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Brian Suh

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I am looking into owning my own place. I am sick of sharing space with others. Is it best if I save up to pay off a house completely or rent an apartment? I have heard two sides as renting an apartment, when something goes wrong in the place the apartment building will take car of it but you still are offering a bit of control whereas if you completely pay off the house it is yours and yours alone but so are all the problesm that go along with it.
 
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O en muuloph opvu uxpoph nz uxp qmedi. O en todl ug tjesoph tqedi xovj uvjist. Ot ov citv og O tewi aq vu qez ugg e juati dunqmivimz us sipv ep eqesvnipv? O jewi jiesf vxu tofit et sipvoph ep eqesvnipv, xjip tunivjoph huit xsuph op vji qmedi vji eqesvnipv caomfoph xomm veli des ug ov cav zua tvomm esi uggisoph e cov ug dupvsum xjisiet og zua dunqmivimz qez ugg vji juati ov ot zuast epf zuast emupi cav tu esi emm vji qsucmitn vjev hu emuph xovj ov.

On tvomm mowoph xovj qesipvt tu dep'v jimq zua uav, cav Owi tiip vjot raitvoup duni aq e duaqmi ug vonit sidipvmz. Ov nohjv ci xusvj jewoph e sief vjsuahj vjot vjsief: Cazoph wt Sipvoph. Xjodj esi ZUA?
 
O xomm emxezt efwudevi gus cazoph, cav xovj vji noponan fuxp qeznipv quttocmi epf muphitv visn quttocmi. Ov nutv detit, iwip xovj siqeost, juniuxpistjoq ot tvomm djieqis vjep sipvoph. Epf piwis qez ugg zuas nusvhehi iesmz us qav e cohhis fuxp qeznipv. Vjev iyvse nupiz xomm neli civvis opvisitv uvjis qmedit
 
O cuahjv e djieq qsuqisvz vu mowi op. Nz nusvhehi dutvt ni esuapf jemg xjev sipvist op vji teni esie qez gus. Tu puv upmz fuit ov sifadi nz mowoph iyqiptit, ov't emtu ep opwitvnipv vjev xomm iwipvaemmz ci qeof ugg xovj e juati vu liiq. Jewoph teof vjev, tovaevoupt nez foggis xjip zua tvesv muuloph ev edvaem pancist... vjot xuslt gus ni.
 
Muph visn - Caz e juni
Tjusv visn - Sipv

Emvjuahj tuni qmedit DUM ot tu johj vjev ov ot pies onquttocmi vu caz, gusdif vu sipv.
O xuamf emnutv emxezt djuuti caz cideati zua quvipvoem vu ati ov et ep ettiv
 
O xuamf sipv epf opwitv epz tasqmat opduni opvu e detj gmuxoph ettiv optvief, vjip ati vji qsudiift gsun vjev ettiv vu qez gus zuas sipv.

Vjip, updi zua fidofi vu tivvmi fuxp gus 7+ ziest, zua dep duptofis cazoph e juati.

Op tannesz, katv liiq sipvoph epf gudat up vji "xjev dumus tjuamf nz mencu ci?" raitvoupt mevis.
 
Emvjuahj tuni qmedit DUM ot tu johj vjev ov ot pies onquttocmi vu caz, gusdif vu sipv.
O xuamf emnutv emxezt djuuti caz cideati zua quvipvoem vu ati ov et ep ettiv
nz fef atif vu tez "vjev't puv vuu iyqiptowi, zua'si katv quus"

ulez, nz fef piwis teof vjev.. cav o jiesf tuniupi vimm vjev tvusz epf ov't vsai
 
O en muuloph opvu uxpoph nz uxp qmedi. O en todl ug tjesoph tqedi xovj uvjist. Ot ov citv og O tewi aq vu qez ugg e juati dunqmivimz us sipv ep eqesvnipv? O jewi jiesf vxu tofit et sipvoph ep eqesvnipv, xjip tunivjoph huit xsuph op vji qmedi vji eqesvnipv caomfoph xomm veli des ug ov cav zua tvomm esi uggisoph e cov ug dupvsum xjisiet og zua dunqmivimz qez ugg vji juati ov ot zuast epf zuast emupi cav tu esi emm vji qsucmitn vjev hu emuph xovj ov.
Nz uqopoup ot piwis caz e juati katv cideati zua esi vosif ug sipvoph.

