Don't let anybody else manage your money, don't look for investment advice online.
Become and expert in one asset class and manage your investments yourself, or keep it in cash.
Nothing wrong with having cash!
Have fun with 2-3 other girls before you make a decision, I think your d*ck is overpowering your brain here.
Btw she is not special, she is just different from the girls you know from your country.
Girls from south america have more passion and act more feminine.
Doesn't mean you need to...
Do more of this "I love getting clients, negotiating, getting them to sign on the dotted line and doing the sales aspect of the business. I love seeing the money come in."
Let somebody else do this "But I HATE actually doing the required work after closing the deal. I hate implementing plans...
Not a bad time to sell. However market could get worse fast.
Top seems to be in already, at least in big cities. Indicators pointing down.
Take the 20k and run.
Dump it on the market and be happy & free.
You will save your future self lots of time and energy if you just stop telling people...
It's not an matrix like event, where you pop a pill and your life changes to the better.
It can take 5-10 years of targeted daily effort.
Small simple tasks executed every single day add up over time to exceptional success...
One of the things I did in the past was automation of media buying / campaign optimization.
E.g. pull data from advertising plattform via API, pull data from SaaS tracking tool via API, store in database, analyze and filter data, find rules to apply based on either static rules entered by user...
Stay of social media.
Don't upgrade your lifestyle.
Don't buy things to signal status.
Takes out most stress and fear of entrepreneurship.
Bringing home 2-3k/month is always possible.
Having to kill 10k/month just to cover fix cost is a different beast.
I have paid big bucks for programming work....task automation, customized database solutions, data analytics tool, customized UI (up to $100/hour).
But paying $12/hour for a web developer / designer from Philippines already seems expensive to me.
Programming as skill is great, don't waste this...
He's running ads in the millions and making millions of revenue
Anybody who doubts this has no idea about digital marketing.
The fact that so many people of us have seen his ads verifies his ad budget.
He's giving away >90% of his teaching for free on Youtube. I even like his content. Learnt...
I would argue the alternatives are worse than the original.
At the end of the day, they are sugar water with artificial additives, transported half way around the world.
With milk you at least get some bio available protein and some saturated fat besides the sugar. Could live of milk...
No such thing as location independent unless one is financial independent.
All those nomads are highly location dependent, they can only live in the cheapest places on earth.
It's a flawed model, especially since being a digital nomad gets old very fast. And suddenly that 1k/month doesn't go a...
Time and sanity is more important than money, get a new developer.
Don't try changing the persons behavior or output, people don't change.
You either have a superstar programmer or you don't
Next time when first red flag appears replace programmer immediately.
Learn how to write better...
Freelancing is in most cases a terrible hustle.
Too much time spend pitching, not enough time spend earning.
Job is better in this case.
Exception would be if you have already an high paying high demand skill e.g. lawyer, programmer, engineer....
If this is not the case I would focus on a hustle...
You don't spend too much money, you earn too little.
Set priorities in your life.
Put aside some time for health & relationships every day.
The rest of the day focus on earning more money.
Try simple things that generates additional cashflow quickly. You can find hundreds of ideas about...
Uuh I don't like the sound of this. Time will fly, money will run out.
Generate cashflow asap, get to the point you earn an income that allows you to pay your bills comfortably. Either the part time thing, or find some local companies to sell your services to as freelancer.
Running a digital agency is about the same as having a job just without the benefits.
Juice not worth the squeeze.
Quitting a stable job to start an agency is a very bad move.
- Massive competition
- Tough outbound customer acquisition
- Working with mediocre clients
- Nightmare to scale