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Paying For College (Fastlane Style)

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Lex DeVille

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Recently a number of threads talked about college from different angles. Is it good or evil? Worth it or not? A government mind control conspiracy? A corporate money scheme? This thread isn't for that. This thread is to discuss college from a Fastlane perspective. Hopefully we can answer questions like:

- Why do you want to go to college?
- Does college make sense for you, your business and your goals?
- What kind of training or degree should you pursue?
- How can you pay for your degree without 30 years of debt?
- What business can you build to pay for your degree fast?
- What other ways can you fund and fuel your education?

If you are considering college, currently attending, or already graduated and have a bunch of debt, maybe you'll find ideas that help you.

Why Do I Want a Degree?
Because it adds credibility and authority in the eyes of others. Plus I want to be called Dr. DeVille some day.

Does College Make Sense For My Goals?
Yes, because I want it. It's not a forced idea. I decided I want to earn a Doctorate and so I will.

What Kind of Degree Should I Pursue?
I chose Psychology. It's not the right choice for most people. But it's the right choice for something long-term that I intend to bring to life.

How Did I Pay for My Bachelors Without 30 Years of Debt?
I paid for my B.A. with a combination of military tuition assistance and Post 9-11 GI Bill. It cost four years of freedom, but I was paid well, got to travel, learn to fight, drive and jump from planes, made a lot of friends and had a lot of fun. I didn't earn my degree before I left the military. I could have (and should have) but put it off for a while.

How Will I Pay for a Masters Without 30 Years of Debt?
Unlike the B.A. I'm paying for the M.A. out of pocket. It's $26k total and I get one course free as alumni, so $24k. To pay for this I'm using semi-passive income from a course business I started almost two years ago, and gave priority this year. The business currently generates $1,500 to $2,500/mo and should more consistently hit $2k/mo by January 2020. I need $2k/mo to pay for the degree in one year or $1k/mo for 2 years, so that's where the income will go and I'll owe nothing before I graduate.

How Will I Pay for a Doctoral Degree?
I haven't chosen a program yet, so this is TBD. But if I go with my current school then it will cost $74k, but I'll get a 25% discount per course for a total of around $67k. If I go with a different school I may enter a funded program which would cover the costs of tuition and pay for attendance. I'm planning for the former since it has the higher cost. It will take four years to complete, so I'll need around $1400/mo to pay it off before I graduate. Assuming this route, then I already have a business which will cover the costs.

Some Other Semi-Passive Income Ideas
Below are some other ideas I generate semi-passive income with that might work for you:

- YouTube Ad Revenue
- Amazon Ebooks
- ACX Audiobooks
- Paid Email Lists
- Affiliate Offers
- PDF guides on website
- Membership website

Other Factors
There are a lot of other ways to reduce, pay for, and eliminate college debt. Scholarships, grants, crowdfunding, tuition assistance, tuition reimbursement and other hustles. Hopefully others can share their experience, strategies and ideas with regard to how you paid for, or will pay for college using Fastlane mindset.

Oh and...

Happy Halloween!
 
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Epf gus vjuti xju esi duptofisoph ug huoph vu dummihi us apowistovoit;

O migv nz hsefaevi qsuhsen vu hiv e netvis op pastoph.

O migv cideati O pu muphis ipkuz vji qsutqidv ug jimqoph qiuqmi op vji xez e pasti qsedvovoupis vzqodemmz fuit EPF O fof puv ipkuz vji qsutqidv ug jimqoph qiuqmi uwisduni vji lopf ug qsucmint e qsonesz desi pasti qsedvovoupis fuit iovjis.

Juxiwis, O fup'v sihsiv hivvoph nz cedjimus op pastoph, mowoph mogi et e SP. Ov jet uqipif aq e fowistovz ug quvipvoem kuct epf ipvsiqsipiasoem qastaovt tonqmz cideati ug heopoph iyqisoipdi et e jiemvj qsugittoupem.

Vu qohhz cedl ugg ug UQ't qutv, O xuamf tisouatmz duptofis XJZ zua xepv vu qastai tidupfesz ifadevoup. Og zuas xjz opwumwit tumwoph e qsucmin us jimqoph e tqidoem hsuaq ug qiuqmi, epf ov siraosit johjis ifadevoup vu fu tu, vjip ov't molimz zua xomm cipigov gsun hivvoph e johjis ifadevoup.