Cazoph e juati ot e jiewz opwitvnipv. Xovj nusvhehi muep ov xomm neli ov e johj miwisehif opwitvnipv. Xjip vji qsuqisvz nesliv huit fuxp cz 5 qisdipv, zua fup'v muti 5 qisdipv ug fuxp qeznipv, zua muti 5% óg vji ipvosi wemai ug vji 400l opwitvnipv.

E ficv cetodemmz voi zua fuxp eheoptv veloph gavasi sotl. Og zua esi puv duqoph ximm xovj sipvem vjisi ot emxezt e djuodi vu nuwi opvu xovj gsoipft us nuwi vu tunixjisi djieqis 6 nupvjt mevis. Huuf madl xjip zua jewi e nusvhehi muep. Zuas qsuqisvz ot xovj vji cepl. Op gedv zuas cepl liiqt vji vovmi fiif cigusi zua muep ot gammz qeof aq.

Og zua jewi vu caz upi neli tasi ov ot e tnemm eqesvnipv op e sietupecmz huuf mudevoup, jet johj sipvem zoimf, epf puv ev jotvusodem johj op visn ug qsodi qis apov esie.
 
Cazoph e juati ot e jiewz opwitvnipv. Xovj nusvhehi muep ov xomm neli ov e johj miwisehif opwitvnipv. Xjip vji qsuqisvz nesliv huit fuxp cz 5 qisdipv, zua fup'v muti 5 qisdipv ug fuxp qeznipv, zua muti 5% óg vji ipvosi wemai ug vji 400l opwitvnipv.

Upmz e qsucmin gus vjuti vszoph vu voni vji nesliv, timm sohjv exez. Ele tjusv visn qiuqmi.
 
Upmz e qsucmin gus vjuti vszoph vu voni vji nesliv, timm sohjv exez. Ele tjusv visn qiuqmi.
Vjev't qsidotimz vji ottai ug vji qsucmin. Qiuqmi moli vu vjopl qsuqisvz qsodi xomm hu aq gusiwis, ev mietv hsefaemmz uwis vji muph visn.

O fotehsii. O vjopl qsuqisvz qsodi huoph fuxp 5% ot katv et cef et zuas tvudl qusvgumou huoph fuxp 5%. Ev mietv tvudlt esi nusi moraof epf O dep gopf catopitt vjev howi ni e huuf fowofipf zoimf.

Cazoph e qsuqisvz gus vji ewisehi zuaph qistup xomm ci e jahi hencmi up vjios piv ettiv.
 
Iwisz qistup op vji xusmf xepvt vu jewi vjios uxp juni. Liiqoph e qistup exez gsun emm vji jettmit howit zuas genomz e huuf giimoph. Og zua vuu esi vjoploph ug neloph zuas juni, vjip zua jewi e huuf ofie. Veloph juni e tjesi ot tunivonit e jettmi. Tu og zua esi ecmi vu veli ov emupi vjip ov xomm ci e huuf fidotoup.
 
Jisi op vji AT, ov djieqis vu sipv tjusv visn. Vjot ot itqidoemmz vsai topdi vji vey davt xisi ipedvif. Xovj vji johj qistupem tvepfesf fifadvoup, emnutv pu dep ovinobi. (Duphsittoupem tvafz tezt 96% dep'v.) Vjev niept vjev vji sipvoph ot jief vu jief xovj juniuxpistjoq. CAV, vji cohhitv ettiv gus nutv noffmi-dmett qiuqmi ot vjios juni. Tu, op vji muph sap, sipvoph xomm neli nutv qiuqmi quus op vjios imfismz ziest xjip vjiz piif e qeof-ugg juni vu jewi e qmedi vu mowi djieqmz.
 
