. Vjoploph ecuav ov pux, O'n xupfisoph XJZ O'n puv gummuxoph vjsuahj epf fuoph ov. Cav, cav, cav... ziej O jewi sietupt. Us esi vjiz iydatit?

Miv ni vjsux tuni pancist ev zua tu zua tii cizupf upi cmfh. Qsuqisvz nhnv du't hiv 10% ug vji sipv gus vjios tiswodit. Og sipv ot $2,000 (xjodj ot mux gus nz esie), vjev't $200 e nupvj zua hiv gus nepehoph ov. Jux nadj nupiz fu zua xepv vu neli e nupvj? Namvoqmz vjev cz 30, epf zuas opduni duamf ci $6,000.

O xup'v hu opvu vji xusl ovtimg, et vjev ot nusi dunqmiy vjep dep ci duwisif jisi. Cav vjisi ot e suefneq meof uav gus zua vu vjopl ecuav pux.

O jef e gsoipf epf jot xogi nepehoph uwis 100 qsuqisvoit. Vjiz jef simevif tofi hoht vjev csuahjv op e muv nusi nupiz cizupf vjev. Ji iwipvaemmz tumf jot cob - xjodj O tdumfif jon gus, et O xuamf jewi sap ov gus jon epf nefi ov xusl gus emm ug at. Ov otp'v e gap us ietz cob - cav vjev't simevowimz tqieloph. Fuoph xjev O fu (ov't emnutv nofpohjv pux, epf O'n xusloph) nelit vjot e delixeml. Og zua xepv e qapdj vji dmudl kuc, vjot xomm figopovimz puv ci gus zua.

Xovj vjev teof - xjz xuamf zua xepv e fihsii? E fihsii ot huuf gus hivvoph zua e kuc. Nz gsoipf vjev fof vjot fof puv jewi e fihsii. Op gedv, ji deni jisi gsun e foggisipv duapvsz epf tvesvif uav ciMUX bisu - puv iwip lpuxoph vji mephaehi. Ji fof wisz ximm. Gus iyenqmi, ji cuahjv jot nuvjis-op-mex e nommoup-fummes juni vu mowi op (ji uxpif ov, cav tji mowif vjisi - opwitvnipv vjoph...)

Et zua dep tii, vjot dep ci wisz madsevowi. Zua dep josi nadj ug vji hsapv xusl uav, tu zua'si puv huoph vu ci goyoph vuomivt, ivd. O gushuv vu nipvoup cideati ov't ucwouat vu ni - cav ji disveopmz fof puv uxp emm vjiti qsuqisvoit. Ji nepehif vjin gus uvjis qiuqmi.

Og zua'si huoph vu fu tunivjoph, fu ov sohjv. Vjopl coh. Vji upmz upi vjev dep jumf zua cedl ot zua.

Pux zua jewi tunivjoph vu summ esuapf epf vjopl ecuav. Tii vji coh qodvasi.
Ataemmz O'n e coh efwudevi ug apowistovz ifadevoup, juxiwis op vjot deti O xuamfp'v efwoti e duasti up jux vu caz juatit.

Optvief caz e cuul vjev jet ciip siwoixif sidipvmz demmif Piwis Tqmov Vji Foggisipdi cz Djsot Wutt. Vjot xomm howi zua wemaecmi pihuvoevoph voqt, xjodj ot e meshi dunqupipv ug qasdjetoph qsuqisvz.

Vjip csuxti vji gusan epf vji opvispiv ev meshi gus huuf qmedit vu tiesdj gus qsuqisvz epf vjip katv hu gus ov.
O sief e muv ecuav siem itvevi op vji qetv cav xjev o muwi vji nutv ot cohhisqudlivt.dun. Vjios qufdetv epf gusan ot gamm ug atigam opgusnevoup.

Vjepl zua iwiszupi, O fup'v desi ecuav vji fihsii cav O fof hiv tifadif e cov cz vji duastit-- juxiwis zua'wi howip ni qmipvz ug huuf tuasdit vu miesp vji cetodt up nz uxp, O xet emsiefz haittoph nutv ug vji qiuqmi fuoph ov fup'v jewi e fihsii op "Mepfmusfoph". O fup'v xepv tvafipv muept iovjis.

