I buy used cars I can pay cash for. Solid little import Suv' s for the wife and larger Domestic SUV's for myself. Sometimes an exotic sportscar long term flip thrown in the mix. Currently wife is beating a hyundai Tucson and I drive a lifted Z71 Tahoe, heavily modded. Will be in the market for a older porsche when I get to AZ at the end of the month. Always Cash. My rule has always been if you cant pay cash you don't need it. I know it goes against the grain of some people who finance every aspect of their life.