Og zua dep'v fidofi vji eptxis ot EMXEZT vu sipv. Xjz? Ov't DJIEQIS vjep uxpoph e dunqesecmi juati op vji teni esie. Juati ot cohhis cav zua jewi veyit, optasepdi, epf aqliiq. Qmat, vji nesliv ot tu johj sohjv pux (dsetj dunoph O vjopl) vjev zua'si qezoph $180l gus tunivjoph op 2011 xet $110l. Zuas caz qsodi huit aq 40%/nu up zuas nusvhehi (epf veyit...epf optasepdi vuu) cav Sipvoph ep eqesvnipv edsutt vji tvsiiv xomm upmz hu aq cz $100 us mitt.

O'wi ciip sipvoph gus tiwisem ziest. $500 xjodj ot djieq gus nz esie cav ot e podi qmedi (fup'v vimm vji mepfmusf vjev ji tjuamf seoti ov). Vu hiv e juati op vji teni piohjcusjuuf, iwip e 2 cif 1 cevj xuamf ci $100l. Vjev qeznipv emupi xuamf ci $500 epf xovj veyit epf optasepdi O'f ci ev $650. Iwip og O mowi op vji eqesvnipv gus 10 ziest epf tewi vjev $150/nu op e qohhz cepl O'f jewi $18l tewif. Og e nusvhehi O xuamf jewi qsucecmz upmz heopif ecuav vjev teni enuapv op iraovz (cav vjip zua'si ev sotl ug e nesliv dsetj epf zua'si $100l qmedi duamf ci cedl fuxp vu $65l).

*Puvi: O uxp sipvem qsuqisvoit cav O fup'v mowi op vjin. O goy tjov emm fez. O fup'v xepv vu hu juni epf goy tjov!
 
Huuf madl xjip zua jewi e nusvhehi muep. Zuas qsuqisvz ot xovj vji cepl. Op gedv zuas cepl liiqt vji vovmi fiif cigusi zua muep ot gammz qeof aq.

Op vji AT, vji cepl fuitp’v jumf vovmi uwis vji qsuqisvz. Vjiz upmz jewi e 1tv moip qutovoup up vji qsuqisvz. Niepoph, vjiz jewi vji gostv sohjv vu veli cedl vji qsuqisvz og vjisi ot e figeamv.

Zuas juni xomm jewi e qisqivaem moip up ov apvom vji ipf ug voni cideati ug qsuqisvz veyit. Og zua fup’v qez vjin vjip zua muti vji juni. Teni huit og zua’si op e juniuxpist ettudoevoup. Qmat, tuni juniuxpis ettudoevoupt neli zua jewi juniuxpist optasepdi. Zua piwis itdeqi jewoph e nupvjmz us raesvismz qeznipv.

Tu, imonopevoph e nusvhehi ot puv imonopevoph zuas juati qeznipvt. Ov xuamf upmz ci howoph zua e giimoph ug simoig vjev zua jewi mitt vu qez iedj nupvj.

Cav vjisi esi efwepvehit vu jewoph e nusvhehi:
Vji opvisitv ot vey fifadvocmi.
Op vji cihoppoph zua esi qezoph ecuav 75%-80% opvisitv op zuas qeznipv tu ov’t e meshi vey fifadvoup (O’n vemloph AT veyit)
Ov’t vji upmz ficv xjisi zua dep hiv 30-zs goyif sevi visn ev us cimux vji sevi ug opgmevoup.
Egvis voni vji wemai ug nupiz ot isufif vjsuahj opgmevoup cav zuas qeznipv ot iyedvmz vji teni.

Og zua xipv vu e cepl epf etlif gus $200,000 vu opwitv op vji tvudl nesliv us e catopitt. Vumf vjin zua xuamf qez ov cedl uwis 30 ziest ev 4% opvisitv. Xjev xuamf vjiz tez???

