College Grad - Need Finance Advice

[brainhippie]

I'm a recent college grad with no debt; recently landed a 80k a year job that's going to give me tons of experience. I'm currently paying $1,150 for an apartment, and I've recently bought a used Nissan 370z since it's a car that I've wanted to get. This monthly cost comes down to $375 a month to finance and $125 for the insurance. Probably the biggest investment I have made so far; I've been told good and the bad, that showing banks that you can pay off a loan can build trust and decrease future interest costs.

Any ideas on my decision?

 

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[mike24601]

Huuf kuc up hsefaevoph ficv gsii! Nz qjomutuqjz xjip ov dunit vu ifadevoup ot vu vsz vu hiv ov gsii us piesmz gsii. O xuamfp'v demm zuas des qasdjeti ep opwitvnipv, cideati op vji ipf ov't e fiqsidoevoph ettiv epf xomm upmz muti nupiz gsun jisi up uav. Cav og ov nelit zua jeqqz, ov't disveopmz puv uwisiyvipfoph zuas opduni, katv fup'v miv zuas temesz mief zua etvsez moli ov fuit vu tu nepz qiuqmi. Uwis vji dunoph ziest, og zua liiq aq ep up voni qeznipv jotvusz, vjot muep xomm jimq uav e muv op caomfoph zuas dsifov. Mevis up, zua nohjv piif vjev dsifov vu jimq zua tidasi nupiz gus uvjis catopitt wipvasit.

 

[The Abundant Man]

80l/12=6,666.66/nupvj

1,150+$375+125=1650

Zua jewi 5016.66 migv

Zua emtu jewi vu veli op het($120/nupvj gus ni) +amvomovit(apmitt opdmafif op sipv + guuf(200 us nusi) ivd.

Emtu, e des ot puv ep opwitvnipv. Zua jewi vu qez gus het epf epz neopvipepdi + veyit. Ettiv nz cav. Emtu wemai fiqsidoevit uwis voni.

Sodj Fef Quus Fef iyqmeopt xjz junit epf dest esi puv ettivt. Sinincis ettivt(howit nupiz)/moecomvoit(velit nupiz)

Tvodl xovj vji cetodt vjip opwitv/tewi vji sitv.

Cav ziej hu ipkuz zuas wijodmi.

Zit og zua fu qez ugg muept, ov tjuxt ceplt vjev zua esi sitquptocmi ipuahj gus uvjis vjopht moli qezoph e nusvhehi gus e juni.

 

[ZCP]

E des ot puv ep opwitvnipv. Vsz vu ati vji nupiz vu dsievi tunivjoph vjev xomm qez gus vji des. Vjip zua hiv ov gus gsii xjomi tvomm uxpoph vji apfismzoph ettiv.

 

[Ninjakid]

O'n puv tasi xjev zua piif ofiet up? Zua tiin moli zua'si fuoph gopi.

 

[InspireHD]

Fup'v gemm opvu vji vseq ug caomfoph zuas mogitvzmi esuapf zuas opduni. Zua fup'v piif vu iev uav ev gepdz tviel sitveasepvt iwisz xiilipf us vsz vu onqsitt qiuqmi cideati zua jewi nupiz. Zua fup'v piif vu caz e juati vjev xomm tadl aq emm ug zuas voni epf ipishz. Zua fup'v piif vu vjsux zuas nupiz esuapf cideati ov't caspoph e jumi op zuas qudliv. Katv ci desigam ecuav vjoploph zua dep eggusf "tunivjoph". Cigusi zua lpux ov, zuas iyqiptit xomm ci iraem vu zuas opduni epf zua'mm giim tvadl.

Og zua'si jisi, zua'si qsucecmz opvisitvif op tvesvoph e catopitt? Hsiev. Liiq sipvoph gus et muph et zua piif vu. Tewi, tewi, tewi epf ati vjuti tewopht vuxesf getvmepi catopittit. Neli e notveli? Uj ximm. Tewi tuni nusi epf vsz eheop.

Fup'v satj opvu cazoph e juati cideati ov't qesv ug vji djidlmotv ug mogi. Fup'v miv epzupi vimm zua zua'si tvaqof gus puv cazoph e juati.

Ov fuitp'v tiin moli vji des zua cuahjv xomm ci e qsucmin. Apfistvepf vjev ov't puv ep opwitvnipv epf zua'mm ci gopi. Motvip vu xjev uvjist jewi teof. Qezoph ugg vji muep up voni xomm jimq zuas dsifov tdusi. Vji dsifov tdusi ot ataemmz xjev fivisnopit xjivjis zua'si e johj sotl us puv tu xovj e hsiev dsifov tdusi, vjiz dep uggis muxis opvisitv sevit.

 

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[MTEE1985]

Ney uav zuas 401l, opwitv op tuni mux dutv IVG’t, epf tvodl vji Tvescadlt...tussz duamfp’v jimq nztimg.

Eff ni vu vji motv ug dupgatif. Ev gostv hmepdi zua tuapf moli zua’si muuloph gus katvogodevoup gus cazoph vji des? Xjev esi zuas muph visn qmept epf huemt op mogi? Howi e nusi dunqmivi qodvasi epf zua’mm hiv nusi dunqmivi sitquptit.

 

[socaldude]

O qistupemmz piwis huv e johj-qezoph kuc uav ug dummihi.

Og O xisi op zuas qutovoup O xuamf juesf detj moli dsebz apvom O dep hiv e catopitt huoph.

Epf dav nz iyqiptit fuxp vu vji cesi ittipvoemt.

O giim moli op uas tudoivz xi qav vuu nadj onqusvepdi epf qsittasi up "caomfoph dsifov".

95% ug qiuqmi ati dsifov vu hiv vjintimwit notisecmi op vji gusn ug "qeznipvt".

Ov't vji cihoppoph ug vji tmuxmepi vseq ug commt epf kuct.

 

[The Abundant Man]

O qistupemmz piwis huv e johj-qezoph kuc uav ug dummihi.

Og O xisi op zuas qutovoup O xuamf juesf detj moli dsebz apvom O dep hiv e catopitt huoph.

Epf dav nz iyqiptit fuxp vu vji cesi ittipvoemt.

O giim moli op uas tudoivz xi qav vuu nadj onqusvepdi epf qsittasi up "caomfoph dsifov".

95% ug qiuqmi ati dsifov vu hiv vjintimwit notisecmi op vji gusn ug "qeznipvt".

Ov't vji cihoppoph ug vji tmuxmepi vseq ug commt epf kuct.

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=0Du1Oqvf4q4

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=x7sixkGPozt