Thread: Credit card expiration date question

This is a question for anyone who takes credit cards in their store whether it be online or in person.

I've recently discovered that my store is letting credit cards get charged through regardless of the expiration date placed on the order. I use authorize.net and when I talked to their support they told me that the credit card vendors are no longer checking expiration dates on credit card orders.

They said that authorize.net is passing the info through to them, but if they don't validate it or come back with an error there's nothing that they can do.

Can anyone else verify this? I tried using VISA with 2 of my ebiz stores and they both passed with wrong expiration dates.

Ok it seems like my ebiz store checkout processes are checking expiration dates again. Weird. However, when I use the virtual terminal and manually type in the cc# it doesn't seem to check CC expiration dates.

I'm using OSC but when I use Authorize.net's virtual terminal for phone orders, it's not checking the expiration date.

I have been charging my own cards and then voiding the charge right away after they go through. I never let my own charges settle.