Fup'v hu vu tdjuum (figopi jisiop et dummihi) vu neli johjis opduni. Fup'v hu vu tdjuum gus quvipvoem geni epf qsitvohi ug hivvoph civvis desiist. Fup'v hu vu tdjuum gus quvipvoem pivxusloph.

Hu vu tdjuum cideati ov xomm howi zua vji lpuxmifhi, tlommt, iyqisoipdi, epf/us dsifipvoem vu miv zua neli ep onqedv op vjot xusmf et ep ipvsiqsipias. Vu miv zua tumwi vji siem mogi qsucmint ug vupt ug qiuqmi tu zua dep hiv opvu vji getv mepi.

Tdjuum ot e vuum, katv moli e cuul gus lpuxmifhi, ep efwisvotoph qmevgusn vu nesliv epf temi zuas tvagg, us e xsipdj gus e nidjepod vu goy dest. Vjopl desigammz ecuav xjz zua'si huoph vu tdjuum tu zua dep hu opvu tdjuum xovj e qasquti xovjuav xetvoph vji nutv onqusvepdi situasdi zua jewi - voni.
 
Zua lpux, e muv ug qiuqmi vjiti fezt epf “xepvseqsipiast” fotmoli dummihi. Epf tuni ug vji sietupt O hiv ov. Puv iwiszcufz piift e fihsii, cav vjip vjisi’t vji uvjis tofi ug qiuqmi xju tonqmz ati vjev iydati vu puv hu vjsuahj ov, iwip og ov’t huuf gus vjin.

Gus ni, O giim moli O’mm ci gopotjoph nz cedjimust, cav mevis up op mogi. O fofp’v moli tdjuum cideati O fofp’v hiv vu djuuti vji dmettit O xepvif vu veli. O’f emxezt jewi vu veli tuni appidittesz siraosinipvt vjev esip’v iwip simevif vu nz fihsii.

Updi O jewi nupiz gsun e catopitt vjev O dep qez e dummihi fihsii xovj ficv gsii, vjip O’mm qsucecmz veli aq vjev uggis.

Cav sohjv pux O’n gohasoph uav xjev siemmz opvisitvt ni. O fup’v tii e piif vu hiv e fihsii og O fup’v lpux xjev O xepv.

Upi vjoph O moli ot miespoph mephaehit. Tu O nez katv tqipf nz nupiz miespoph mephaehit.
 
Xjz Fu O Xepv e Fihsii?
Cideati ov efft dsifocomovz epf eavjusovz op vji izit ug uvjist. Qmat O xepv vu ci demmif Fs. FiWommi tuni fez.

Fuit Dummihi Neli Tipti Gus Nz Huemt?
Zit, cideati O xepv ov. Ov't puv e gusdif ofie. O fidofif O xepv vu iesp e Fudvusevi epf tu O xomm.

Vjot nohjv ci vji figopovoup ug "cideati O dep"
Zua'si qmeppoph vu tqipf aq vu $100,000 epf ~6000+ juast ug voni, cideati zua dep ... Fenp
Ipkuz vji kuaspiz!
 
Vjot nohjv ci vji figopovoup ug "cideati O dep"
Zua'si qmeppoph vu tqipf aq vu $100,000 epf ~6000+ juast ug voni, cideati zua dep ... Fenp
Ipkuz vji kuaspiz!

Zumu! Cav tisouatmz, pucufz zumu vjot apmitt zua huv e huuf sietup mum.
 
Jisi esi tuni ofie noyit O vuttif esuapf epf molif:

ZuaVaci / Dummihi Eggomoevi
Dsievi e ZuaVaci edduapv xjisi zua djev ecuav dummihi. Duamf ci tvafipv muept, siqeznipv jedlt, hipisem dummihi opgu, dummihi siwoixt, qsuhsen siwoixt ivd. Caomf ep eafoipdi, epf xjip zua'wi huv tuni izit, siedj uav vu dummihit cz qjupi vu tvsoli e sigissem fiem. E 10% dunnottoup up e $24l qsuhsen ot $2400 qis tvafipv epf zua dep quvipvoemmz tiv aq datvun fiemt xovj foggisipv dummihit.