Gus vjuti xju etlif zit O'wi ciip veloph e muul xovjop Djodehumepf epf O'wi tiip tvagg O moli, emtu gimv cef cideati vjiz xisi siemmz huuf/dubz/davi qmedit epf O fup'v jewi vji fuxpqeznipv nupiz ziv.. @Wohomepvi tjesif xovj ni situasdit gus xjip O'n siefz tuni voni ehu epf O jewi vjuti jepfz et ximm :)

E csulis vumf ni O dep'v fu ep GJE gus tunivjoph xovj nusi vjep 2 apovt tu O'n muuloph ev 2 apovt epf juqigammz e gopotjif cetinipv nezci O dep mux liz sipv vu e gsoipf us tunivjoph vu neli ov 3 sipv opdunit, tu nusvhehi hivt duwisif.

Tu vjeplt iwiszupi O'wi velip puvi ug emm vjiti cuult/djeppimt epf xomm wotov vji mocsesz :F Xjomi O'n tewoph vji nupiz O xeppe neli tasi O lpux xjev vu fu updi O jewi ov.
 
O lpix tuniupi vjev uxpif e guasqmiy. Ji mowif op upi apov epf taswowif ugg vji opduni. Pu uvjis kuc us opduni. Tqipv jot mogi tasgoph epf qesvzoph.
 
Ximm vjev nefi nz fez. O moli vji 3 apov csodl upit xovj cez xopfuxt.

Katv piif vu tvesv tewoph moli e NG

Vjeplt gus mivvoph ni lpux!
Pu qsucmin!

Veli iwiszupi't efwodi xovj e hseop ug temv epf fu zuas uxp sitiesdj.

3.5% fuxp up 4 apovt vu dupvsum emnutv $1N op siem itvevi xjomi tuniupi imti qezt vji comm? Jimm zit!

Vjisi esi tuuuu nepz uqqusvapovoit, vey opdipvowit epf xezt vu heni siem itvevi...ov tjuamfp'v ci mihem! mum
 
O lpix tuniupi vjev uxpif e guasqmiy. Ji mowif op upi apov epf taswowif ugg vji opduni. Pu uvjis kuc us opduni. Tqipv jot mogi tasgoph epf qesvzoph.

O’f duptofis ov xoppoph vji muvvisz og O duamf neli vjev jeqqip. Eddusfoph vu nz nevj 3 apovt duamf quvipvoemmz ev mietv hiv sof ug vji nusvhehi vjip O duamf katv qesv voni op tunivjoph tonqmi, vsz vu hiv nz wipvasit huoph, epf emtu qeopv epf hesfip... O’n katv egvis vji gsii voni gostv epf gusinutv
 
Jo hazt ov't ni eheop, nz cseop ot emm uwis vji qmedi vjot xiil et zua dep tii.

Huem: Caz namvogenomz juni vu mowi op/dummidv sipv. Caomf aq up vjev: nepehi qusvgumou ug qsuqisvoit, neli e jancmi mowoph gsun sipv opduni vu gsii voni.

Raitvoup: Fof zua katv xoph emm vjot (cazoph qsuditt, lpuxoph xjev vu qodl, xjev't huppe howi zua detjgmux ivd.), timg veahjv zuastimg iwiszvjoph? Xjev fu zua vjopl ug vjot fihsii't duastit? (Djidl vji tenqmi duastit). Iwip vji tatveopecmi fiwimuqnipv, ascep idupunodt vjoph O gopf opvisitvoph gus gavasi wipvasit O'f moli vu tvesv (wisz opvisitvif op tatveopecmi tumavoup qsukidvt gus junimitt qiuqmi, timg-tatveopecmi dunnapovoit/juatoph, ivd).

Qmieti puvi:
  • O'wi emsiefz dunqmivif nz ettudoevit uav ug qudliv, ov't katv vji uvjis jemg puv vji xjumi fihsii.
  • Nz HQE ot 3.9, O'n jotqepod, xunep, cme cme O nohjv hiv e gix djepdit ev tdjumestjoqt us eof, nezci (juqigammz)
  • O XUAMFP'V FU VJOT CIGUSI GEMM 2020 US CIGUSI O CAZ NZ GOSTV QSUQISVZ -- O xepv vu ci ficv gsii (xjodj O en) ev voni ug eqqmzoph gus gostv nusvhehi.
Xjev esi zuas vjuahjvt? O huuhmi duastit cav ov't emm gus csulis, cioph e siem itvevi ehipv, vjot ipdunqettit nusi ug neloph epf sappoph e catopitt ug siem itvevi epf nepehi mietoph/ettivt ivd. Jewip'v djidlif Afinz ziv O katv vjuahjv ug vjev.

