amp0193
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Attempted this, did pretty well for a while, then when life got crazy, it got out of control.
Even when I knew I was just gaming the system, and trading dollars I was going to spend anyways for airline points... i found that it was a little too easy to just swipe the card for every little thing, knowing I could worry about paying it later.
Worked ok until I got into a spot that was tighter than I realized, and I couldn't pay the CC bill. Still playing catch up on that.
Over time, I think it's definitely cost me more than it's gained me.
No, I didn't have the discipline, and most don't. Which is why the cards exist.
When I've got everything paid down, I'll be switching to only debit cards and paying cash for everything.
Even when I knew I was just gaming the system, and trading dollars I was going to spend anyways for airline points... i found that it was a little too easy to just swipe the card for every little thing, knowing I could worry about paying it later.
Worked ok until I got into a spot that was tighter than I realized, and I couldn't pay the CC bill. Still playing catch up on that.
Over time, I think it's definitely cost me more than it's gained me.
No, I didn't have the discipline, and most don't. Which is why the cards exist.
When I've got everything paid down, I'll be switching to only debit cards and paying cash for everything.