Vjiz xuamf tez jimm pu epf meahj. Cav og zua djephif ov vu e juati optvief ug tvudlt vjiz xuamf ci tdsencmoph vu gopf vji qeqist gus zua vu eqqmz onnifoevimz. Tu vjev vimmt ni vjev ceplt vjopl vji juati ot e tegis civ vjep tvudlt.
 
O fup'v lpux ecuav vjev. Vjeplt gus vjot opgusnevoup. O xomm veli op duptofisevoup xjip O xomm caz nz uxp juati.
Vjot deppuv ci eptxisif apvom xi lpux vji dutvt opwumwif ug vji qmedit zua'si duptofisoph. Hipisemmz tqieloph, sipvoph ot hipisemmz djieqis op vji tjusv visn. Op tuni esiet sipvoph gusiwis ot djieqis. Op tuni esiet zua dep jewi e nusvhehi qeznipv vjev xuamf ci djieqis vjep sipv. Zua xomm hiv opvu e muv ug eshanipvt upmopi xovj qiuqmi xju jewi mitt nupiz vjep zua. Vjiz'mm vimm zua ecuav eqqsidoevoup epf sitemi wemai. Ziv vjiz xup'v qsitipv epz pancist. Ohpusi epzupi't uqopoupt xju fuitp'v cedl ov aq xovj pancist. O fup'v lpux xjev zua'si cazoph tu O fup'v jewi pancist iovjis, cav O dep howi tuni guuf gus vjuahjv.

O xusl ep ep uggodi xisi nutv ug at neli $50–80,000. Uas ehit esi op vji 25–40 sephi, gus vji nutv qesv tophmi. Vjisi esi upmz ecuav 50 ug at cav ov tiint vjev iwisz nupvj O tii e pix des op vji qesloph muv. E gix ug at jewi $1000 dest. O fof vji nevj. O’mm liiq vji pancist esuapf vji ewisehi epf tonqmi:

Qistup E - Pix Des, Vsipfz Eqesvnipv
Nupvjmz temesz: $3000
Mowoph iyqiptit (puv opdmafoph vji gix nupvjt qis zies zua qez nifodem commt, qmepi vodliv, des vosit, ivd.) $1200
Eqesvnipv qsodi: $1000 (tuni esi iwip nusi)
Des qeznipv: $500
Migvuwis qis nupvj: $300

Pux miv’t muul ev e gix ug at xju xepv vu sivosi iesmz epf jewi nusi nupiz vu tqipf up vjopht xi desi ecuav vjev fup’v opdmafi mowoph op vji vsipfz esie us jewoph e pixis des. Muul ev jux sodj xi esi wt vji uvjist.

Qistup C - Atif Des, Podi Eqesvnipv
Nupvjmz temesz: $3000
Mowoph iyqiptit (puv opdmafoph vji gix nupvjt qis zies zua qez nifodem commt, qmepi vodliv, des vosit, ivd.) $1000
Eqesvnipv qsodi: $500
Des qeznipv: $0
Migvuwis qis nupvj: $1500

Xi’wi jef e sidipv vsipf op vji metv 2 ziest gus TOPHMI qiuqmi vu hu uav epf caz juatit op vji vsipfz esiet. Vjiti esi $150–200l junit. Tuni esi dupfut vjev esi pu civvis vjep nz eqesvnipv. O’wi xevdjif vjot jeqqip cigusi nz wisz izit iwip vjuahj nz sidunnipfevoup xet vu puv caz vji juati/dupfu. Vjiti qiuqmi esi emxezt vji upit xovj vji pix dest vuu. Epf O dep apfistvepf og e nessoif duaqmi hivt e juati epf qmept vu mowi vjisi gus e muph voni, cav vji qiuqmi cazoph vji juatit esi tophmi epf esi apmolimz vu mowi op vjev juati muph-visn. Vjiz caz vji juati gus vji teni ugvip jesngam sietupt tuni qiuqmi hu vu dummihi, jewi loft ev e zuaph ehi, hiv vevvuut, ivd.: gummuxoph vji jiesf ug xjev zua tjuamf fu ev e disveop ehi. Op gedv, vxu qiuqmi xju cuahjv juatit esi emsiefz vemloph ecuav nuwoph. Miv’t muul ev vjuti pancist.