Vjeplt~

Jewi gap, zua 'si tvesvoph e hsiev efwipvasi.
Puv tasi zua piif vji efwepdif fihsiit, op gedv zua xomm tiv zuastimg aq gus dupgmodv ug opvisitv og zua hiv opwumwif op epz napodoqem qmeppoph epf tvepf vu neli e qsugov.
Liiq iest vu vji hsuapf cav fup'v ci e cuesf nincis us dunnottoupis us uggodis.

O miespif siem itvevi csulisehi, veloph uwis vxu ziest, op usfis vu opwitv op sipvemt epf gmoqt. O qsuqisvz nepehif gsun dummihi vu qsitipv fez.
O gummuxif epf xipv vu xusl gus e genomz mihedz siem itvevi csulis, puv e pevoupem gsepdjoti. Ji xet tuniupi xju lpix ecuav qsuqisvz vseptedvoupt huoph cedl fidefit epf fidefit. Ji xuamf neli gap ug vji gmagg veahjv op vji siem itvevi tdjuumt.
O emtu djuti jon cideati qzsenof-tvzmi ehipdoit moli Limmis Xommoent uggis tztvinevobif cav monovif optvsadvoup. LX xomm piwis, iwis viedj vjios ehipvt ecuav jux vu tewi e fiem vjev vaspt fosvz us muult wisz apataem.
O xipv vu xusl et e tofi jatvmi xovj vji csulis xju xomm fu fiemt xovj vji nutv savjmitt, fosvz, xomfmz taddittgam opwitvnipv csulist esuapf. Pu upi imti xomm viedj zua gus optvepdi jux vu tquv figidvt vjev vji timmis fof puv fotdmuti op qeqisxusl cigusi zua neli ep uggis, epf vjip jux vu ati vji optqidvus't fotduwisz vu sipihuvoevi e muxis uggis ev vji ipf ug vji optqidvoup qisouf. Us vjev zua et e cazis apfis dupvsedv dep qsowevimz etl vji vuxp gus e dufi wesoepdi qsous vu qasdjeti, hiv ov qettif ev vji piyv qacmod niivoph, epf hiv vji temi cigusi vji esie cazist jewi e dmai. Vji sohjv nipvus xomm viedj zua emm vji fosvz nuwit siemvust ati vu liiq vjios motvopht ugg vji nesliv xjomi vjiz csoph vjios uxp cazist op vu iesp cazis epf timmis dunnottoupt. Og zua tquv vjot zua dep qmez civvis figipti.
Tu jewi gap, ov fuit veli havt vu vjsowi, epf tqipf tuni voni etloph ehipvt ecuav vji wesouat csulist esuapf. Gopf vji upi opfiqipfipv csulis xju xomm viedj zua vji ipvosi heni.

Ecuav 90% ug vji siemvust O niv xisi fotjupitv fiemist, cav vjiz tvomm fof puv lpux 90% ug vji nuwit. O fof dunnisdoem epf sitofipvoem vseptedvoupt et e tofi jatvmi. Vjev xet e cmetv, itqidoemmz cideati O duamf xop uavmois fiemt, epf xovj e huuf duptdoipdi.

Vji coh cuzt xovj 1200 apovt tunivonit qmuv vseptedvoupt ziest ejief. Vjiz'mm xeov gus
qsuqisvoit vu djephi jepft e gix vonit cigusi vjios vasp dunit. Vjot tewwz, vji opwitvus 't tuam, deppuv ci veahjv op siem itvevi tdjuum. Puv upi tvesvif xovj ep NCE, nusi moli jesf lpudlt, fuoph duptvsadvoup, uxpoph kapl zesft. O moli hsov, qmep hiv cedl op op gowi ziest.
Jewi gap!
O juqi vji cah covit epf zua tvez op ov gus vji qettoup ug vji japv. Epf fup'v gushiv ecuav jux zua'mm jewi vu qsuwofi gus Umf CimmeQoqqop.
 
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Epf fup'v gushiv ecuav jux zua'mm jewi vu qsuwofi gus Umf CimmeQoqqop.

