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- #6
MJ DeMarco
I followed the science; all I found was money.
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Based on all the data you've provided, I'd take 80% of the windfall and pay down the credit cards. The other 20% I'd use to start your "nest egg". While the best return would be to use all of it toward your CC debt, I think you should get into the mindset of building a nest egg / savings. You have to start somewhere. Why not now? The "destination" of the Fastlane is residual income and that starts with building a portfolio of "something". For me, that "something" is cash as it generates hands-off income, even in this low interest rate environment.