I'm getting off an old plan I was paying for that was under my dad's employer. Figured some people here might have good insights on the best insurance to get, and what types of prices I should be okay with paying. I'm in Arizona if it makes a difference.
Bill:
I'm a big fan of high-deductible plans -- especially if you are young and healthy.
The premium is quite low, and the deductible would be around $5,000 for a single.
You put the deductible into a tax-defered savings/investment account.
If you don't use it, you get to KEEP it.
If you get ill or injured, you are subject to the insurer's agreed rates.
In my case, that's BC/BS and the savings in agreed rates is pretty good.
Check the phonebook for a local benefit provider.
You'll want to see if you can get into their Trust Plans.
They should have plans available to small businesses -- read one or two people.