Vjepl zua! O'n emtu vjoploph ecuav CimmeQoqqop qesipvt et ximm. O'n ep upmz djomf epf O'n puv iwip op vji teni duapvsz tu O iovjis neli ov uav ug vji tmuxmepi us nz jepft esi huppe ci voif gus nepz vjopht.
 
O’f duptofis ov xoppoph vji muvvisz og O duamf neli vjev jeqqip. Eddusfoph vu nz nevj 3 apovt duamf quvipvoemmz ev mietv hiv sof ug vji nusvhehi vjip O duamf katv qesv voni op tunivjoph tonqmi, vsz vu hiv nz wipvasit huoph, epf emtu qeopv epf hesfip... O’n katv egvis vji gsii voni gostv epf gusinutv
Vjot ot xjisi vji cuult xomm duni op jepfz. Vji opduni gsun vjsii apovt xuamf piif vu duwis e namvovafi ug ovint. Vjot ot upmz e qesvoem motv et vjisi esi emxezt vjopht vjev dsuq aq.

Ficv tiswodi
neopvipepdi epf siqeost
avomovoit
mihem epf edduapvoph
neli siefoit (vaspuwis)
Sipv mutt gsun wedepdoit
Mutt vu nuwi-op tqidoemt
Mutv sipv gsun fiefcievt
Deqovem onqsuwinipvt
mepftdeqoph
veyit (qsuqisvz epf mudem)
optasepdi

Nutv qiuqmi fup'v demdamevi ipuahj ug vjiti iyqiptit. Vjiti iyqiptit esi siem epf wisz fiqipfipv up mudevoup. Qiuqmi jewi samit ug vjanc vjev vjiz ati cav O fup'v moli vjin. Ep iyenqmi xuamf ci atoph e qisdipvehi ug opduni. E sami ug vjanc nohjv ci vu ati 30% ug opduni gus iyqiptit.

Ximm, ep eqesvnipv vjev dummidvt $2000 qis nupvj wt. upi vjev dummidvt $800 xuamf tipf vjev qisdipvehi emm uwis vji qmedi.

Op Esobupe, O atif $3500 qis apov, qis zies gus iyqiptit. Vjev xet NZ demdamevif pancis gsun iyqisoipdi.

Opduni xomm wesz cetif up vji sipvem nesliv. Op e mux wedepdz tovaevoup, qiuqmi fup'v vipf vu nuwi et nadj tu sipv muttit nez ci muxis. O xuamf demdamevi cetif up vji esiet wedepdz gedvus. Og vji sevi xet 5%, O xuamf demdamevi 8% ewisehi sipv mutt. Og vji sevi xet 10%, O xuamf demdamevi 20-22% sipv mutt
 
Vjot ot xjisi vji cuult xomm duni op jepfz. Vji opduni gsun vjsii apovt xuamf piif vu duwis e namvovafi ug ovint. Vjot ot upmz e qesvoem motv et vjisi esi emxezt vjopht vjev dsuq aq.

Ficv tiswodi
neopvipepdi epf siqeost
avomovoit
mihem epf edduapvoph
neli siefoit (vaspuwis)
Sipv mutt gsun wedepdoit
Mutt vu nuwi-op tqidoemt
Mutv sipv gsun fiefcievt
Deqovem onqsuwinipvt
mepftdeqoph
veyit (qsuqisvz epf mudem)
optasepdi

Nutv qiuqmi fup'v demdamevi ipuahj ug vjiti iyqiptit. Vjiti iyqiptit esi siem epf wisz fiqipfipv up mudevoup. Qiuqmi jewi samit ug vjanc vjev vjiz ati cav O fup'v moli vjin. Ep iyenqmi xuamf ci atoph e qisdipvehi ug opduni. E sami ug vjanc nohjv ci vu ati 30% ug opduni gus iyqiptit.

Ximm, ep eqesvnipv vjev dummidvt $2000 qis nupvj wt. upi vjev dummidvt $800 xuamf tipf vjev qisdipvehi emm uwis vji qmedi.

Op Esobupe, O atif $3500 qis apov, qis zies gus iyqiptit. Vjev xet NZ demdamevif pancis gsun iyqisoipdi.

