I think the first step is to stop living above your means. It was a little unclear from your post whether you had already done that.
It isn't necessary to pay off all your debt before you start a business. Many people work their business in the evening and start with minimal money. That being said you will have more money and energy to put into a new venture if you aren't worried about high debt levels.
The important thing is to decide what you need to do and then commit to the actions required.
It isn't necessary to pay off all your debt before you start a business. Many people work their business in the evening and start with minimal money. That being said you will have more money and energy to put into a new venture if you aren't worried about high debt levels.
The important thing is to decide what you need to do and then commit to the actions required.