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Recent content by Tim Conti

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  1. Tim Conti

    Can this thread save your life, and perhaps countless others? Yes.

    GOLD! MINDSET 
    This chapter in your book hit home for me. In my industry, there are parties, social events, alcohol. I don't mind a few cocktails over networking. But one too many can have a life-altering impact, for not only me but also for someone's loved one. One night after coming home late on the train...
  2. Tim Conti

    Easy = Sales. How Easy Is It To Do Business With You?

    NOTABLE! 
    I needed a new roof for my house. I contacted the first guy based on reviews I saw online. When I called the number it sounded like a home answering machine. No callback. The next guy got my business when he picked up on the first ring, came over that day to give me a quote. Said he could...
  3. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    MJ, it is funny how you get many different perspectives from the same question right? But I do see everyone's point. I am also not going to sell my house and move into a 1500 square foot house to own it free and clear. I get the concept but it isn't viable. But here is what I can do. keep...
  4. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    We live in the Western Suburbs of IL.
  5. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    $300k doesn't buy much of a house where we live unfortunately.
  6. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    $307k in equity and zero credit card debt (no other loans). Our only debt is the house. I am going to start paying down the 30 year principle in chunks, but also be mindful of the other opportunities outlined in the book!
  7. Tim Conti

    I've Read UNSCRIPTED!

    GOLD! 
    love this book!
  8. Tim Conti

    I've Read The Millionaire Fastlane!

    GOLD! 
    I read the book (three times).
  9. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    very insightful thank you. I do have invest in a low fee index fund but I should look at SPY.
  10. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    I would throw one lump sum payment at it to start from savings. And then every month any windfall from my full time gig or side hustle I would throw at it (once core expenses are paid for month). Also thought about taking 100% of the commission payments from the side hustle each month to pay...
  11. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    Thanks for the reply. It does make sense, but I don't have the ability to trade options. And if you save money with a 12% return, you can't get 12% from bank savings or CD, so isn't there a fair amount of risk to get 12% return? Versus a no-risk paying down the mortgage?
  12. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    Thanks, MJ you are an inspiration. I just wish I read your book 20 years ago! The only advice I can't follow is my wife won't let us move out of Chicago :) Best Wishes, Tim
  13. Tim Conti

    Pay down debt before cash and dividend yields

    INVESTING HOT! 
    Hi Forum, first I am a huge believer in Millionaire Script having read both books Unscripted and Millionaire Fastlane. I still am working full-time but I have a side hustle which will soon be my main hustle. The side hustle pays out a consistent residual payment that my family can almost live...

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