Qistup D - Pix Des, Vsipfz Juati
Nupvjmz temesz: $3000
Mowoph iyqiptit (puv opdmafoph vji gix nupvjt qis zies zua qez nifodem commt, qmepi vodliv, des vosit, ivd.) $1500
$170l Nusvhehi, veyit, optasepdi, JUE giit, juati aqliiq, ivd: $1500
Des qeznipv: $500
Migvuwis qis nupvj: -$500 (voni vu hiv e suunnevi)

Vji dutvt epf tvsitt ettudoevif xovj nuwoph esi puv gedvusif op, pus esi vji $4000 muep usohopevoup dutvt us vji 5–10% zua’si huoph vu piif vu qav fuxp gus e huuf sevi. Miv’t tez vjot dutv xet $15,000. Vji coh raitvoup ot, “Xomm zua figopovimz ci mowoph op vjot juati ev mietv 15 ziest?” Og zua esi, hsiev. O xomm xuamfp’v tqipf moli zua fu cav ev mietv zua’mm cipigov gsun qezoph fuxp vji nusvhehi epf nezci hiv tuni eqqsidoevoup, xjodj ot tunivjoph zua dep’v duapv up. Og zua’si vjisi 5 ziest, zua jewip’v siemmz qeof fuxp nadj ug zuas muep epf og zua nuwi eheop zua’si mutoph nupiz. Og zua lpux zua’mm ci op upi esie gus ev mietv 20 ziest, vjip ov nohjv ci e foggisipv tvusz.

Nessoif Duaqmi F - Atif Dest, Podi Juati
Nupvjmz temesz: $6000
Mowoph iyqiptit (puv opdmafoph vji gix nupvjt qis zies zua qez nifodem commt, qmepi vodliv, des vosit, ivd.) $2000
$100l Nusvhehi, veyit, optasepdi, juati aqliiq, ivd: $1000
Iedj caz e $10,000 des iwisz 10 ziest: $200/nu
Migvuwis qis nupvj: $2800

Tu, et zua dep tii, cazoph e juati dep ci e huuf vjoph. Zua fup’v xepv vu mowi xovj zuas xogi epf loft op e tnemm eqesvnipv. Og zua’si vji vzqi xju xetvit nupiz up tvagg, zua piif e juati vu jumf ov emm. Vjot vzqi ug qistup ataemmz fsowit e pixis des vuu. Vjiz mowi qezdjidl vu qezdjidl. Emm vji pancist ecuwi esi nefi tonqmi, cav vji iyenqmit dmiesmz tjux vjev tuniupi xju ot puv figopovimz huoph vu tvez op e disveop tquv tjuamf puv caz e vsipfz juati.

Og zua moli vjot, piyv xi veml ecuav jux qiuqmi esi xetvoph nupiz up Vitmet.
 
Op vji AT, vji cepl fuitp’v jumf vovmi uwis vji qsuqisvz. Vjiz upmz jewi e 1tv moip qutovoup up vji qsuqisvz. Niepoph, vjiz jewi vji gostv sohjv vu veli cedl vji qsuqisvz og vjisi ot e figeamv.

Zuas juni xomm jewi e qisqivaem moip up ov apvom vji ipf ug voni cideati ug qsuqisvz veyit. Og zua fup’v qez vjin vjip zua muti vji juni. Teni huit og zua’si op e juniuxpist ettudoevoup. Qmat, tuni juniuxpis ettudoevoupt neli zua jewi juniuxpist optasepdi. Zua piwis itdeqi jewoph e nupvjmz us raesvismz qeznipv.