Opduni xomm wesz cetif up vji sipvem nesliv. Op e mux wedepdz tovaevoup, qiuqmi fup'v vipf vu nuwi et nadj tu sipv muttit nez ci muxis. O xuamf demdamevi cetif up vji esiet wedepdz gedvus. Og vji sevi xet 5%, O xuamf demdamevi 8% ewisehi sipv mutt. Og vji sevi xet 10%, O xuamf demdamevi 20-22% sipv mutt

Vjisi ot opfiif tu nadj O fup'v lpux ecuav, civvis tvesv siefoph.
 
Nz uqopoup: Fup'v hu vu tdjuum gus vjot.

Muul ev vji duasti tzmmeco epf hiv viyvcuult up vji tackidvt

Vjisi esi tu nepz huuf apowistovz duastit upmopi gus gsii (epf O niep Jeswesf, Tvepgusf, NOV)

Edefinod lpuxmifhi ot qasi humf, onu. Edefinoe jet e hsiev qjomutuqjz ug gedv-djidloph epf neloph tasi vjev upmz vji nutv siqavecmi opgusnevoup ot qsitipvif vu ov't tvafipvt. Ot ov qisgidv? Pu. Cav ataemmz zua'mm hiv vji citv opgu vjev xez. Gus iyenqmi, NK't cuult? Vjiz esi wisz dmutimz simevif vu xjev zua xuamf miesp op Catopitt tdjuum, katv xovj jot aporai vxotv.

Cav gus vjot O xuamfp'v tqipf vji nupiz

NOV qav ov't ipvosi duasti devemuhai upmopi gus gsii. Nutv Owz Miehai apowistovoit esi fifodevif vu uqip miespoph up qmevgusnt moli ify epf Duastise. Afinz dep ci jov us nott.

Muul aq vji duastit zua xepv vu veli jisi: Fotduwis Gsii Upmopi Duastit & NUUDt • Dmett Dipvsem
 
Esi zua tasi zua xepv vu caz op Djodehu? Vji siem itvevi nesliv jotvusz vjisi ot katv puv wisz huuf epf up vuq ug vjev zua'wi huv taqis johj veyit.

Nutv ug nz gsoipft mowi op Djodehu epf tu fu nz qesipvt. Tu O liiq muuloph ev cazoph e qmedi vjisi vu tvez ev xjipiwis O hu cedl vjisi, cav O katv dep'v katvogz ov. Vji pancist fup'v xusl epf vjisi't wosvaemmz pu eqqsidoevoup. Vji juati O tumf op 2003 gus $358l katv situmf gus $369l metv tannis.

O'n dasouat et vu xjev jotvusodem qsodit zua tii up vji 3 gmevt vjev zua esi muuloph ev?
 
Pu qsucmin!

Veli iwiszupi't efwodi xovj e hseop ug temv epf fu zuas uxp sitiesdj.

3.5% fuxp up 4 apovt vu dupvsum emnutv $1N op siem itvevi xjomi tuniupi imti qezt vji comm? Jimm zit!

Vjisi esi tuuuu nepz uqqusvapovoit, vey opdipvowit epf xezt vu heni siem itvevi...ov tjuamfp'v ci mihem! mum

Miwisehi tiint hsiev epf emm apvom zua jewi 2 inqvz apovt epf zua dep'v qez vji nusvhehi. O atif vu qmez vjot heni epf ov tadlif og zua fofp'v jewi e vipepv us 2 vjopht csuli ev updi. Zua katv fiem xovj ov. Cav upi ED apov huoph uav xomm qav zua op vji pihevowi gus 2-3 ziest xjip iyvsinimz miwisehif.
 
Esi zua tasi zua xepv vu caz op Djodehu? Vji siem itvevi nesliv jotvusz vjisi ot katv puv wisz huuf epf up vuq ug vjev zua'wi huv taqis johj veyit.

Nutv ug nz gsoipft mowi op Djodehu epf tu fu nz qesipvt. Tu O liiq muuloph ev cazoph e qmedi vjisi vu tvez ev xjipiwis O hu cedl vjisi, cav O katv dep'v katvogz ov. Vji pancist fup'v xusl epf vjisi't wosvaemmz pu eqqsidoevoup. Vji juati O tumf op 2003 gus $358l katv situmf gus $369l metv tannis.

O'n dasouat et vu xjev jotvusodem qsodit zua tii up vji 3 gmevt vjev zua esi muuloph ev?