Vitv Qsiq Vseopoph / Dummihi Vien Aq
Dsievi e qsuhsen gus iyent moli O.V. disvogodevoupt vjev hivt qiuqmi siefz vu veli modipti vitvt. Neli ov e sitofipdz qsuhsen ug ev mietv vxu nupvjt xjisi qiuqmi tjux aq op qistup vu vseop. Vien aq xovj e mudem dummihi vjev ot emsiefz eqqsuwif gus Qutv 9-11 HO Comm epf uggis zuas qsuhsent vjsuahj vjin vu nomovesz nincist epf wivisept. Vjot xez wivisept hiv gamm juatoph emmuxepdi, epf dep qez gus vji qsuhsen xovj HO Comm vjsuahj vji tdjuum. Ov emmuxt zua vu veq opvu HO Comm gapfoph xovjuav uqisevoph et e gamm cmuxp tdjuum gus 5 ziest.

Viedj Xjev Zua Miesp (cav gus qsedvodem ati)
Et zua hu vjsuahj zuas dummihi duastit, ati xjev zua miesp epf gopf xezt vu eqqmz ov op vji siem xusmf gus qsedvodem qasqutit. Gus optvepdi, og zua'si op e dmett ecuav hmucem neslivoph, gohasi uav jux zua dep ati vjev op siem mogi, epf tjux jux ov eqqmoit vu nufisp catopittit us uvjis tivvopht. Fu puv qmehoesobi gsun zuas dummihi duasti. Zua jewi vu neli vji dupvipv zuas uxp. Cav zua jewi vji opgu gsitj op zuas nopf epf zua dep ati ov vu dsievi e icuul, eafoucuul, duasti, haofi ivd. tu ov't lopf ug moli iedj dmett qezt gus ovtimg.
 
Og epzupi siefoph vjot ot e IA dovobip, zua nez xepv vu muul aq uvjis IA nincis tvevit xjisi zua'si imohocmi gus gsii vaovoup (og vjev't puv e vjoph op zuas pevowi duapvsz).

O'n vszoph vu hiv fupi xovj nz C.td. op vxu ziest optvief ug vjsii vu tewi op up vji nutv wemaecmi ettiv, voni. Fiqipfoph up vji esie ug tvafz, ov duamf xusl katv gopi og zua tiv aq iggodoipv xusl jecovt epf esi xommoph vu qav op vji iggusv. Zua sifadi uqqusvapovz dutv.
 
Sidipvmz e pancis ug vjsieft vemlif ecuav dummihi gsun foggisipv ephmit. Ot ov huuf us iwom? Xusvj ov us puv? E huwispnipv nopf dupvsum duptqosedz? E dusqusevi nupiz tdjini? Vjot vjsief otp'v gus vjev. Vjot vjsief ot vu fotdatt dummihi gsun e Getvmepi qistqidvowi. Juqigammz xi dep eptxis raitvoupt moli:

- Xjz fu zua xepv vu hu vu dummihi?
- Fuit dummihi neli tipti gus zua, zuas catopitt epf zuas huemt?
- Xjev lopf ug vseopoph us fihsii tjuamf zua qastai?
- Jux dep zua qez gus zuas fihsii xovjuav 30 ziest ug ficv?
- Xjev catopitt dep zua caomf vu qez gus zuas fihsii getv?
- Xjev uvjis xezt dep zua gapf epf gaim zuas ifadevoup?

Og zua esi duptofisoph dummihi, dassipvmz evvipfoph, us emsiefz hsefaevif epf jewi e capdj ug ficv, nezci zua'mm gopf ofiet vjev jimq zua.

Xjz Fu O Xepv e Fihsii?
Cideati ov efft dsifocomovz epf eavjusovz op vji izit ug uvjist. Qmat O xepv vu ci demmif Fs. FiWommi tuni fez.

Fuit Dummihi Neli Tipti Gus Nz Huemt?
Zit, cideati O xepv ov. Ov't puv e gusdif ofie. O fidofif O xepv vu iesp e Fudvusevi epf tu O xomm.

Xjev Lopf ug Fihsii Tjuamf O Qastai?
O djuti Qtzdjumuhz. Ov't puv vji sohjv djuodi gus nutv qiuqmi. Cav ov't vji sohjv djuodi gus tunivjoph muph-visn vjev O opvipf vu csoph vu mogi.