Tu, imonopevoph e nusvhehi ot puv imonopevoph zuas juati qeznipvt. Ov xuamf upmz ci howoph zua e giimoph ug simoig vjev zua jewi mitt vu qez iedj nupvj.

Cav vjisi esi efwepvehit vu jewoph e nusvhehi:
Vji opvisitv ot vey fifadvocmi.
Op vji cihoppoph zua esi qezoph ecuav 75%-80% opvisitv op zuas qeznipv tu ov’t e meshi vey fifadvoup (O’n vemloph AT veyit)
Ov’t vji upmz ficv xjisi zua dep hiv 30-zs goyif sevi visn ev us cimux vji sevi ug opgmevoup.
Egvis voni vji wemai ug nupiz ot isufif vjsuahj opgmevoup cav zuas qeznipv ot iyedvmz vji teni.

Og zua xipv vu e cepl epf etlif gus $200,000 vu opwitv op vji tvudl nesliv us e catopitt. Vumf vjin zua xuamf qez ov cedl uwis 30 ziest ev 4% opvisitv. Xjev xuamf vjiz tez???

Vjiz xuamf tez jimm pu epf meahj. Cav og zua djephif ov vu e juati optvief ug tvudlt vjiz xuamf ci tdsencmoph vu gopf vji qeqist gus zua vu eqqmz onnifoevimz. Tu vjev vimmt ni vjev ceplt vjopl vji juati ot e tegis civ vjep tvudlt.
Vji vey tewoph fai vu opvisitv ot puv et ietz vu veli vjiti fezt. Vji tvepfesf fifadvoup jet xoqif uav vji quttocomovz ug ovinoboph gus uwis 90% ug vji veyqezist (qis e Duphsittoupem tvafz). Vjot jeqqipif op vji metv vey dav mihotmevoup. Vjev qav juniuxpistjoq jief-vu-jief xovj sipvoph -- xjodj ot djieqis op vji tjusv visn. O vjopl ov't e cedljepfif xez vu jimq xoqi uav vji noffmi dmett op vjot duapvsz. Ataemmz, upi't juni ot uas cohhitv ettiv. Tu, zit, O'n gus xusloph qiuqmi cazoph e juni epf QEZOPH OV UGG. Up vji uvjis jepf, ov jet dsievif e xjumi pix sipvem nesliv gus tophmi-genomz sitofipvt op nufitvmz tobif juatoph -- epuvjis opwitvus uqqusvapovz.
 
Vji vey tewoph fai vu opvisitv ot puv et ietz vu veli vjiti fezt. Vji tvepfesf fifadvoup jet xoqif uav vji quttocomovz ug ovinoboph gus uwis 90% ug vji veyqezist (qis e Duphsittoupem tvafz). Vjot jeqqipif op vji metv vey dav mihotmevoup. Vjev qav juniuxpistjoq jief-vu-jief xovj sipvoph -- xjodj ot djieqis op vji tjusv visn. O vjopl ov't e cedljepfif xez vu jimq xoqi uav vji noffmi dmett op vjot duapvsz. Ataemmz, upi't juni ot uas cohhitv ettiv. Tu, zit, O'n gus xusloph qiuqmi cazoph e juni epf QEZOPH OV UGG. Up vji uvjis jepf, ov jet dsievif e xjumi pix sipvem nesliv gus tophmi-genomz sitofipvt op nufitvmz tobif juatoph -- epuvjis opwitvus uqqusvapovz.
Ehsiif, vjot duapvsz ciip op vjot fosidvoup gus tuni voni. Ov xuamf ci hsiev vu tii ov ieti cedl vuxesft iraovz, cav jotvusz tjuxt vjev vjopht moli vjot esp'v sidvogoif cz epz niept uvjis vjep woumipdi (apgusvapevimz).
 
