Steven Williams
(11) Honda

I recently had a situation come up with a client of mine that had a debt collection attorney buy a debt that he owed from 20 years ago.

I my state of Wisconsin the laws for collecting debt are very generous to debt collectors. A judgment can be collected for 20 years if the creditor or debt collector applies for an extension every 10 years.

They must also do it before the 10 year extension expires. After reviewing my clients court summons the debt collector stated that

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I'm always amazed at all of the news reports about people deciding to make their New Years Resolutions and within a week or a month they have forgotten all about them.

I understand why because I use to do the same thing. I would make a long list of goals and I would find myself making the same list the next year.

The reason why we tend to stop working on our goals is because we haven't made ourselves accountable to accomplishing the goals.

Now don't get me

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Hello again…unless you’ve been living under a rock people are suffering not just here in America, all over the world.


But there are large groups of people that are living beautiful, healthy and rich lives too. So what’s the difference between the two. Is it luck? Is it because they had rich parents? Is it because they are educated better? Is it because of where they live? Why are there two polar opposites rich and poor people and why is the distance getting wider?

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Sometimes the truth hurts but if were going to be "Real" we need to discuss this. Debt is like the "Elephant in the room" that no one wants to really talk about.

Everyone on this forum is trying to pull themselves up by their boot straps but the majority will continue to fail. Why? Because of the "Elephant in the room "Debt".

Debt can be a motivator to work hard to succeed. But more than likely it becomes an obstacle because it occupies

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