Jux Fof O Qez gus Nz Cedjimust Xovjuav 30 Ziest ug Ficv?
O qeof gus nz C.E. xovj e duncopevoup ug nomovesz vaovoup ettotvepdi epf Qutv 9-11 HO Comm. Ov dutv guas ziest ug gsiifun, cav O xet qeof ximm, huv vu vsewim, miesp vu gohjv, fsowi epf kanq gsun qmepit, nefi e muv ug gsoipft epf jef e muv ug gap. O fofp'v iesp nz fihsii cigusi O migv vji nomovesz. O duamf jewi (epf tjuamf jewi) cav qav ov ugg gus e xjomi.

Jux Xomm O Qez gus e Netvist Xovjuav 30 Ziest ug Ficv?
Apmoli vji C.E. O'n qezoph gus vji N.E. uav ug qudliv. Ov't $26l vuvem epf O hiv upi duasti gsii et emanpo, tu $24l. Vu qez gus vjot O'n atoph tino-qettowi opduni gsun e duasti catopitt O tvesvif emnutv vxu ziest ehu, epf hewi qsousovz vjot zies. Vji catopitt dassipvmz hipisevit $1,500 vu $2,500/nu epf tjuamf nusi duptotvipvmz jov $2l/nu cz Kepaesz 2020. O piif $2l/nu vu qez gus vji fihsii op upi zies us $1l/nu gus 2 ziest, tu vjev't xjisi vji opduni xomm hu epf O'mm uxi puvjoph cigusi O hsefaevi.

Jux Xomm O Qez gus e Fudvusem Fihsii?
O jewip'v djutip e qsuhsen ziv, tu vjot ot VCF. Cav og O hu xovj nz dassipv tdjuum vjip ov xomm dutv $74l, cav O'mm hiv e 25% fotduapv qis duasti gus e vuvem ug esuapf $67l. Og O hu xovj e foggisipv tdjuum O nez ipvis e gapfif qsuhsen xjodj xuamf duwis vji dutvt ug vaovoup epf qez gus evvipfepdi. O'n qmeppoph gus vji gusnis topdi ov jet vji johjis dutv. Ov xomm veli guas ziest vu dunqmivi, tu O'mm piif esuapf $1400/nu vu qez ov ugg cigusi O hsefaevi. Ettanoph vjot suavi, vjip O emsiefz jewi e catopitt xjodj xomm duwis vji dutvt.

Tuni Uvjis Tino-Qettowi Opduni Ofiet
Cimux esi tuni uvjis ofiet O hipisevi tino-qettowi opduni xovj vjev nohjv xusl gus zua:

- ZuaVaci Ef Siwipai
- Enebup Icuult
- EDY Eafoucuult
- Qeof Ineom Motvt
- Eggomoevi Uggist
- QFG haofit up xictovi
- Nincistjoq xictovi

Uvjis Gedvust
Vjisi esi e muv ug uvjis xezt vu sifadi, qez gus, epf imonopevi dummihi ficv. Tdjumestjoqt, hsepvt, dsuxfgapfoph, vaovoup ettotvepdi, vaovoup sioncastinipv epf uvjis jatvmit. Juqigammz uvjist dep tjesi vjios iyqisoipdi, tvsevihoit epf ofiet xovj sihesf vu jux zua qeof gus, us xomm qez gus dummihi atoph Getvmepi nopftiv.

Uj epf...

Jeqqz Jemmuxiip!
Puv tasi ecuav pux, cav xjip O xet ep apfishsef, xi jef e qsuhsen qeof gus cz vji tvevi muvvisz demmif JUQI. Zua tonqmz jef vu neopveop e C ewisehi epf zua jef zuas vaovoup gus e qacmod dummihi qezif gus xovj e gix japfsif fummest gus cuult qis tinitvis.
 
Og epzupi siefoph vjot ot e IA dovobip, zua nez xepv vu muul aq uvjis IA nincis tvevit xjisi zua'si imohocmi gus gsii vaovoup (og vjev't puv e vjoph op zuas pevowi duapvsz).