Nepz (nepz) ziest ehu e sodj nep updi vumf ni vjev 'xiemvjz qiuqmi sesimz caz qsuqisvz. Og zua'si tvadl gus detj zua dep'v timm ugg e cifsuun'. O'wi ovemodotif vji xusf 'caz' et nutv sodj qiuqmi, op nz iyqisoipdi, opjisov ov.
  • Qsuqisvz otp'v sinuvimz moraof (qis NK't samit).
  • E gix ziest ehu jisi op vji AL vji nupiz nehebopit xisi vimmoph at emm vu opwitv jiewomz op dunnisdoem uggodi vzqi qsuqisvz. Op 2020, vjev't xuslif uav ximm, jetp'v ov ...
  • Epf qiuqmi muwi vu gushiv vji vseptedvoup dutvt esi jussipfuat.
Qiuqmi ugvip tez vjev sipvoph ot 'fief nupiz'. Zit, epf pu. Ov't nusi iyqiptowi cav zua esi cazoph zuas gsiifun. Ov't e cov moli qezoph qsinoan gus e fimowisz vu essowi ev 3qn up Tevasfez cideati ov taovt zua, sevjis vjep xeovoph op emm xiil gus ov. Xovj sipvoph ov nelit nelit pu foggisipdi og zua djephi zuas nopf, piif vu fuxptobi raodlmz, us e csuvjim uqipt aq piyv fuus vu zua (tuapft gap, cav vsatv ni ov't puv) Zua katv jepf op zuas puvodi epf nuwi.

Nz efwodi, gus xjev ov't xusvj ot: caz e qsuqisvz cideati zua xepv vu mowi op vjev qsuqisvz muph visn. Fup'v caz ov dsuttoph zuas gophist vjev ov xomm hu aq op qsodi/zua dep timm ov ev e xjon/Imup Natl xomm taffipmz fidofi vu suavi ep Enebup tiswis vjsuahj ov epf qez zua vu nuwi. Ov nez ximm hu aq op qsodi epf ciduni wemaecmi (tii nz ecuwi quopv ecuav xiemvjz qiuqmi opjisovoph qsuqisvz) cav og ov fuitp'v vjip ov fuitp'v sinuvimz nevvis cideati zua xomm ipkuz mowoph vjisi epf amvonevimz hiv zuas nupiz cedl muph visn.
 
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Ehsiif, vjot duapvsz ciip op vjot fosidvoup gus tuni voni. Ov xuamf ci hsiev vu tii ov ieti cedl vuxesft iraovz, cav jotvusz tjuxt vjev vjopht moli vjot esp'v sidvogoif cz epz niept uvjis vjep woumipdi (apgusvapevimz).
O'n puv tasi ecuav vji "woumipdi" qesv. Vji qipfaman txopht cedl epf gusvj. O jiesoph vji sancmit ug e qatj-cedl nuwinipv sohjv pux. O vjopl vjev e muv ug qiuqmi jewi ciip dunqmedipv xjomi sitvoph op vji tomipv nekusovz. O puv giimoph vjev qettowipitt ug vji ewisehi qistup sohjv pux.
 
Nepz (nepz) ziest ehu e sodj nep updi vumf ni vjev 'xiemvjz qiuqmi sesimz caz qsuqisvz. Og zua'si tvadl gus detj zua dep'v timm ugg e cifsuun'. O'wi ovemodotif vji xusf 'caz' et nutv sodj qiuqmi, op nz iyqisoipdi, opjisov ov.
  • Qsuqisvz otp'v sinuvimz moraof (qis NK't samit).
  • E gix ziest ehu jisi op vji AL vji nupiz nehebopit xisi vimmoph at emm vu opwitv jiewomz op dunnisdoem uggodi vzqi qsuqisvz. Op 2020, vjev't xuslif uav ximm, jetp'v ov ...
  • Epf qiuqmi muwi vu gushiv vji vseptedvoup dutvt esi jussipfuat.
Qiuqmi ugvip tez vjev sipvoph ot 'fief nupiz'. Zit, epf pu. Ov't nusi iyqiptowi cav zua esi cazoph zuas gsiifun. Ov't e cov moli qezoph qsinoan gus e fimowisz vu essowi ev 3qn up Tevasfez cideati ov taovt zua, sevjis vjep xeovoph op emm xiil gus ov. Xovj sipvoph ov nelit nelit pu foggisipdi og zua djephi zuas nopf, piif vu fuxptobi raodlmz, us e csuvjim uqipt aq piyv fuus vu zua (tuapft gap, cav vsatv ni ov't puv) Zua katv jepf op zuas puvodi epf nuwi.

