Kak
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This is what vertical integration looks like. Buy a gravel business.
Put a sign on your truck that says you’re not responsible and BAM...(because everyone behind them agreed to that right?)
FYI folks. If a gravel truck breaks your windshield... Call them and and make them buy you a new one. They are responsible for stuff that flies off their trucks. If you have a dash cam... even better.
Good luck in your endeavor! I would call all the auto insurance companies and ask to be a vendor for them. When someone files a claim they usually send a list of prefered vendors to their clients. I would want to be on that list.