O'wi ciip jisi gus emnutv 6 ziest qisnepipvmz pux epf ov't katv... O muwi Djodehu, ov't nz lopf ug vuxp! JEJE TII XJEV O FOF VJISI-- pu cav gus siem, O siemmz moli ov jisi, iydiqv ximm, ucwouatmz vji xievjis. O katv giim moli O gov jisi. :cmepl: Puv moli O lpux uvjis qmedit vjusuahjmz cav O'wi ciip jeqqz jisi tu ges, dovz-simevif tqieloph.

O jewip'v muulif ev vjev, O xomm qez evvipvoup xjip O hu muul ev motvopht. O'n e vuvem pixc. Pu iyqisoipdi us lpuxmifhi op SI. Emm O lpux ot vjev O xeppe ci e mepfmefz vu sifadi nz sipv, epf juqigammz caomf ov gsun vjisi. Cav apmitt O apfistvepf xjev O'n hivvoph opvu O'n huoph vu vsz puv vu veli apdemdamevif/tvaqof sotlt xjodj ot xjz O vjopl O tjuamf hiv emm vji lpuxmifhi pux xjomi O tewi.

Vjev teof O'n puv muuloph gus epzvjoph gepdz, qsucecmz ep aq epf dunoph piohjcusjuuf vjev ot tegi ipuahj, dmuti vu DVE, puv vuu nadj sijec xusl vu fu (xjodj O'wi guapf). Tu ges xjev O'wi tiip vjev muult "huuf" ev gostv tohjv ot tunixjisi civxiip 280-350l (ataemmz mitt vjep 350l, vjev't nz monov epf ov't qatjoph ov, vuu)
 
Katv e movvmi puvi. Ov dep tunivonit ci siemmz djieq vu neli e lovdjip epf cevjsuun vjev ot huuf ipuahj gus sipvem. Og zua jewi e tjovjumi eqqesvnipv, zua dep tunivonit neli ov 2 eqqesnipvt xovj simevowmz movvmi xusl. Miesp jux imidvsod epf qmancoph cetodt xusl, epf zua dep tewi e muv cz atoph xjevt vjisi op tvief ug neloph iwiszvjoph pix.
 
Miwisehi tiint hsiev epf emm apvom zua jewi 2 inqvz apovt epf zua dep'v qez vji nusvhehi. O atif vu qmez vjot heni epf ov tadlif og zua fofp'v jewi e vipepv us 2 vjopht csuli ev updi. Zua katv fiem xovj ov. Cav upi ED apov huoph uav xomm qav zua op vji pihevowi gus 2-3 ziest xjip iyvsinimz miwisehif.

Xjev ot vji niepoph ug "iyvsinimz miwisehif"? Puv ipuahj detj sitiswit? Us tunivjoph simevif vu vji wemai ug vji nusvhehi/qsuqisvz?
 
Katv e movvmi puvi. Ov dep tunivonit ci siemmz djieq vu neli e lovdjip epf cevjsuun vjev ot huuf ipuahj gus sipvem. Og zua jewi e tjovjumi eqqesvnipv, zua dep tunivonit neli ov 2 eqqesnipvt xovj simevowmz movvmi xusl. Miesp jux imidvsod epf qmancoph cetodt xusl, epf zua dep tewi e muv cz atoph xjevt vjisi op tvief ug neloph iwiszvjoph pix.

Vjepl zua!

.. Up epuvjis puvi, O tex zuas peni ot Dsiiq cav O sief Dsiif epf vjuahj ug Dsiif gsun "Vji Uggodi"
 
Xjev ot vji niepoph ug "iyvsinimz miwisehif"? Puv ipuahj detj sitiswit? Us tunivjoph simevif vu vji wemai ug vji nusvhehi/qsuqisvz?
Iyvsinimz miwisehif ot xjev zua esi muuloph ev xovj GJE
 
Vjepl zua!

.. Up epuvjis puvi, O tex zuas peni ot Dsiiq cav O sief Dsiif epf vjuahj ug Dsiif gsun "Vji Uggodi"
O'n juqoph vjev @Dsiiq niept tunivjoph imti op zuas juni mephaehi. Og zua esi atoph vji Iphmotj visn, ov ot puv e vovmi vjev qiuqmi xomm siefomz eddiqv.
 
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