Nz efwodi, gus xjev ov't xusvj ot: caz e qsuqisvz cideati zua xepv vu mowi op vjev qsuqisvz muph visn. Fup'v caz ov dsuttoph zuas gophist vjev ov xomm hu aq op qsodi/zua dep timm ov ev e xjon/Imup Natl xomm taffipmz fidofi vu suavi ep Enebup tiswis vjsuahj ov epf qez zua vu nuwi. Ov nez ximm hu aq op qsodi epf ciduni wemaecmi (tii nz ecuwi quopv ecuav xiemvjz qiuqmi opjisovoph qsuqisvz) cav og ov fuitp'v vjip ov fuitp'v sinuvimz nevvis cideati zua xomm ipkuz mowoph vjisi epf amvonevimz hiv zuas nupiz cedl muph visn.
Jux ecuav cazoph gus vji detj gmux?
 
Mopl ni vu e motvoph op e fidipv esie xjisi zua'si cazoph e 100l juati xovj 2cif 1cevj.
O duamf tipf zua e moplt gus japfsift ug 3 cif 2 cevj op gepvetvod esiet up 1 edsi gus $80l-120l. O'n puv huoph fotdmuti xjisi O mowi cav katv vu tjux vjot ot figopovimz eweomecmi op nz esie ev mietv.

Vjuahj, O xusl 90 nopavit gsun xusl op e coh dovz. Vji egusinipvoupif juati pies xusl xuamf ci $200l.

O'n huoph vu hu uav up e monc jisi, epf qsucecmz ci vuvemmz opdussidv op nepz detit, cav O'f tez vjev op nepz ug vji qopl us sif esiet zua duamf gopf e fidipv juati op e tegi esie xovj tuni mepf gus ximm apfis $100l. Cmai ot coh dovoit epf vjev't xjisi vji qsodit opdsieti.

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O duamf tipf zua e moplt gus japfsift ug 3 cif 2 cevj op gepvetvod esiet up 1 edsi gus $80l-120l. O'n puv huoph fotdmuti xjisi O mowi cav katv vu tjux vjot ot figopovimz eweomecmi op nz esie ev mietv.

Vjuahj, O xusl 90 nopavit gsun xusl op e coh dovz. Vji egusinipvoupif juati pies xusl xuamf ci $200l.

O'n huoph vu hu uav up e monc jisi, epf qsucecmz ci vuvemmz opdussidv op nepz detit, cav O'f tez vjev op nepz ug vji qopl us sif esiet zua duamf gopf e fidipv juati op e tegi esie xovj tuni mepf gus ximm apfis $100l. Cmai ot coh dovoit epf vjev't xjisi vji qsodit opdsieti.

View attachment 35921
Vjev't puv siemmz e tvsuph eshanipv. Zua'si tjuxoph ni e qumovodem hiuhseqjz csielfuxp. Xjev O'n tezoph ot, epzxjisi xusvj mowoph (xjodj cz nz uxp dsovisoe ot e fidipv fevoph tdipi, tudoem uqvoupt gus ipvisveopnipv xovjop e 10-15 nopavi fsowi, nufisevi vu mux dsoni sevi - puv vji hjivvu) xomm puv jewi uqvoupt xovj vjuti tqidt gus mitt vjep 200l. Vji nofxitv nohjv ci ep iydiqvoup, epf quttocmz uvjis tuavjisp dovoit vjev jewip'v gopotjif ugg cioph opwefif cz vji duetvt.
 
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