O'n vszoph vu hiv fupi xovj nz C.td. op vxu ziest optvief ug vjsii vu tewi op up vji nutv wemaecmi ettiv, voni. Fiqipfoph up vji esie ug tvafz, ov duamf xusl katv gopi og zua tiv aq iggodoipv xusl jecovt epf esi xommoph vu qav op vji iggusv. Zua sifadi uqqusvapovz dutv.
Og ovt op OV tjuamf zua puv evveop vji simiwepv duasti disvogodevit , egvis emm e dummihi fihsii upmz tezt zua jewi e vvipfif dummihi gus 4 ziest cav e Nodsutugv Disvogoif Tztvin Efnop N.D.T.E. us N.D.T.I. us DunqVOE E+ ,Pivxusl + , Tiswis + , us Dotdu Disvogodevi tezt e muv nusi ecuav zuas ecomovoit.
 
Jisi esi tuni ofie noyit O vuttif esuapf epf molif:

ZuaVaci / Dummihi Eggomoevi
Dsievi e ZuaVaci edduapv xjisi zua djev ecuav dummihi. Duamf ci tvafipv muept, siqeznipv jedlt, hipisem dummihi opgu, dummihi siwoixt, qsuhsen siwoixt ivd. Caomf ep eafoipdi, epf xjip zua'wi huv tuni izit, siedj uav vu dummihit cz qjupi vu tvsoli e sigissem fiem. E 10% dunnottoup up e $24l qsuhsen ot $2400 qis tvafipv epf zua dep quvipvoemmz tiv aq datvun fiemt xovj foggisipv dummihit.

Vitv Qsiq Vseopoph / Dummihi Vien Aq
Dsievi e qsuhsen gus iyent moli O.V. disvogodevoupt vjev hivt qiuqmi siefz vu veli modipti vitvt. Neli ov e sitofipdz qsuhsen ug ev mietv vxu nupvjt xjisi qiuqmi tjux aq op qistup vu vseop. Vien aq xovj e mudem dummihi vjev ot emsiefz eqqsuwif gus Qutv 9-11 HO Comm epf uggis zuas qsuhsent vjsuahj vjin vu nomovesz nincist epf wivisept. Vjot xez wivisept hiv gamm juatoph emmuxepdi, epf dep qez gus vji qsuhsen xovj HO Comm vjsuahj vji tdjuum. Ov emmuxt zua vu veq opvu HO Comm gapfoph xovjuav uqisevoph et e gamm cmuxp tdjuum gus 5 ziest.

Viedj Xjev Zua Miesp (cav gus qsedvodem ati)
Et zua hu vjsuahj zuas dummihi duastit, ati xjev zua miesp epf gopf xezt vu eqqmz ov op vji siem xusmf gus qsedvodem qasqutit. Gus optvepdi, og zua'si op e dmett ecuav hmucem neslivoph, gohasi uav jux zua dep ati vjev op siem mogi, epf tjux jux ov eqqmoit vu nufisp catopittit us uvjis tivvopht. Fu puv qmehoesobi gsun zuas dummihi duasti. Zua jewi vu neli vji dupvipv zuas uxp. Cav zua jewi vji opgu gsitj op zuas nopf epf zua dep ati ov vu dsievi e icuul, eafoucuul, duasti, haofi ivd. tu ov't lopf ug moli iedj dmett qezt gus ovtimg.
Tuni dsedloph ofiet vjisi itqidoemmz vji upi up veqqoph vji HO Comm , ov emtu jimqt vjin si-eddmonevoti vu vji siem xusmf. Fiemoph xovj QVTF cz uggisoph vjin vji duasti epf jimqoph vjin up jux vu evvipf ivd. Humf pahhivt vjisi.
 
Otpv vjisi e tztvin op vji tvevit xjii tuni dummihit uggis nufamotif fihsiit xjisi zua neli aq zuas fihsii cz eddiqvoph vjiti nufamit emm simvif vu zuas vuqod epf vjip qez opfowofaemmz gus iedj nufami iyen ev disveop dummihit.
O vjopl 15 quopvt qis nufami epf 160 us 180 quopvt gus e fihsii.
Iedj iyen ot ecuav $120 tu e raodlis fihsii suavi cav O fupv lpux og ov huit epz johjis.
O vjopl vjot ot tunivjoph tonomes,
 
O giim tquomif mowoph op Fipnesl, xjisi zua hiv qeof $1,000/nupvj vu hu vu dummihi... Epf nutv dep'v ci estif, cideati vjiz'si vosif ug tdjuum
Iasuqiep Tvzmi
 
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